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Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2023
Regulated Operations [Abstract]  
Schedule of Actual Capital Amounts and Ratios
The capital ratios are presented in the following table:
December 31, 2023December 31, 2022
EFSCBankEFSCBankTo Be Well-CapitalizedMinimum Ratio
with CCB
Common Equity Tier 1 Capital to Risk Weighted Assets11.3 %12.2 %11.1 %12.1 %6.5 %7.0 %
Tier 1 Capital to Risk Weighted Assets12.7 %12.2 %12.6 %12.1 %8.0 %8.5 %
Total Capital to Risk Weighted Assets14.2 %13.2 %14.2 %13.1 %10.0 %10.5 %
Leverage Ratio (Tier 1 Capital to Average Assets)11.0 %10.6 %10.9 %10.5 %5.0 %N/A