The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Common Stock 88579Y101 1,551 8,790 SH   SOLE   8,790 0 0
AIR PRODUCTS & CHEMICALS, INC. Common Stock 009158106 1,840 7,831 SH   SOLE   7,831 0 0
ALTRIA GROUP INC. Common Stock 02209S103 352 7,050 SH   SOLE   7,050 0 0
AMGEN INC Common Stock 031162100 1,987 8,241 SH   SOLE   8,241 0 0
ANALOG DEVICES Common Stock 032654105 1,754 14,760 SH   SOLE   14,760 0 0
AT&T INC. Common Stock 00206R102 1,739 44,486 SH   SOLE   44,486 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 1,484 8,705 SH   SOLE   8,705 0 0
BLACKROCK INC Common Stock 09247X101 1,671 3,324 SH   SOLE   3,324 0 0
CATERPILLAR INC Common Stock 149123101 1,715 11,610 SH   SOLE   11,610 0 0
CISCO SYSTEMS Common Stock 17275R102 1,444 30,098 SH   SOLE   30,098 0 0
COCA-COLA COMPANY Common Stock 191216100 1,606 29,013 SH   SOLE   29,013 0 0
CORNING INC Common Stock 219350105 1,431 49,168 SH   SOLE   49,168 0 0
EASTMAN CHEMICAL Common Stock 277432100 1,678 21,167 SH   SOLE   21,167 0 0
EATON CORP Common Stock G29183103 1,762 18,605 SH   SOLE   18,605 0 0
EMERSON ELECTRIC Common Stock 291011104 236 3,090 SH   SOLE   3,090 0 0
EXXON MOBIL CORPORATION Common Stock 30231G102 1,400 20,061 SH   SOLE   20,061 0 0
GENERAL MILLS INC Common Stock 370334104 1,757 32,802 SH   SOLE   32,802 0 0
GRAINGER (W.W.) INC. Common Stock 384802104 242 714 SH   SOLE   714 0 0
HOME DEPOT INC Common Stock 437076102 1,391 6,370 SH   SOLE   6,370 0 0
INTEL CORP. Common Stock 458140100 1,875 31,334 SH   SOLE   31,334 0 0
INTERNATIONAL PAPER CO. Common Stock 460146103 1,285 27,898 SH   SOLE   27,898 0 0
INTL BUSINESS MACHINES CORP Common Stock 459200101 1,434 10,700 SH   SOLE   10,700 0 0
ISHARES IBOXX High Yield Corporate Bond ETF 464288513 15,161 172,400 SH   SOLE   172,400 0 0
JOHNSON & JOHNSON Common Stock 478160104 1,974 13,534 SH   SOLE   13,534 0 0
KIMBERLY-CLARK CORP Common Stock 494368103 1,516 11,021 SH   SOLE   11,021 0 0
LINDE PLC Common Stock G5494J103 1,469 6,899 SH   SOLE   6,899 0 0
MARATHON PETROLEUM CORP Common Stock 56585A102 52 860 SH   SOLE   860 0 0
MCDONALD'S CORP Common Stock 580135101 1,451 7,342 SH   SOLE   7,342 0 0
MERCK & CO INC Common Stock 58933Y105 1,652 18,166 SH   SOLE   18,166 0 0
METLIFE INC Common Stock 59156R108 1,549 30,381 SH   SOLE   30,381 0 0
MICROSOFT CORPORATION Common Stock 594918104 166 1,055 SH   SOLE   1,055 0 0
OMNICOM GROUP Common Stock 681919106 1,502 18,541 SH   SOLE   18,541 0 0
PEPSICO INC Common Stock 713448108 1,612 11,794 SH   SOLE   11,794 0 0
PFIZER INC Common Stock 717081103 1,667 42,535 SH   SOLE   42,535 0 0
PHILIP MORRIS INTERNATIONAL Common Stock 718172109 1,076 12,647 SH   SOLE   12,647 0 0
PRINCIPAL FINANCIAL GROUP INC Common Stock 74251V102 1,492 27,122 SH   SOLE   27,122 0 0
PROCTER & GAMBLE CO. Common Stock 742718109 1,722 13,789 SH   SOLE   13,789 0 0
PRUDENTIAL FINANCIAL INC. Common Stock 744320102 1,492 15,912 SH   SOLE   15,912 0 0
SCHLUMBERGER LTD Common Stock 806857108 1,221 30,366 SH   SOLE   30,366 0 0
TARGET CORP Common Stock 87612E106 192 1,501 SH   SOLE   1,501 0 0
TEXAS INSTRUMENTS INC Common Stock 882508104 1,761 13,723 SH   SOLE   13,723 0 0
TRUIST FINANCIAL CORPORATION Common Stock 89832Q109 1,690 30,001 SH   SOLE   30,001 0 0
UNION PACIFIC CORP. Common Stock 907818108 1,659 9,175 SH   SOLE   9,175 0 0
UNITED PARCEL SERVICE-CL B Common Stock 911312106 1,720 14,697 SH   SOLE   14,697 0 0
US BANCORP Common Stock 902973304 1,664 28,063 SH   SOLE   28,063 0 0
VALERO ENERGY CORP Common Stock 91913Y100 460 4,913 SH   SOLE   4,913 0 0
VANGUARD FIDUCIARY TRUST CO Long-Term Invest Grade Trust 92202M203 49,350 2,500,000 SH   SOLE   2,500,000 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 1,555 25,332 SH   SOLE   25,332 0 0
WALMART INC Common Stock 931142103 223 1,877 SH   SOLE   1,877 0 0
WELLS FARGO & COMPANY Common Stock 949746101 1,404 26,100 SH   SOLE   26,100 0 0
WESTROCK COMPANY Common Stock 96145D105 1,078 25,124 SH   SOLE   25,124 0 0