The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC Common Stock 00287Y109   246,563 1,354 SH   SOLE   1,354 0 0
AIR PRODUCTS & CHEMICALS, INC. Common Stock 009158106   108,779 449 SH   SOLE   449 0 0
BROADCOM INC Common Stock 11135F101   318,098 240 SH   SOLE   240 0 0
CISCO SYSTEMS Common Stock 17275R102   195,747 3,922 SH   SOLE   3,922 0 0
COCA-COLA COMPANY Common Stock 191216100   203,056 3,319 SH   SOLE   3,319 0 0
CONOCOPHILLIPS Common Stock 20825C104   331,692 2,606 SH   SOLE   2,606 0 0
CORNING INC Common Stock 219350105   191,366 5,806 SH   SOLE   5,806 0 0
ISHARES ESG AWARE MSCI USA ETF Not Applicable 46435G425   598,367 5,205 SH   SOLE   5,205 0 0
ISHARES IBOXX High Yield Corporate Bond ETF 464288513   4,041,960 52,000 SH   SOLE   52,000 0 0
JANUS HENDERSON AAA CLO ETF 47103U845   25,280,495 498,236 SH   SOLE   498,236 0 0
JOHNSON & JOHNSON Common Stock 478160104   209,127 1,322 SH   SOLE   1,322 0 0
KIMBERLY-CLARK CORP Common Stock 494368103   168,802 1,305 SH   SOLE   1,305 0 0
KROGER COMPANY Common Stock 501044101   233,090 4,080 SH   SOLE   4,080 0 0
LOCKHEED MARTIN Common Stock 539830109   186,042 409 SH   SOLE   409 0 0
MCDONALD'S CORP Common Stock 580135101   268,980 954 SH   SOLE   954 0 0
MERCK & CO INC Common Stock 58933Y105   301,242 2,283 SH   SOLE   2,283 0 0
METLIFE INC Common Stock 59156R108   263,239 3,552 SH   SOLE   3,552 0 0
MONDELEZ INTERNATIONAL Common Stock 609207105   175,140 2,502 SH   SOLE   2,502 0 0
PACKAGING CORP OF AMERICA Common Stock 695156109   127,912 674 SH   SOLE   674 0 0
PAYCHEX INC Common Stock 704326107   183,832 1,497 SH   SOLE   1,497 0 0
PEPSICO INC Common Stock 713448108   268,115 1,532 SH   SOLE   1,532 0 0
PFIZER INC Common Stock 717081103   111,139 4,005 SH   SOLE   4,005 0 0
PROCTER & GAMBLE CO. Common Stock 742718109   287,507 1,772 SH   SOLE   1,772 0 0
QUEST DIAGNOSTICS INC Common Stock 74834L100   151,745 1,140 SH   SOLE   1,140 0 0
TEXAS INSTRUMENTS INC Common Stock 882508104   300,338 1,724 SH   SOLE   1,724 0 0
UNITED PARCEL SERVICE-CL B Common Stock 911312106   220,121 1,481 SH   SOLE   1,481 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   128,440 3,061 SH   SOLE   3,061 0 0
WALMART INC Common Stock 931142103   269,321 4,476 SH   SOLE   4,476 0 0