UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 OF THE

SECURITIES EXCHANGE ACT OF 1934

For the month of July 2018

Commission File Number 001-34919

SUMITOMO MITSUI FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:	Form 20-F  ☒	Form 40-F  ☐
Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):	☐
Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):	☐
Indicate by check mark whether by furnishing the information contained in this Form, the registrant is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.	Yes  ☐	No  ☒
*If ‘‘Yes’’ is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b):	82-

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.’S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-209069) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED, EXCEPT FOR THE STATEMENTS REGARDING OUR EARNINGS FORECAST UNDER THE CAPTION “3. EARNINGS FORECAST ON A CONSOLIDATED BASIS (FOR THE FISCAL YEAR ENDING MARCH 31, 2019).”

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Sumitomo Mitsui Financial Group, Inc.
By:	/s/ Takeshi Mikami
	Name:    Takeshi Mikami
	Title:      Executive Officer & General Manager, Financial Accounting Dept.

Date:    July 30, 2018

Sumitomo Mitsui Financial Group, Inc. Consolidated Financial Results for the Three Months Ended June 30, 2018 <Under Japanese GAAP> July 30, 2018    

Head Office: 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, Japan

Stock Exchange Listings: Tokyo Stock Exchange, Nagoya Stock Exchange, New York Stock Exchange

URL: http://www.smfg.co.jp/english/

President: Takeshi Kunibe

Quarterly Securities Report (Shihanki hokokusho) issuing date: August 14, 2018

Investors meeting presentation for quarterly financial results: Not scheduled

Note: Amounts less than one million yen have been rounded down.

1.  Consolidated financial results (for the three months ended June 30, 2018)

    (1) Operating results

(Millions of yen, except per share data and percentages)  

			Ordinary income		Ordinary profit		Profit attributable to owners of parent
Three months ended June 30, 2018			¥  1,426,372	4.8%	¥  331,893	5.0%		¥  227,084	(6.0)%
Three months ended June 30, 2017			1,361,027	13.6	316,185	15.4		241,521	31.1
Notes:	1.	Comprehensive income:
		(a) for the three months ended June 30, 2018: ¥ 315,295 million [7.3%]
		(b) for the three months ended June 30, 2017: ¥ 293,944 million [—%]
	2.	Percentages shown in ordinary income, ordinary profit, profit attributable to owners of parent and comprehensive income are the increase (decrease) from the same period in the previous fiscal year.
			Earnings per share		Earnings per share   (Diluted)
Three months ended June 30, 2018			¥  161.78		¥  161.67
Three months ended June 30, 2017			171.28		171.14
(2) Financial position
			(Millions of yen, except percentages)
			Total assets		Net assets		Net assets ratio
June 30, 2018			¥  200,110,993		¥  11,718,995			5.2%
March 31, 2018			199,049,128		11,612,892			5.2

Notes:	1.	Stockholders’ equity:
		(a) as of June 30, 2018: ¥ 10,468,708 million (b) as of March 31, 2018: ¥ 10,390,464 million
	2.	Net assets ratio = {(Net assets – stock acquisition rights – non-controlling interests) / total assets} X 100

2. Dividends on common stock

(Yen)

	Cash dividends per share
	1st quarter	2nd quarter	3rd quarter	4th quarter		Annual
Fiscal year ended March 31, 2018	¥  —	¥  80.00	¥  —		¥  90.00	¥  170.00
Fiscal year ending March 31, 2019	—
Fiscal year ending March 31, 2019 (Forecast)		85.00	—		85.00	170.00

Note: Dividend forecast remains unchanged.

3. Earnings forecast on a consolidated basis (for the fiscal year ending March 31, 2019)

(Millions of yen, except per share data and percentage)

	Profit  attributable to owners of parent		Earnings  per share
Fiscal year ending March 31, 2019	¥  700,000	(4.7)%	¥  501.69

Notes:	1.	Earnings forecast remains unchanged.
	2.	Percentage shown in profit attributable to owners of parent is the increase (decrease) from the previous fiscal year.
	3.	Forecasted earnings per share is calculated by dividing forecasted profit attributable to owners of parent by the number of issued common stocks (excluding treasury stocks) as of June 30, 2018.

* Notes

(1) There were no changes in material consolidated subsidiaries in the period.

(2) Special accounting methods used for preparing quarterly consolidated financial statements were adopted.

Note: For more details, see page 2 “1. Matters related to summary information (Notes).”

(3) Changes in accounting policies, changes in accounting estimates and restatements

(a) Changes in accounting policies due to application of new or revised accounting standards	: No
(b) Changes in accounting policies due to reasons other than above (a)	: No
(c) Changes in accounting estimates	: No
(d) Restatements	: No

(4) Number of shares issued (common stock)

	As of June 30, 2018		As of March 31, 2018
(a) Number of shares issued (including treasury stock)		1,414,443,390 shares		1,414,443,390 shares
(b) Number of treasury stock		19,166,340 shares		3,884,968 shares
	Three months ended                    June 30, 2018		Three months ended                    June 30, 2017
(c) Average number of shares issued in the period		1,403,702,297 shares		1,410,112,568 shares

[Note on quarterly review process]

This report is out of the scope of the external auditor’s review procedure.

This document contains “forward-looking statements” (as defined in the U.S. Private Securities Litigation Reform Act of 1995), regarding the intent, belief or current expectations of Sumitomo Mitsui Financial Group, Inc. (“the Company”) and its management with respect to the Company’s future financial condition and results of operations. In many cases but not all, these statements contain words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “plan,” “probability,” “risk,” “project,” “should,” “seek,” “target,” “will” and similar expressions. Such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ from those expressed in or implied by such forward-looking statements contained or deemed to be contained herein. The risks and uncertainties which may affect future performance include: deterioration of Japanese and global economic conditions and financial markets; declines in the value of the Company’s securities portfolio; incurrence of significant credit-related costs; the Company’s ability to successfully implement its business strategy through its subsidiaries, affiliates and alliance partners; and exposure to new risks as the Company expands the scope of its business. Given these and other risks and uncertainties, you should not place undue reliance on forward-looking statements, which speak only as of the date of this document. The Company undertakes no obligation to update or revise any forward-looking statements. Please refer to the Company’s most recent disclosure documents such as its annual report on Form 20-F and other documents submitted to the U.S. Securities and Exchange Commission, as well as its earnings press releases, for a more detailed description of the risks and uncertainties that may affect its financial conditions, its operating results, and investors’ decisions.

Sumitomo Mitsui Financial Group, Inc.

Table of contents

1.	Matters related to summary information (Notes)		2
	Application of special accounting methods used for preparing quarterly consolidated financial statements		2
2.	Consolidated financial statements		3
	(1)	Consolidated balance sheets	3
	(2)	Consolidated statements of income and consolidated statements of comprehensive income	4
	(3)	Note on going concern	4
	(4)	Material changes in stockholders’ equity	4

Appendix: Financial results for the three months ended June 30, 2018 supplementary information

- 1 -

Sumitomo Mitsui Financial Group, Inc.

1. Matters related to summary information (Notes)

Application of special accounting methods used for preparing quarterly consolidated financial statements

The Company and certain domestic consolidated subsidiaries calculated tax expenses by multiplying Income before income taxes by an effective tax rate that was reasonably estimated by applying tax effect accounting to estimated Income before income taxes for the fiscal year ending March 31, 2019 including the period for the three months ended June 30, 2018.

Amounts of Income taxes include Income taxes-deferred.

- 2 -

Sumitomo Mitsui Financial Group, Inc.

2. Consolidated financial statements

    (1) Consolidated balance sheets

	Millions of yen
	March 31, 2018		June 30, 2018
Assets:
Cash and due from banks	¥	53,732,582	¥	54,052,677
Call loans and bills bought		1,881,879		2,166,048
Receivables under resale agreements		827,892		2,800,962
Receivables under securities borrowing transactions		8,337,700		5,719,671
Monetary claims bought		4,730,770		4,772,209
Trading assets		5,585,591		5,935,395
Money held in trust		1,482		1,083
Securities		25,712,709		24,030,620
Loans and bills discounted		72,945,934		74,384,030
Foreign exchanges		2,166,190		2,566,421
Lease receivables and investment assets		2,329,431		2,301,550
Other assets		8,005,807		8,011,263
Tangible fixed assets		3,475,131		3,589,617
Intangible fixed assets		865,584		849,477
Net defined benefit asset		383,418		391,650
Deferred tax assets		27,609		21,428
Customers’ liabilities for acceptances and guarantees		8,575,499		9,020,737
Reserve for possible loan losses		(536,088)		(503,850)
Total assets	¥	199,049,128	¥	200,110,993
Liabilities:
Deposits	¥	116,477,534	¥	118,336,855
Negotiable certificates of deposit		11,220,284		10,918,752
Call money and bills sold		1,190,928		1,179,485
Payables under repurchase agreements		5,509,721		8,106,633
Payables under securities lending transactions		7,186,861		2,781,697
Commercial paper		2,384,787		2,721,596
Trading liabilities		4,402,110		4,062,267
Borrowed money		10,829,248		10,991,300
Foreign exchanges		865,640		1,260,021
Short-term bonds		1,256,600		1,208,600
Bonds		9,057,683		9,464,680
Due to trust account		1,328,271		1,232,467
Other liabilities		6,348,202		6,337,545
Reserve for employee bonuses		84,046		28,932
Reserve for executive bonuses		3,861		—
Net defined benefit liability		39,982		39,626
Reserve for executive retirement benefits		2,026		1,635
Reserve for point service program		22,244		23,017
Reserve for reimbursement of deposits		17,765		14,836
Reserve for losses on interest repayment		144,763		134,070
Reserves under the special laws		2,397		2,578
Deferred tax liabilities		455,234		494,139
Deferred tax liabilities for land revaluation		30,539		30,519
Acceptances and guarantees		8,575,499		9,020,737
Total liabilities		187,436,236		188,391,998
Net assets:
Capital stock		2,338,743		2,338,743
Capital surplus		758,215		758,224
Retained earnings		5,552,573		5,652,748
Treasury stock		(12,493)		(82,213)
Total stockholders’ equity		8,637,039		8,667,502
Net unrealized gains (losses) on other securities		1,688,842		1,783,662
Net deferred gains (losses) on hedges		(68,543)		(81,054)
Land revaluation excess		37,097		36,809
Foreign currency translation adjustments		36,906		4,448
Accumulated remeasurement of defined benefit plans		59,121		57,339
Total accumulated other comprehensive income		1,753,424		1,801,206
Stock acquisition rights		2,823		2,567
Non-controlling interests		1,219,604		1,247,719
Total net assets		11,612,892		11,718,995
Total liabilities and net assets	¥	199,049,128	¥	200,110,993

- 3 -

Sumitomo Mitsui Financial Group, Inc.

(2) Consolidated statements of income and consolidated statements of comprehensive income

(Consolidated statements of income)

	Millions of yen
Three months ended June 30	2017		2018
Ordinary income	¥	1,361,027	¥	1,426,372
Interest income		536,043		578,790
Interest on loans and discounts		363,196		384,609
Interest and dividends on securities		94,994		85,399
Trust fees		883		1,086
Fees and commissions		284,225		302,911
Trading income		63,117		47,293
Other operating income		415,615		425,980
Other income		61,142		70,310
Ordinary expenses		1,044,841		1,094,479
Interest expenses		173,667		245,182
Interest on deposits		63,587		98,903
Fees and commissions payments		46,864		48,959
Trading losses		68		1,154
Other operating expenses		341,836		341,631
General and administrative expenses		453,913		428,772
Other expenses		28,491		28,778
Ordinary profit		316,185		331,893
Extraordinary gains		422		136
Extraordinary losses		960		1,405
Income before income taxes		315,647		330,624
Income taxes		49,868		82,937
Profit		265,779		247,687
Profit attributable to non-controlling interests		24,257		20,602
Profit attributable to owners of parent	¥	241,521	¥	227,084
(Consolidated statements of comprehensive income)
	Millions of yen
Three months ended June 30	2017		2018
Profit	¥	265,779	¥	247,687
Other comprehensive income		28,165		67,608
Net unrealized gains (losses) on other securities		58,717		107,188
Net deferred gains (losses) on hedges		(4,644)		(8,639)
Foreign currency translation adjustments		(24,303)		(1,322)
Remeasurements of defined benefit plans		4,061		(2,804)
Share of other comprehensive income of affiliates		(5,665)		(26,813)
Total comprehensive income		293,944		315,295
Comprehensive income attributable to owners of parent		263,542		275,153
Comprehensive income attributable to non-controlling interests		30,402		40,142

(3) Note on going concern

Not applicable.

(4) Material changes in stockholders’ equity

Not applicable.

- 4 -

Sumitomo Mitsui Financial Group

Financial results

for the three months

ended June 30, 2018

- Supplementary information -

Table of contents

1.	Operating results	Consolidated	Non-consolidated	…	1
2.	Interest spread (domestic)		Non-consolidated	…	3
3.	Non-performing loans (NPLs) based on the Financial  Reconstruction Act	Consolidated	Non-consolidated	…	3
4.	Unrealized gains (losses) on securities	Consolidated	Non-consolidated	…	4
5.	Overview of derivative transactions (under deferred hedge accounting)		Non-consolidated	…	5
6.	Deposits and loans		Non-consolidated	…	5
7.	ROE	Consolidated		…	5

Notes
	1. Consolidated : Consolidated figures of Sumitomo Mitsui Financial Group, Inc.
	2. Non-consolidated : Non-consolidated figures of Sumitomo Mitsui Banking Corporation (”SMBC”)
	3. Capital ratio as of June 30, 2018 will be announced when it is fixed.

Sumitomo Mitsui Financial Group

1. Operating results

Consolidated (Millions of yen)

				Three months   ended   June 30, 2018   (A)			Change     (A) - (B)			Three months    ended    June 30, 2017    (B)
Consolidated gross profit			1		719,133			(18,315	)		737,448
	Net interest income		2		333,608			(28,768	)		362,376
	Trust fees		3		1,086			203			883
	Net fees and commissions		4		253,951			16,591			237,360
	Net trading income		5		46,138			(16,911	)		63,049
	Net other operating income		6		84,348			10,569			73,779
General and administrative expenses			7		(428,772	)		25,141			(453,913	)
Equity in gains (losses) of affiliates			8		24,028			4,405			19,623
Consolidated net business profit			9		314,389			11,231			303,158
Total credit cost			10		(8,369	)		6,409			(14,778	)
	Credit costs		11		(18,564	)		1,065			(19,629	)
		Write-off of loans	12		(18,147	)		262			(18,409	)
		Provision for reserve for possible loan losses	13		—			—			—
		Others	14		(416	)		804			(1,220	)
	Gains on reversal of reserve for possible loan losses		15		7,351			5,286			2,065
	Recoveries of written-off claims		16		2,842			57			2,785
Gains (losses) on stocks			17		29,044			75			28,969
Other income (expenses)			18		(3,170	)		(2,007	)		(1,163	)
Ordinary profit			19		331,893			15,708			316,185
Extraordinary gains (losses)			20		(1,268	)		(730	)		(538	)
	Gains (losses) on disposal of fixed assets		21		(476	)		(527	)		51
	Losses on impairment of fixed assets		22		(610	)		(157	)		(453	)
Income before income taxes			23		330,624			14,977			315,647
Income taxes			24		(82,937	)		(33,069	)		(49,868	)
Profit			25		247,687			(18,092	)		265,779
Profit attributable to non-controlling interests			26		(20,602	)		3,655			(24,257	)
Profit attributable to owners of parent			27		227,084			(14,437	)		241,521
Notes:	1.	Amounts less than 1 million yen are rounded down. Figures in parenthesis indicate the amount of loss or decrease.
	2.	Consolidated gross profit = (Interest income - Interest expenses) + Trust fees + (Fees and commissions - Fees and commissions payments) + (Trading income - Trading losses) + (Other operating income - Other operating expenses)
	3.	Amounts of Income taxes include Income taxes-deferred.
	Number of consolidated subsidiaries and affiliates
				June 30, 2018			Change			March 31, 2018
	Consolidated subsidiaries		28		354			7			347
	Equity method affiliates		29		79			4			75

- 1 -

Sumitomo Mitsui Financial Group

SMBC non-consolidated (Millions of yen)

				Three months   ended   June 30, 2018   (A)		Change     (A) - (B)		Three months    ended    June 30, 2017    (B)
Gross banking profit			1	344,924		(12,150	)	357,074
	Net interest income		2	235,086		(12,988	)	248,074
	Trust fees		3	457		(12	)	469
	Net fees and commissions		4	76,983		11,855		65,128
	Net trading income		5	2,817		(11,388	)	14,205
	Net other operating income		6	29,579		383		29,196
	Gains (losses) on bonds		7	924		(16,182	)	17,106
Expenses (excluding non-recurring losses)			8	(205,174	)	574		(205,748	)
	Personnel expenses		9	(82,539	)	1,778		(84,317	)
	Non-personnel expenses		10	(108,832	)	(1,205	)	(107,627	)
	Taxes		11	(13,803	)	0		(13,803	)
Banking profit(before provision for general reserve for possible loan losses)			12	139,749		(11,576	)	151,325
Gains (losses) on bonds			13	924		(16,182	)	17,106
Provision for general reserve for possible loan losses			14	—		—		—
Banking profit			15	139,749		(11,576	)	151,325
Non-recurring gains (losses)			16	52,284		15,576		36,708
	Credit costs		17	(430	)	2,730		(3,160	)
	Gains on reversal of reserve for possible loan losses		18	23,495		5,715		17,780
	Recoveries of written-off claims		19	131		131		0
	Gains (losses) on stocks		20	28,689		948		27,741
		Gains on sales of stocks	21	32,396		2,862		29,534
		Losses on sales of stocks	22	(0	)	1,084		(1,084	)
		Losses on devaluation of stocks	23	(3,706	)	(2,997	)	(709	)
	Other non-recurring gains (losses)		24	398		6,052		(5,654	)
Ordinary profit			25	192,034		4,001		188,033
Extraordinary gains (losses)			26	(708	)	(496	)	(212	)
	Gains (losses) on disposal of fixed assets		27	(381	)	(568	)	187
	Losses on impairment of fixed assets		28	(327	)	72		(399	)
Income before income taxes			29	191,325		3,504		187,821
Income taxes			30	(54,972	)	(35,586	)	(19,386	)
Net income			31	136,353		(32,081	)	168,434
Total credit cost (14+17+18+19)			32	23,196		8,575		14,621
	Provision for general reserve for possible loan losses		33	16,751		13,650		3,101
	Write-off of loans		34	(14	)	2,464		(2,478	)
	Provision for specific reserve for possible loan losses		35	6,458		(8,125	)	14,583
	Losses on sales of delinquent loans		36	(416	)	265		(681	)
	Provision for loan loss reserve for specific overseas countries		37	285		190		95
	Recoveries of written-off claims		38	131		131		0

Notes:	1.	Amounts less than 1 million yen are rounded down. Figures in parenthesis indicate the amount of loss or decrease.
	2.	Amounts of Income taxes include Income taxes-deferred.

- 2 -

Sumitomo Mitsui Financial Group

2. Interest spread (domestic)

SMBC non-consolidated					(%)
			Three months ended June 30, 2018 (A)	Change (A) - (B)	Three months ended June 30, 2017 (B)
Interest earned on loans and bills discounted (a)			0.95	(0.04)	0.99
Interest paid on deposits, etc. (b)			0.00	(0.00)	0.00
Interest spread (a) - (b)			0.95	(0.04)	0.99
Reference: After deducting loans to the Japanese government, etc.
Interest earned on loans and bills discounted (c)			0.99	(0.05)	1.04
Interest spread (c) - (b)			0.99	(0.05)	1.04
3. Non-performing loans (NPLs) based on the Financial Reconstruction Act
Consolidated			(Billions of yen)
			June 30, 2018	Change from March 31, 2018	March 31, 2018
	Bankrupt and quasi-bankrupt assets	1	89.0	(8.9)	97.9
	Doubtful assets	2	321.5	(29.4)	350.9
	Substandard loans	3	220.5	(2.9)	223.5
	Total (A)	4	631.1	(41.2)	672.3
	Normal assets	5	87,600.1	2,388.3	85,211.8
	Grand total (B)	6	88,231.2	2,347.1	85,884.1
	NPL ratio (A/B)	7	0.72%	(0.06)%	0.78%
	Amount of direct reduction		193.6	2.6	190.9
SMBC non-consolidated			(Billions of yen)
			June 30, 2018	Change from March 31, 2018	March 31, 2018
	Bankrupt and quasi-bankrupt assets	8	75.5	(5.5)	80.9
	Doubtful assets	9	252.2	(31.2)	283.4
	Substandard loans	10	73.1	1.1	72.0
	Total (A)	11	400.8	(35.5)	436.3
	Normal assets	12	87,413.7	1,945.5	85,468.3
	Grand total (B)	13	87,814.5	1,909.9	85,904.6
	NPL ratio (A/B)	14	0.46%	(0.05)%	0.51%
	Amount of direct reduction		103.3	3.7	99.7

Note: NPLs based on the Financial Reconstruction Act include loans, acceptances and guarantees, suspense payments, and other credit-type assets.

- 3 -

Sumitomo Mitsui Financial Group

4. Unrealized gains (losses) on securities

Consolidated																	(Billions of yen)
					June 30, 2018												March 31, 2018
					Balance  sheet  amount		Net unrealized gains (losses)										Balance   sheet amount		Net  unrealized  gains  (losses)
										Change  from  Mar.2018			Gains		Losses
	Held-to-maturity securities			1		370.4		1.6			(0.5	)		1.6		—		372.5	2.1
	Other securities			2		23,730.1		2,559.4			151.2			2,790.1		230.7		25,440.2	2,408.2
		Stocks		3		4,003.2		2,308.0			134.3			2,324.0		16.0		3,889.3	2,173.7
		Bonds		4		9,760.7		42.4			(2.0	)		48.6		6.2		11,834.2	44.4
			Japanese government bonds	5		7,150.3		11.0			(1.5	)		15.1		4.0		9,203.0	12.5
		Others		6		9,966.3		209.0			18.8			417.5		208.5		9,716.7	190.1
			Foreign bonds	7		7,527.4		(172.7	)		(13.3	)		14.6		187.2		7,157.6	(159.4)
	Other money held in trust			8		1.1		—			—			—		—		1.5	—
	Total			9		24,101.6		2,561.0			150.7			2,791.7		230.7		25,814.1	2,410.3
			Stocks	10		4,003.2		2,308.0			134.3			2,324.0		16.0		3,889.3	2,173.7
			Bonds	11		10,131.1		44.0			(2.5	)		50.2		6.2		12,206.6	46.5
			Others	12		9,967.3		209.0			18.8			417.5		208.5		9,718.1	190.1
SMBC non-consolidated																		(Billions of yen)
					June 30, 2018												March 31, 2018
					Balance  sheet  amount		Net unrealized gains (losses)										Balance   sheet amount		Net  unrealized  gains  (losses)
										Change  from  Mar.2018			Gains		Losses
	Held-to-maturity securities			13		110.0		0.7			(0.4	)		0.7		—		110.1	1.1
	Stocks of subsidiaries and affiliates			14		3,606.6		0.9			20.1			17.0		16.1		3,594.6	(19.2)
	Other securities			15		21,258.5		2,186.2			112.5			2,393.4		207.1		22,931.1	2,073.7
		Stocks		16		3,741.2		2,169.2			122.6			2,183.7		14.5		3,639.0	2,046.6
		Bonds		17		9,737.2		42.3			(2.0	)		48.7		6.4		11,813.6	44.2
			Japanese government bonds	18		7,150.3		11.0			(1.5	)		15.1		4.0		9,203.0	12.5
		Others		19		7,780.1		(25.3	)		(8.1	)		161.0		186.3		7,478.5	(17.2)
			Foreign bonds	20		5,778.8		(153.5	)		(8.8	)		11.5		165.0		5,342.5	(144.7)
	Total			21		24,975.1		2,187.8			132.3			2,411.0		223.2		26,635.7	2,055.5
			Stocks	22		4,342.4		2,164.2			120.7			2,184.3		20.1		4,238.8	2,043.5
			Bonds	23		9,847.2		43.0			(2.4	)		49.4		6.4		11,923.7	45.4
			Others	24		10,785.5		(19.4	)		13.9			177.3		196.8		10,473.2	(33.3)

Notes:	1.	The figures above include negotiable certificates of deposit in “Cash and due from banks” and beneficiary claims on loan trust in “Monetary claims bought.”
	2.	Stocks within other securities and foreign stocks within others of other securities are measured at the average market price during the final month of the period. The rest of the securities are measured at market prices as of the balance sheet date.
	3.	Other securities and other money held in trust are measured at market prices. Unrealized gains (losses) indicate the difference between the acquisition costs (or amortized costs) and the balance sheet amounts. Net unrealized gains (losses) on Other securities include gains (losses) which are recognized in the statements of income by applying fair value hedge accounting and accordingly not recorded directly to Net assets. Losses of 1 billion yen and gains of 0.0 billion yen were recognized in the statements of income for the three months ended June 30, 2018 and for the year ended March 31, 2018, respectively.
	4.	Floating-rate Japanese government bonds which SMBC held as other securities are carried on the balance sheet at their reasonably estimated amounts in accordance with the “Practical Solution on Measurement of Fair Value of Financial Assets” (Accounting Standard Board of Japan Practical Issues Task Force No. 25).

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Sumitomo Mitsui Financial Group

5. Overview of derivative transactions (under deferred hedge accounting)

SMBC non-consolidated							(Billions of yen)
		June 30, 2018				March 31, 2018
		Assets	Liabilities	Net assets	Net deferred     gains (losses)	Assets	Liabilities	Net assets	Net deferred   gains (losses)
	Interest rate swaps	108.1	127.5	(19.4)	(78.9)	43.5	48.5	(5.0)	(62.2)
	Currency swaps	53.1	31.8	21.3	(30.6)	178.3	12.2	166.1	(22.9)
	Others	5.2	8.0	(2.7)	24.8	5.5	3.7	1.8	54.1
	Total	166.4	167.2	(0.8)	(84.7)	227.3	64.4	162.9	(31.0)

Notes:	1.	Derivative transactions are measured at fair value in the balance sheet.
	2.	SMBC applies deferred hedge accounting or fair value hedge accounting based on Practical Guidelines for Accounting Standard for Financial Instruments as well as deferred hedge accounting for banking industry based on JICPA Industry Audit Committee Report No. 24 and No. 25.
	3.	Figures for net deferred gains (losses) are those before application of tax effect accounting.
Reference: Notional amounts of interest rate swaps (under deferred hedge accounting), by remaining maturity
(Billions of yen)

	June 30, 2018				March 31, 2018
	1 year or less	1-5 years	Over 5 years	Total	1 year or less	1-5 years	Over 5   years	Total
Receivable fixed rate/ payable floating rate	7,940.4	21,414.1	6,864.3	36,218.8	7,413.6	21,509.2	6,230.0	35,152.9
Receivable floating rate/payable fixed rate	1,279.0	5,424.7	7,344.8	14,048.6	1,335.4	6,252.0	6,854.0	14,441.5
Total	9,219.5	26,838.9	14,209.0	50,267.4	8,749.0	27,761.2	13,084.1	49,594.3

6. Deposits and loans

SMBC non-consolidated							(Billions of y	en)
		June 30, 2018		Change from       March 31, 2018		March 31, 2018
Domestic deposits			94,306.6		1,427.5		92,879.1
	Individual		46,265.8		944.1		45,321.7
Note : The figures above exclude negotiable certificates of deposit and Japan offshore banking accounts.
Loans and bills discounted			74,924.8		1,028.6		73,896.2
	Domestic offices (excluding offshore banking account)		52,925.1		(283.0)		53,208.1
	Overseas offices and offshore banking accounts		21,999.7		1,311.7		20,688.0
7. ROE
Consolidated							(	%)
			Three months       ended June 30,      2018		Change		Three months   ended June 30,   2017
ROE (denominator: Total stockholders’ equity)			10.5		(1.3)		11.8

Note:
	ROE =	(Profit attributable to owners of parent) X (Number of days in a year (365 days)) / (Number of days in the period (91 days))	X 100
		{(Total stockholders’ equity at the beginning of the period) + (Total stockholders’ equity at the end of the period)} / 2

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