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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 LhkcuC89hrxSMa/I0IvV0SnZCKY8ecQJMgJALpG+akh5e93fQbS1FiIh3SmO6e0G
 uO5/jBJyDS9o/qoV1CpZwA==

<SEC-DOCUMENT>9999999995-09-000571.txt : 20090312
<SEC-HEADER>9999999995-09-000571.hdr.sgml : 20090312
<ACCEPTANCE-DATETIME>20090312002102
ACCESSION NUMBER:		9999999995-09-000571
CONFORMED SUBMISSION TYPE:	EFFECT
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20090311
DATE AS OF CHANGE:		20090312
EFFECTIVENESS DATE:		20090311

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STEWARDSHIP FINANCIAL CORP
		CENTRAL INDEX KEY:			0001023860
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				223351447
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		EFFECT
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-157630
		FILM NUMBER:		09674033

	BUSINESS ADDRESS:	
		STREET 1:		630 GODWIN AVE
		CITY:			MIDLAND PARK
		STATE:			NJ
		ZIP:			07432
		BUSINESS PHONE:		2014447100

	MAIL ADDRESS:	
		STREET 1:		630 GODWIN AVE
		CITY:			MIDLAND PARK
		STATE:			NJ
		ZIP:			07432
</SEC-HEADER>
<DOCUMENT>
<TYPE>EFFECT
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0101</schemaVersion>

    <submissionType>EFFECT</submissionType>

    <act>33</act>

    <testOrLive>LIVE</testOrLive>

    <effectiveData>
        <finalEffectivenessDispDate>2009-03-11</finalEffectivenessDispDate>
        <finalEffectivenessDispTime>11:00:00</finalEffectivenessDispTime>
        <form>S-3</form>
        <filer>
            <cik>0001023860</cik>
            <entityName>STEWARDSHIP FINANCIAL CORP</entityName>
            <fileNumber>333-157630</fileNumber>
        </filer>
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</edgarSubmission>
</XML>
</TEXT>
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</SEC-DOCUMENT>
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