Form 11-K

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 11-K


þ		Annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934

For the fiscal year ended December 31, 2009


o		Transition report pursuant to Section 15 (d) of the Securities and Exchange Act of 1934

For the transition period from to

Commission file number 000-22387


IRS employer identification number 31-4376006		Plan number 002

A. Full title of the plan and the address of the plan, if different from that of the issuer named below:

The Delaware County Bank & Trust Company Employee 401(k) Retirement Plan

110 Riverbend Avenue
Lewis Center, Ohio 43035

B. Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:

DCB Financial Corp
110 Riverbend Avenue
Lewis Center, Ohio 43035

Financial Statements and Exhibits

The following financial statements and exhibits are filed as part of this annual report:


EXHIBIT NUMBER		DESCRIPTION
Exhibit 23		Consents of Independent Registered Public Accountants

Exhibit 99		Financial Statements and Supplemental Schedules for The Delaware County Bank & Trust Company Employee 401(k) Retirement Plan as of December 31, 2009 and 2008 and for the year ended December 31, 2009.

SIGNATURES

The Plan Pursuant to the requirements of the Securities Exchange Act of 1934, The Delaware County Bank & Trust Company, trustee and administrator of the plan, has duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized.


Date: June 29, 2010	The Delaware County Bank & Trust Company Employee 401(k) Retirement Plan The Delaware County Bank & Trust Company
	By:	/s/ John A. Ustaszewski
		John A. Ustaszewski, Senior Vice President and
		Chief Financial Officer

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EXHIBIT INDEX


Exhibit 23		Consents of Independent Registered Public Accounting Firms

Exhibit 99		Financial Statements and Supplemental Schedules for The Delaware County Bank & Trust Company Employee 401(k) Retirement Plan as of December 31, 2009 and 2008 and for the year ended December 31, 2009.

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