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Portfolio Loans Not Covered by Loss Share ("Non-covered") (Tables)
 12 Months Ended
Dec. 31, 2012
Non-covered Loans [Line Items]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
Following is a summary of activity for the years ended December 31, 2012, 2011, and 2010 of loans to executive officers and directors or to entities in which such individuals had beneficial interests as a shareholder, officer, or director. Such loans were made in the normal course of business on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other customers and did not involve more than the normal risk of collectability.

(in thousands)
2012
 
2011
 
2010
Balance at beginning of year
$
13,413

 
$
13,887

 
$
9,240

New loans and advances
8,162

 
9,927

 
6,411

Payments and other reductions
(4,700
)
 
(10,401
)
 
(1,764
)
Balance at end of year
$
16,875

 
$
13,413

 
$
13,887
Non-Covered Loans
  
Non-covered Loans [Line Items]  
Summary of Non-covered Loans by Category
Below is a summary of Non-covered loans by category at December 31, 2012 and 2011:
 
(in thousands)
December 31, 2012
 
December 31, 2011
Real Estate Loans:
 
 
 
    Construction and Land Development
$
160,911

 
$
140,147

    Commercial real estate - Investor Owned
486,467

 
477,154

    Commercial real estate - Owner Occupied
333,242

 
334,416

    Residential real estate
145,558

 
171,034

Total real estate loans
$
1,126,178

 
$
1,122,751

    Commercial and industrial
962,884

 
763,202

    Consumer & other
16,966

 
11,459

    Portfolio Loans
$
2,106,028

 
$
1,897,412

Unearned loan income (costs), net
11

 
(338
)
    Portfolio loans, including unearned loan costs
$
2,106,039

 
$
1,897,074
Summary of Allowance for Loan Losses for Non-covered Loans by Portfolio Class and Category
A summary of activity in the allowance for loan losses and the recorded investment in Non-covered loans by portfolio class and category based on impairment method for the years ended indicated below is as follows:

(in thousands)
Commercial & Industrial
 
Commercial
Real Estate
Owner Occupied
 
Commercial
Real Estate
Investor Owned
 
Construction and Land Development
 
Residential Real Estate
 
Consumer & Other
 
Qualitative Adjustment
 
Total
Balance at
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, beginning of year
$
11,945

 
$
6,297

 
$
6,751

 
$
5,847

 
$
3,931

 
$
14

 
$
3,204

 
$
37,989

Provision charged to expense
774

 
1,173

 
6,294

 
3,081

 
(1,751
)
 
15

 
(829
)
 
8,757

Losses charged off
(3,233
)
 
(3,326
)
 
(2,728
)
 
(4,384
)
 
(1,605
)
 
—

 
—

 
(15,276
)
Recoveries
578

 
48

 
86

 
695

 
1,451

 
2

 
—

 
2,860

Balance, end of year
$
10,064

 
$
4,192

 
$
10,403

 
$
5,239

 
$
2,026

 
$
31

 
$
2,375

 
$
34,330

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, beginning of year
$
12,727

 
$
5,060

 
$
5,629

 
$
8,407

 
$
5,485

 
$
93

 
$
5,358

 
$
42,759

Provision charged to expense
4,123

 
1,878

 
2,181

 
7,652

 
(244
)
 
(136
)
 
(2,154
)
 
13,300

Losses charged off
(5,488
)
 
(955
)
 
(1,474
)
 
(10,627
)
 
(1,613
)
 
(5
)
 
—

 
(20,162
)
Recoveries
583

 
314

 
415

 
415

 
303

 
62

 
—

 
2,092

Balance, end of year
$
11,945

 
$
6,297

 
$
6,751

 
$
5,847

 
$
3,931

 
$
14

 
$
3,204

 
$
37,989

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at
December 31, 2010
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, beginning of year
$
9,715

 
$
5,992

 
$
13,608

 
$
4,289

 
$
3,859

 
$
45

 
$
5,487

 
$
42,995

Provision charged to expense
6,720

 
(86
)
 
5,656

 
15,952

 
5,481

 
141

 
(129
)
 
33,735

Losses charged off
(3,865
)
 
(846
)
 
(14,636
)
 
(12,148
)
 
(4,391
)
 
(274
)
 
—

 
(36,160
)
Recoveries
157

 
—

 
1,001

 
314

 
536

 
181

 
—

 
2,189

Balance, end of year
$
12,727

 
$
5,060

 
$
5,629

 
$
8,407

 
$
5,485

 
$
93

 
$
5,358

 
$
42,759



(in thousands)
Commercial & Industrial
 
Commercial
Real Estate
Owner Occupied
 
Commercial
Real Estate
Investor Owned
 
Construction and Land Development
 
Residential Real Estate
 
Consumer & Other
 
Qualitative Adjustment
 
Total
Balance December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
3,446

 
$
339

 
$
3,400

 
$
732

 
$
259

 
$
—

 
$
—

 
$
8,176

Collectively evaluated for impairment
6,618

 
3,853

 
7,003

 
4,507

 
1,767

 
31

 
2,375

 
26,154

Total
$
10,064

 
$
4,192

 
$
10,403

 
$
5,239

 
$
2,026

 
$
31

 
$
2,375

 
$
34,330

Loans - Ending Balance:
 
 
 
 
 
 
 

 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
8,934

 
$
5,772

 
$
16,762

 
$
4,695

 
$
2,564

 
$
—

 
$
—

 
$
38,727

Collectively evaluated for impairment
953,950

 
327,470

 
469,705

 
156,216

 
142,994

 
16,977

 
—

 
2,067,312

Total
$
962,884

 
$
333,242

 
$
486,467

 
$
160,911

 
$
145,558

 
$
16,977

 
$
—

 
$
2,106,039

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
3,214

 
$
1,377

 
$
2,315

 
$
2,927

 
$
896

 
$
—

 
$
—

 
$
10,729

Collectively evaluated for impairment
8,731

 
4,920

 
4,436

 
2,920

 
3,035

 
14

 
3,204

 
27,260

Total
$
11,945

 
$
6,297

 
$
6,751

 
$
5,847

 
$
3,931

 
$
14

 
$
3,204

 
$
37,989

Loans - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
5,634

 
$
4,572

 
$
11,127

 
$
14,767

 
$
5,522

 
$
—

 
$
—

 
$
41,622

Collectively evaluated for impairment
757,568

 
329,844

 
466,027

 
125,380

 
165,512

 
11,121

 
—

 
1,855,452

Total
$
763,202

 
$
334,416

 
$
477,154

 
$
140,147

 
$
171,034

 
$
11,121

 
$
—

 
$
1,897,074
Summary of Non-covered Loans Individually Evaluated for Impairment by Category
A summary of Non-covered loans individually evaluated for impairment by category at December 31, 2012 and 2011, is as follows:

 
December 31, 2012
(in thousands)
Unpaid
Contractual
Principal Balance
 
Recorded
Investment
With No Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded Investment
 
Related Allowance
 
Average
Recorded Investment
Commercial & Industrial
$
9,005

 
$
96

 
$
8,838

 
$
8,934

 
$
3,446

 
$
6,379

Real Estate:
 
 
 
 
 
 
 
 
 
 
 
    Commercial - Owner Occupied
6,726

 
2,178

 
3,594

 
5,772

 
339

 
7,985

    Commercial - Investor Owned
19,864

 
185

 
16,577

 
16,762

 
3,400

 
10,500

    Construction and Land Development
6,491

 
1,560

 
3,135

 
4,695

 
732

 
10,259

    Residential
3,132

 
1,626

 
938

 
2,564

 
259

 
4,368

Consumer & Other
—

 
—

 
—

 
—

 
—

 
—

Total
$
45,218

 
$
5,645

 
$
33,082

 
$
38,727

 
$
8,176

 
$
39,491


 
December 31, 2011
(in thousands)
Unpaid
Contractual
Principal Balance
 
Recorded
Investment
With No Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded Investment
 
Related Allowance
 
Average
Recorded Investment
Commercial & Industrial
$
7,517

 
$
128

 
$
5,506

 
$
5,634

 
$
3,214

 
$
6,571

Real Estate:
 
 
 
 
 
 
 
 
 
 
 
    Commercial - Owner Occupied
5,099

 
—

 
4,572

 
4,572

 
1,377

 
2,711

    Commercial - Investor Owned
15,676

 
914

 
10,213

 
11,127

 
2,315

 
10,562

    Construction and Land Development
19,685

 
1,628

 
13,139

 
14,767

 
2,927

 
16,114

    Residential
6,465

 
2,211

 
3,311

 
5,522

 
896

 
9,588

Consumer & Other
—

 
—

 
—

 
—

 
—

 
—

Total
$
54,442

 
$
4,881

 
$
36,741

 
$
41,622

 
$
10,729

 
$
45,546

The recorded investment in impaired Non-covered loans by category at December 31, 2012 and 2011, is as follows:
 
 
December 31, 2012
(in thousands)
Non-accrual
 
Restructured
 
Loans over 90 days past due and still accruing interest
 
Total
Commercial & Industrial
$
8,929

 
$
5

 
$
—

 
$
8,934

Real Estate:
 
 
 
 
 
 
 
    Commercial - Investor Owned
16,762

 
—

 
—

 
16,762

    Commercial - Owner Occupied
5,772

 
—

 
—

 
5,772

    Construction and Land Development
3,260

 
1,435

 
—

 
4,695

    Residential
2,564

 
—

 
—

 
2,564

Consumer & Other
—

 
—

 
—

 
—

       Total
$
37,287

 
$
1,440

 
$
—

 
$
38,727


 
December 31, 2011
(in thousands)
Non-accrual
 
Restructured
 
Loans over 90 days past due and still accruing interest
 
Total
Commercial & Industrial
$
4,475

 
$
1,159

 
$
—

 
$
5,634

Real Estate:
 
 
 
 
 
 
 
    Commercial - Investor Owned
6,647

 
4,480

 
—

 
11,127

    Commercial - Owner Occupied
4,129

 
443

 
—

 
4,572

    Construction and Land Development
10,335

 
3,677

 
755

 
14,767

    Residential
5,299

 
223

 
—

 
5,522

Consumer & Other
—

 
—

 
—

 
—

       Total
$
30,885

 
$
9,982

 
$
755

 
$
41,622
Summary of Recorded Investment by Category of Non-covered Loans Restructured
The recorded investment by category for the Non-covered loans that have been restructured at December 31, 2012 and 2011, is as follows:

 
Year ended December 31, 2012
 
Year ended December 31, 2011
(in thousands, except for number of loans)
Number of Loans
 
Pre-Modification Outstanding
Recorded Balance
 
Post-Modification Outstanding
Recorded Balance
 
Number of Loans
 
Pre-Modification Outstanding
Recorded Balance
 
Post-Modification Outstanding
Recorded Balance
Commercial & Industrial
1

 
$
5

 
$
5

 
5

 
$
2,102

 
$
1,159

Real Estate:
 
 
 
 
 
 
 
 
 
 
 
     Commercial - Owner Occupied
—

 
—

 
—

 
1

 
443

 
443

     Commercial - Investor Owned
—

 
—

 
—

 
1

 
4,365

 
4,480

    Construction and Land Development
1

 
1,800

 
1,435

 
2

 
4,341

 
3,677

     Residential
—

 
—

 
—

 
1

 
223

 
223

Consumer & Other
—

 
—

 
—

 
—

 
—

 
—

  Total
2

 
$
1,805

 
$
1,440

 
10

 
$
11,474

 
$
9,982
Summary of Recorded Investment by Category of Non-covered Loans Restructured and Subsequently Defaulted
The recorded investment by category for the Non-covered loans that have been restructured and subsequently defaulted during 2012 and 2011 is as follows:

 
Year ended December 31, 2012
 
Year ended December 31, 2011
(in thousands, except for number of loans)
Number of Loans
 
Recorded Balance
 
Number of Loans
 
Recorded Balance
Commercial & Industrial
2

 
$
166

 
—

 
$
—

Real Estate:
 
 
 
 
 
 
 
     Commercial - Owner Occupied
—

 
—

 
—

 
—

     Commercial - Investor Owned
—

 
—

 
1

 
418

    Construction and Land Development
—

 
—

 
2

 
597

     Residential
—

 
—

 
1

 
563

Consumer & Other
—

 
—

 
—

 
—

  Total
2

 
$
166

 
4

 
$
1,578
Summary of Aging of Recorded Investment in Past Due Non-covered Loans by Portfolio Class and Category
The aging of the recorded investment in past due Non-covered loans by portfolio class and category at December 31, 2012 and 2011 is shown below.

 
December 31, 2012
(in thousands)
30-89 Days
 Past Due
 
90 or More
Days
Past Due
 
Total
Past Due
 
Current
 
Total
    Commercial & Industrial
$
14

 
$
—

 
$
14

 
$
962,870

 
$
962,884

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
1,352

 
2,081

 
3,433

 
329,809

 
333,242

       Commercial - Investor Owned
—

 
4,045

 
4,045

 
482,422

 
486,467

       Construction and Land Development
1,201

 
1,559

 
2,760

 
158,151

 
160,911

       Residential
616

 
593

 
1,209

 
144,349

 
145,558

    Consumer & Other
34

 
—

 
34

 
16,943

 
16,977

          Total
$
3,217

 
$
8,278

 
$
11,495

 
$
2,094,544

 
$
2,106,039


 
December 31, 2011
(in thousands)
30-89 Days
 Past Due
 
90 or More
Days
Past Due
 
Total
Past Due
 
Current
 
Total
    Commercial & Industrial
$
4,521

 
$
792

 
$
5,313

 
$
757,889

 
$
763,202

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
1,945

 
1,522

 
3,467

 
330,949

 
334,416

       Commercial - Investor Owned
2,308

 
4,209

 
6,517

 
470,637

 
477,154

       Construction and Land Development
1,356

 
9,786

 
11,142

 
129,005

 
140,147

       Residential
299

 
4,137

 
4,436

 
166,598

 
171,034

    Consumer & Other
—

 
—

 
—

 
11,121

 
11,121

          Total
$
10,429

 
$
20,446

 
$
30,875

 
$
1,866,199

 
$
1,897,074
Summary of Recorded Investment by Risk Category of Non-covered Loans by Portfolio Class and Category
The recorded investment by risk category of the Non-covered loans by portfolio class and category at December 31, 2012, which is based upon the most recent analysis performed, and December 31, 2011 is as follows:
 
 
December 31, 2012
(in thousands)
Pass (1-6)
 
Watch (7)
 
Substandard (8)
 
Doubtful (9)
 
Total
    Commercial & Industrial
$
912,766

 
$
29,524

 
$
18,546

 
$
2,048

 
$
962,884

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
290,850

 
26,336

 
15,898

 
158

 
333,242

       Commercial - Investor Owned
389,886

 
64,707

 
31,874

 
—

 
486,467

       Construction and Land Development
124,857

 
9,543

 
26,012

 
499

 
160,911

       Residential
130,159

 
5,921

 
9,478

 
—

 
145,558

    Consumer & Other
16,972

 
5

 
—

 
—

 
16,977

          Total
$
1,865,490

 
$
136,036

 
$
101,808

 
$
2,705

 
$
2,106,039


 
December 31, 2011
(in thousands)
Pass (1-6)
 
Watch (7)
 
Substandard (8)
 
Doubtful (9)
 
Total
    Commercial & Industrial
$
683,239

 
$
50,197

 
$
27,229

 
$
2,537

 
$
763,202

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
276,802

 
40,207

 
16,225

 
1,182

 
334,416

       Commercial - Investor Owned
405,686

 
56,370

 
14,894

 
204

 
477,154

       Construction and Land Development
91,286

 
27,056

 
21,461

 
344

 
140,147

       Residential
148,309

 
4,814

 
16,419

 
1,492

 
171,034

    Consumer & Other
11,112

 
9

 
—

 
—

 
11,121

          Total
$
1,616,434

 
$
178,653

 
$
96,228

 
$
5,759

 
$
1,897,074