UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 OF THE

SECURITIES EXCHANGE ACT OF 1934

For the month of January 2018

Commission File Number 001-34919

SUMITOMO MITSUI FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:	Form 20-F  ☒	Form 40-F  ☐
Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):	☐
Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):	☐
Indicate by check mark whether by furnishing the information contained in this Form, the registrant is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.	Yes  ☐	No  ☒
*If “Yes” is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b):	82-

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.’S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-209069) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED, EXCEPT FOR THE STATEMENTS REGARDING OUR EARNINGS FORECAST UNDER THE CAPTION “3. EARNINGS FORECAST ON A CONSOLIDATED BASIS (FOR THE FISCAL YEAR ENDING MARCH 31, 2018).”

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Sumitomo Mitsui Financial Group, Inc.
By:	/s/ Takeshi Mikami
	Name:	Takeshi Mikami
	Title:	Executive Officer & General Manager, Financial Accounting Dept.

Date:    January 31, 2018

January 31, 2018

Sumitomo Mitsui Financial Group, Inc. (SMFG) Consolidated Financial Results for the Nine Months Ended December 31, 2017 <Under Japanese GAAP>

Head Office: 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, Japan

Stock Exchange Listings: Tokyo Stock Exchange, Nagoya Stock Exchange, New York Stock Exchange

URL: http://www.smfg.co.jp/english/

President and Group Chief Executive Officer: Takeshi Kunibe

Quarterly Securities Report (Shihanki hokokusho) issuing date: February 14, 2018

Investors meeting presentation for quarterly financial results: Not scheduled

Note:  Amounts less than one million yen have been rounded down.   

1. Consolidated financial results (for the nine months ended December 31, 2017)

(1) Operating results

(Millions of yen, except per share data and percentages)  

			Ordinary income				Ordinary profit				Profit attributable to owners of parent
Nine months ended December 31, 2017			¥	4,263,194	13.5	%		¥  959,534	18.0	%	¥	648,125	19.0%
Nine months ended December 31, 2016				3,757,570	5.1			813,309	(9.6	)		544,679	(13.0)
Notes:	1.	Comprehensive income:
		(a) for the nine months ended December 31, 2017:     ¥  1,146,410 million     [87.4%]
		(b) for the nine months ended December 31, 2016:     ¥     611,811 million     [7.6%]
	2.	Percentages shown in ordinary income, ordinary profit, profit attributable to owners of parent and comprehensive income are the increase (decrease) from the same period in the previous fiscal year.
			Earnings per share				Earnings per share     (Diluted)
Nine months ended December 31, 2017				¥  459.53				¥  459.18
Nine months ended December 31, 2016				398.38				398.07
(2) Financial position
							(Millions of yen, except percentages)
			Total assets				Net assets				Net assets ratio
December 31, 2017				¥  208,147,072				¥  12,126,642				5.1%
March 31, 2017				197,791,611				11,234,286				4.9
Notes:	1.	Stockholders’ equity:
		(a) as of December 31, 2017: ¥10,559,071 million    (b) as of March 31, 2017: ¥9,731,538 million
	2.	Net assets ratio = {(Net assets – stock acquisition rights – non-controlling interests) / total assets} X 100

2. Dividends on common stock per share

(Yen)  

	Cash dividends per share
	1st quarter		2nd quarter		3rd quarter		4th quarter		Annual
Fiscal year ended March 31, 2017		¥  —		¥  75		¥  —		¥  75		¥  150
Fiscal year ending March 31, 2018		—		80		—
Fiscal year ending March 31, 2018 (Forecast)								80		160
Note: Dividend forecast remains unchanged.

3. Earnings forecast on a consolidated basis (for the fiscal year ending March 31, 2018)

(Millions of yen, except per share data and percentage)  

	Profit attributable to owners of  parent		Earnings per share
Fiscal year ending March 31, 2018	¥630,000	(10.8)%	¥446.64

Notes:	1.	Earnings forecast remains unchanged.
	2.	Percentage shown in profit attributable to owners of parent is the increase (decrease) from the previous fiscal year.
	3.	Forecasted earnings per share is calculated by dividing forecasted profit attributable to owners of parent by the number of issued common stocks (excluding treasury stocks) as of December 31, 2017.

* Notes
(1) There were no changes in material consolidated subsidiaries in the period.
(2) Special accounting methods used for preparing quarterly consolidated financial statements were adopted.
Note: For more details, see page 2 “1. (1) Application of special accounting methods used for preparing quarterly consolidated financial statements.”
(3) Changes in accounting policies, changes in accounting estimates and restatements
(a) Changes in accounting policies due to application of new or revised accounting standards	: No
(b) Changes in accounting policies due to reasons other than above (a)	: Yes
(c) Changes in accounting estimates	: No
(d) Restatements	: No
Note: For more details, see page 2 “1. (2) Changes in accounting policies, changes in accounting estimates and restatements.”
(4) Number of shares issued (common stock)

	As of December 31, 2017	As of March 31, 2017
(a) Number of shares issued (including treasury stocks)	1,414,443,390 shares	1,414,055,625 shares
(b) Number of treasury stocks	3,897,405 shares	4,028,883 shares
	Nine months ended December 31, 2017	Nine months ended   December 31, 2016
(c) Average number of shares issued in the period	1,410,405,576 shares	1,367,218,882 shares

Note on quarterly review process:

This report is out of the scope of the external auditor’s review procedure.

This document contains “forward-looking statements” (as defined in the U.S. Private Securities Litigation Reform Act of 1995), regarding the intent, belief or current expectations of Sumitomo Mitsui Financial Group, Inc. (“SMFG”) and its management with respect to SMFG’s future financial condition and results of operations. In many cases but not all, these statements contain words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “plan,” “probability,” “risk,” “project,” “should,” “seek,” “target,” “will” and similar expressions. Such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ from those expressed in or implied by such forward-looking statements contained or deemed to be contained herein. The risks and uncertainties which may affect future performance include: deterioration of Japanese and global economic conditions and financial markets; declines in the value of SMFG’s securities portfolio; incurrence of significant credit-related costs; SMFG’s ability to successfully implement its business strategy through its subsidiaries, affiliates and alliance partners; and exposure to new risks as SMFG expands the scope of its business. Given these and other risks and uncertainties, you should not place undue reliance on forward-looking statements, which speak only as of the date of this document. SMFG undertakes no obligation to update or revise any forward-looking statements. Please refer to SMFG’s most recent disclosure documents such as its annual report on Form 20-F and other documents submitted to the U.S. Securities and Exchange Commission, as well as its earnings press releases, for a more detailed description of the risks and uncertainties that may affect its financial conditions, its operating results, and investors’ decisions.

Sumitomo Mitsui Financial Group, Inc.

Table of contents

1.	Matters related to summary information (Notes)	2
	(1)     Application of special accounting methods used for preparing quarterly consolidated financial statements	2
	(2)     Changes in accounting policies, changes in accounting estimates and restatements	2
2.	Consolidated financial statements	3
	(1)    Consolidated balance sheets	3
	(2)     Consolidated statements of income and consolidated statements of comprehensive income	4
	(3)    Note on going concern	4
	(4)    Material changes in stockholders’ equity	4

Appendix: Financial results for the nine months ended December 31, 2017 supplementary information

- 1 -

Sumitomo Mitsui Financial Group, Inc.

1. Matters related to summary information (Notes)

(1) Application of special accounting methods used for preparing quarterly consolidated financial statements

SMFG and certain domestic consolidated subsidiaries calculated tax expenses by multiplying Income before income taxes by an effective tax rate that was reasonably estimated by applying tax effect accounting to estimated Income before income taxes for the fiscal year ending March 31, 2018 including the period for the nine months ended December 31, 2017.

Amounts of Income taxes include Income taxes-deferred.

(2) Changes in accounting policies, changes in accounting estimates and restatements

SMFG and certain domestic consolidated subsidiaries calculated tax expenses based on “(1) Application of special accounting methods used for preparing quarterly consolidated financial statements” in order to prepare a Quarterly Securities Report promptly and effectively due to application of consolidated corporate-tax system from the three months ended June 30, 2017. This accounting method is not adopted retrospectively since the impact of this change is immaterial.

- 2 -

Sumitomo Mitsui Financial Group, Inc.

2. Consolidated financial statements

    (1) Consolidated balance sheets

	Millions of yen
	March 31, 2017		December 31, 2017
Assets:
Cash and due from banks	¥	46,865,538	¥	51,736,588
Call loans and bills bought		1,872,144		1,723,354
Receivables under resale agreements		899,897		1,211,295
Receivables under securities borrowing transactions		8,760,390		8,608,776
Monetary claims bought		4,420,377		5,000,117
Trading assets		6,755,428		5,634,449
Money held in trust		3,439		2,019
Securities		24,631,792		25,824,067
Loans and bills discounted		80,237,322		81,898,006
Foreign exchanges		1,723,867		2,506,916
Lease receivables and investment assets		2,395,597		2,371,697
Other assets		7,355,845		8,388,281
Tangible fixed assets		3,101,642		3,555,169
Intangible fixed assets		946,506		915,449
Net defined benefit asset		314,922		334,674
Deferred tax assets		63,001		50,109
Customers’ liabilities for acceptances and guarantees		8,090,111		8,974,395
Reserve for possible loan losses		(646,215)		(588,296)
Total assets	¥	197,791,611	¥	208,147,072
Liabilities:
Deposits	¥	117,830,210	¥	123,191,265
Negotiable certificates of deposit		11,880,937		12,355,670
Call money and bills sold		2,088,019		1,906,331
Payables under repurchase agreements		2,715,752		4,044,271
Payables under securities lending transactions		7,444,655		7,749,857
Commercial paper		2,311,542		2,355,287
Trading liabilities		4,704,931		4,300,486
Borrowed money		10,786,713		10,724,416
Foreign exchanges		683,252		845,706
Short-term bonds		1,125,600		1,163,600
Bonds		8,129,232		9,092,211
Due to trust account		1,180,976		1,275,052
Other liabilities		6,880,273		7,232,149
Reserve for employee bonuses		77,375		44,700
Reserve for executive bonuses		3,045		—
Net defined benefit liability		59,110		46,499
Reserve for executive retirement benefits		2,347		1,971
Reserve for point service program		21,744		22,543
Reserve for reimbursement of deposits		15,464		6,413
Reserve for losses on interest repayment		156,775		104,890
Reserves under the special laws		1,745		2,186
Deferred tax liabilities		335,908		549,384
Deferred tax liabilities for land revaluation		31,596		31,136
Acceptances and guarantees		8,090,111		8,974,395
Total liabilities		186,557,325		196,020,430
Net assets:
Capital stock		2,337,895		2,338,743
Capital surplus		757,346		758,207
Retained earnings		5,036,756		5,466,542
Treasury stock		(12,913)		(12,518)
Total stockholders’ equity		8,119,085		8,550,974
Net unrealized gains (losses) on other securities		1,542,308		1,946,748
Net deferred gains (losses) on hedges		(42,077)		(53,732)
Land revaluation excess		38,109		37,554
Foreign currency translation adjustments		65,078		57,774
Accumulated remeasurements of defined benefit plans		9,034		19,752
Total accumulated other comprehensive income		1,612,453		2,008,096
Stock acquisition rights		3,482		3,200
Non-controlling interests		1,499,264		1,564,370
Total net assets		11,234,286		12,126,642
Total liabilities and net assets	¥	197,791,611	¥	208,147,072

- 3 -

Sumitomo Mitsui Financial Group, Inc.

    (2) Consolidated statements of income and consolidated statements of comprehensive income

        (Consolidated statements of income)

	Millions of yen
Nine months ended December 31	2016		2017
Ordinary income	¥	3,757,570	¥	4,263,194
Interest income		1,422,450		1,630,752
Interest on loans and discounts		1,039,171		1,118,367
Interest and dividends on securities		193,171		262,245
Trust fees		2,639		2,875
Fees and commissions		861,518		920,809
Trading income		170,373		189,951
Other operating income		1,171,155		1,342,725
Other income		129,433		176,077
Ordinary expenses		2,944,261		3,303,659
Interest expenses		402,875		579,960
Interest on deposits		134,586		211,728
Fees and commissions payments		128,569		142,416
Trading losses		—		2,270
Other operating expenses		922,935		1,120,407
General and administrative expenses		1,345,186		1,351,754
Other expenses		144,694		106,850
Ordinary profit		813,309		959,534
Extraordinary gains		29,556		628
Extraordinary losses		5,653		11,047
Income before income taxes		837,213		949,115
Income taxes		214,042		221,282
Profit		623,170		727,832
Profit attributable to non-controlling interests		78,491		79,707
Profit attributable to owners of parent	¥	544,679	¥	648,125
(Consolidated statements of comprehensive income)
	Millions of yen
Nine months ended December 31	2016		2017
Profit	¥	623,170	¥	727,832
Other comprehensive income		(11,358)		418,577
Net unrealized gains (losses) on other securities		149,146		420,110
Net deferred gains (losses) on hedges		(62,847)		(11,933)
Land revaluation excess		(6)		(0)
Foreign currency translation adjustments		(71,632)		2,767
Remeasurements of defined benefit plans		29,320		10,984
Share of other comprehensive income of affiliates		(55,338)		(3,351)
Total comprehensive income		611,811		1,146,410
Comprehensive income attributable to owners of parent		528,507		1,044,324
Comprehensive income attributable to non-controlling interests		83,304		102,086

    (3) Note on going concern

    Not applicable.

    (4) Material changes in stockholders’ equity

   Not applicable.

- 4 -

Sumitomo Mitsui Financial Group

Financial results

for the nine months

ended December 31, 2017

- Supplementary information -

	Table of contents
1.	Operating results	Consolidated	Non-consolidated	…	1
2.	Interest spread (domestic)		Non-consolidated	…	3
3.	Non-performing loans (NPLs) based on    the Financial Reconstruction Act	Consolidated	Non-consolidated	…	3
4.	Unrealized gains (losses) on securities	Consolidated	Non-consolidated	…	4
5.	Overview of derivative transactions   (under deferred hedge accounting)		Non-consolidated	…	5
6.	Deposits and loans		Non-consolidated	…	5
7.	ROE	Consolidated		…	5

Notes

1. Consolidated : Consolidated figures of Sumitomo Mitsui Financial Group, Inc. (“SMFG”)

2. Non-consolidated : Non-consolidated figures of Sumitomo Mitsui Banking Corporation (“SMBC”)

3. Capital ratio as of December 31, 2017 will be announced when it is fixed.

Sumitomo Mitsui Financial Group

1. Operating results

Consolidated						(Millions of yen)
				Nine months ended  December 31, 2017 (A)	Change      (A) - (B)	Nine months ended   December 31, 2016 (B)
Consolidated gross profit			1	2,242,061	68,304	2,173,757
	Net interest income		2	1,050,792	31,218	1,019,574
	Trust fees		3	2,875	236	2,639
	Net fees and commissions		4	778,392	45,443	732,949
	Net trading income		5	187,681	17,308	170,373
	Net other operating income		6	222,318	(25,901)	248,219
General and administrative expenses			7	(1,351,754)	(6,568)	(1,345,186)
Equity in gains (losses) of affiliates			8	40,110	21,350	18,760
Consolidated net business profit			9	930,417	83,087	847,330
Total credit cost			10	(51,947)	16,075	(68,022)
	Credit costs		11	(76,892)	5,488	(82,380)
		Write-off of loans	12	(73,559)	(14,982)	(58,577)
		Provision for reserve for possible loan losses	13	—	14,274	(14,274)
		Others	14	(3,333)	6,195	(9,528)
	Gains on reversal of reserve for possible loan losses		15	17,062	17,062	—
	Recoveries of written-off claims		16	7,881	(6,477)	14,358
Gains (losses) on stocks			17	88,997	47,242	41,755
Other income (expenses)			18	(7,934)	(181)	(7,753)
Ordinary profit			19	959,534	146,225	813,309
Extraordinary gains (losses)			20	(10,419)	(34,322)	23,903
	Gains (losses) on disposal of fixed assets		21	(3,147)	(989)	(2,158)
	Losses on impairment of fixed assets		22	(6,830)	(3,687)	(3,143)
	Gains on step acquisitions		23	—	(29,325)	29,325
Income before income taxes			24	949,115	111,902	837,213
Income taxes			25	(221,282)	(7,240)	(214,042)
Profit			26	727,832	104,662	623,170
Profit attributable to non-controlling interests			27	(79,707)	(1,216)	(78,491)
Profit attributable to owners of parent			28	648,125	103,446	544,679
Notes:  1. Amounts less than 1 million yen are rounded down. Figures in parenthesis indicate the amount of loss or decrease.
2.  Consolidated gross profit = (Interest income - Interest expenses) + Trust fees + (Fees and commissions - Fees and commissions payments)
+ (Trading income - Trading losses) + (Other operating income - Other operating expenses)
3.  Amounts of Income taxes include Income taxes-deferred.
		Number of consolidated subsidiaries and affiliates
				December 31, 2017		March 31, 2017
					Change
		Consolidated subsidiaries	29	372	18	354
		Equity method affiliates	30	57	3	54

- 1 -

Sumitomo Mitsui Financial Group

SMBC non-consolidated						(Millions of yen)
				Nine months ended  December 31, 2017 (A)	Change          (A) - (B)	Nine months ended   December 31, 2016 (B)
Gross banking profit			1	1,062,309	(211,407)	1,273,716
	Net interest income		2	709,389	(164,315)	873,704
	Trust fees		3	1,552	91	1,461
	Net fees and commissions		4	236,297	(3,116)	239,413
	Net trading income		5	43,390	2,739	40,651
	Net other operating income		6	71,679	(46,807)	118,486
	Gains (losses) on bonds		7	21,959	(29,045)	51,004
Expenses (excluding non-recurring losses)			8	(606,451)	10,184	(616,635)
	Personnel expenses		9	(249,472)	984	(250,456)
	Non-personnel expenses		10	(319,677)	6,773	(326,450)
	Taxes		11	(37,302)	2,426	(39,728)
Banking profit (before provision for general reserve for possible loan losses)			12	455,858	(201,222)	657,080
Gains (losses) on bonds			13	21,959	(29,045)	51,004
Provision for general reserve for possible loan losses			14	—	—	—
Banking profit			15	455,858	(201,222)	657,080
Non-recurring gains (losses)			16	102,261	84,926	17,335
	Credit costs		17	(6,326)	(1,902)	(4,424)
	Gains on reversal of reserve for possible loan losses		18	41,484	41,398	86
	Recoveries of written-off claims		19	47	(6,702)	6,749
	Gains (losses) on stocks		20	83,712	32,731	50,981
		Gains on sales of stocks	21	89,502	20,450	69,052
		Losses on sales of stocks	22	(1,780)	8,213	(9,993)
		Losses on devaluation of stocks	23	(4,009)	4,069	(8,078)
	Other non-recurring gains (losses)		24	(16,655)	19,402	(36,057)
Ordinary profit			25	558,119	(116,297)	674,416
Extraordinary gains (losses)			26	(5,830)	(1,718)	(4,112)
	Gains (losses) on disposal of fixed assets		27	(133)	1,098	(1,231)
	Losses on impairment of fixed assets		28	(5,696)	(2,816)	(2,880)
Income before income taxes			29	552,289	(118,014)	670,303
Income taxes			30	(119,596)	7,474	(127,070)
Net income			31	432,693	(110,540)	543,233
Total credit cost (14+17+18+19)			32	35,204	32,794	2,410
	Provision for general reserve for possible loan losses		33	25,775	10,245	15,530
	Write-off of loans		34	(4,726)	(4,493)	(233)
	Provision for specific reserve for possible loan losses		35	15,487	31,065	(15,578)
	Losses on sales of delinquent loans		36	(1,600)	2,591	(4,191)
	Provision for loan loss reserve for specific overseas countries		37	221	86	135
	Recoveries of written-off claims		38	47	(6,702)	6,749

Notes:	1. Amounts less than 1 million yen are rounded down. Figures in parenthesis indicate the amount of loss or decrease.
	2. Amounts of Income taxes include Income taxes-deferred.

- 2 -

Sumitomo Mitsui Financial Group

2. Interest spread (domestic)

SMBC non-consolidated						(%)
	Nine months ended					Nine months ended December 31, 2016 (B)
	December 31, 2017 (A)				Change   (A) - (B)
	April 1 -  June 30	July 1 -  September 30	October 1 -  December 31
Interest earned on loans and bills discounted (a)	0.99	0.98	0.98	0.98	(0.08)	1.06
Interest paid on deposits, etc. (b)	0.00	0.00	0.00	0.00	(0.01)	0.01
Interest spread (a) - (b)	0.99	0.98	0.98	0.98	(0.07)	1.05
Reference: After excluding loans to the Japanese government, etc.
Interest earned on loans and bills discounted (c)	1.04	1.02	1.01	1.02	(0.10)	1.12
Interest spread (c) - (b)	1.04	1.02	1.01	1.02	(0.09)	1.11

3. Non-performing loans (NPLs) based on the Financial Reconstruction Act

Consolidated			(Billions of yen)
			December 31, 2017		March 31, 2017
				Change from March 31, 2017
	Bankrupt and quasi-bankrupt assets	1	127.5	(33.2)	160.7
	Doubtful assets	2	457.7	(33.7)	491.4
	Substandard loans	3	245.3	(30.3)	275.6
	Total (A)	4	830.5	(97.2)	927.7
	Normal assets	5	94,985.8	3,410.6	91,575.2
	Grand total (B)	6	95,816.3	3,313.4	92,502.9
					(%)
	NPL ratio (A/B)	7	0.87	(0.13)	1.00
	Amount of direct reduction		295.5	7.4	288.1
SMBC non-consolidated			(Billions of yen)
			December 31, 2017		March 31, 2017
				Change from   March 31, 2017
	Bankrupt and quasi-bankrupt assets	8	84.2	(34.2)	118.4
	Doubtful assets	9	314.0	(33.4)	347.4
	Substandard loans	10	84.4	(17.5)	101.9
	Total (A)	11	482.6	(85.1)	567.7
	Normal assets	12	88,997.1	2,586.5	86,410.6
	Grand total (B)	13	89,479.7	2,501.4	86,978.3
					(%)
	NPL ratio (A/B)	14	0.54	(0.11)	0.65
	Amount of direct reduction		109.6	(0.2)	109.8
	Note: NPLs based on the Financial Reconstruction Act include loans, acceptances and guarantees, suspense payments, and other credit-type assets.

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Sumitomo Mitsui Financial Group

4. Unrealized gains (losses) on securities

Consolidated										(Billions of yen)
					December 31, 2017					March 31, 2017
					Balance sheet  amount	Net unrealized  gains (losses)				Balance sheet  amount	Net unrealized  gains (losses)
							Change from  Mar. 2017	Gains	Losses
	Held-to-maturity securities			1	382.3	2.7	(4.2)	2.7	0.0	1,173.4	6.9
	Other securities			2	25,632.3	2,792.5	603.8	2,957.7	165.2	23,616.8	2,188.7
		Stocks		3	4,231.1	2,461.6	539.8	2,473.8	12.2	3,757.8	1,921.9
		Bonds		4	11,518.9	43.9	(16.5)	54.5	10.6	10,181.4	60.4
			Japanese government bonds	5	8,584.7	11.0	(13.5)	17.8	6.8	7,293.9	24.5
		Others		6	9,882.3	286.9	80.5	429.4	142.5	9,677.7	206.5
			Foreign bonds	7	7,042.2	(125.0)	(14.4)	13.7	138.7	7,063.7	(110.6)
	Other money held in trust			8	2.0	—	—	—	—	3.4	—
	Total			9	26,016.7	2,795.1	599.5	2,960.3	165.2	24,793.7	2,195.6
			Stocks	10	4,231.1	2,461.6	539.8	2,473.8	12.2	3,757.8	1,921.9
			Bonds	11	11,901.2	46.6	(20.7)	57.2	10.6	11,354.8	67.3
			Others	12	9,884.3	286.9	80.5	429.4	142.5	9,681.1	206.5
SMBC non-consolidated										(Billions of yen)
					December 31, 2017					March 31, 2017
					Balance sheet  amount	Net unrealized  gains (losses)				Balance sheet  amount	Net unrealized  gains (losses)
							Change from  Mar. 2017	Gains	Losses
	Held-to-maturity securities			13	110.1	1.6	(3.5)	1.6	—	900.2	5.1
	Stocks of subsidiaries and affiliates			14	3,360.9	25.1	23.8	47.5	22.4	3,222.6	1.2
	Other securities			15	22,908.4	2,416.3	522.8	2,561.4	145.1	20,914.4	1,893.5
		Stocks		16	3,914.3	2,294.0	505.0	2,305.3	11.3	3,474.5	1,789.0
		Bonds		17	11,165.3	40.9	(16.6)	52.1	11.2	9,699.1	57.5
			Japanese government bonds	18	8,460.6	10.4	(13.1)	17.0	6.6	7,109.5	23.5
		Others		19	7,828.9	81.4	34.4	204.0	122.6	7,740.8	47.0
			Foreign bonds	20	5,487.5	(110.6)	(14.3)	9.9	120.4	5,587.0	(96.2)
	Total			21	26,379.4	2,442.9	543.1	2,610.5	167.6	25,037.2	1,899.8
			Stocks	22	4,604.3	2,312.7	520.2	2,327.2	14.6	4,164.0	1,792.5
			Bonds	23	11,275.3	42.4	(20.1)	53.7	11.2	10,599.3	62.5
			Others	24	10,499.8	87.8	43.1	229.5	141.8	10,273.9	44.7

Notes:	1.	The figures above include negotiable certificates of deposit in “Cash and due from banks” and beneficiary claims on loan trust in “Monetary claims bought.”
	2.	Stocks within Other securities and foreign stocks within Others of Other securities are valuated with the average market price during the final month of the period. The rest of the securities are valuated at market prices as of the balance sheet date.
	3.	Other securities and Other money held in trust are valuated and recorded on the balance sheet at market prices. Unrealized gains (losses) indicate the difference between the acquisition costs (or amortized costs) and the balance sheet amounts.
	4.	Floating-rate Japanese government bonds which SMBC holds as Other securities are carried on the balance sheet at their reasonably estimated amounts in accordance with the “Practical Solution on Measurement of Fair Value of Financial Assets” (Accounting Standard Board of Japan Practical Issues Task Force No. 25).

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Sumitomo Mitsui Financial Group

5. Overview of derivative transactions (under deferred hedge accounting)

SMBC non-consolidated (Billions of yen)

	December 31, 2017				March 31, 2017
	Assets	Liabilities	Net assets	Net deferred       gains (losses)	Assets	Liabilities	Net assets	Net deferred     gains (losses)
Interest rate swaps	78.8	45.1	33.7	(38.3)	238.5	199.4	39.0	(17.5)
Currency swaps	35.5	100.9	(65.4)	(22.7)	118.2	298.7	(180.5)	(11.1)
Others	6.9	0.1	6.8	(24.5)	0.2	2.5	(2.3)	(20.7)
Total	121.2	146.1	(24.9)	(85.6)	356.9	500.6	(143.7)	(49.3)

Notes:	1. Derivative transactions are valuated at fair value on the balance sheet.
	2. SMBC applies deferred hedge or fair value hedge accounting based on Practical Guidelines for Accounting Standard for Financial Instruments as well as deferred hedge accounting for banking industry based on JICPA Industry Audit Committee Reports No. 24 and No. 25.
	3. Figures for Net deferred gains (losses) are those before application of tax effect accounting.

Reference: Notional amounts of interest rate swaps (under deferred hedge accounting), classified by remaining maturity

(Billions of yen)

	December 31, 2017				March 31, 2017
	1 year or   less	More than   1 year to 5   years	More than   5 years	Total	1 year or   less	More than   1 year to 5   years	More than   5 years	Total
Receivable fixed rate /payable floating rate	5,061.7	22,005.9	7,149.6	34,217.2	3,579.4	23,950.3	6,475.2	34,004.9
Receivable floating rate /payable fixed rate	2,541.4	7,943.8	6,944.1	17,429.3	2,377.9	9,178.6	6,586.7	18,143.2
Total	7,603.1	29,949.8	14,093.7	51,646.5	5,957.3	33,128.9	13,061.9	52,148.1

6. Deposits and loans

SMBC non-consolidated					(Billions of yen)
				March 31, 2017	Reference:   September 30, 2017
		December 31, 2017	Change from  March 31, 2017
Domestic deposits		90,991.4	3,251.1	87,740.3	89,104.6
	Individual	45,658.6	2,016.5	43,642.1	44,426.5
Note : The figures above exclude negotiable certificates of deposit and Japan offshore banking accounts.
Loans and bills discounted		76,736.0	1,150.7	75,585.3	76,231.8
	Domestic offices (excluding offshore banking accounts)	53,925.0	(577.8)	54,502.9	53,597.5
	Overseas offices and offshore banking accounts	22,811.0	1,728.6	21,082.4	22,634.3
7. ROE
Consolidated				(%)
		Nine months ended      December 31, 2017		Nine months ended         December 31, 2016
			Change
ROE (denominator: Total stockholders’ equity)		10.3	0.8	9.5

Note :		(Profit attributable to owners of parent) X (Number of days in a year (365 days)) /
ROE	=	(Number of days in the period (275 days))	X 100
		{(Total stockholders’ equity at the beginning of the period) + (Total stockholders’ equity at the end of the period)} / 2

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