UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 OF THE

SECURITIES EXCHANGE ACT OF 1934

For the month of May 2017

Commission File Number 001-34919

SUMITOMO MITSUI FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:	Form 20-F ☒	Form 40-F ☐
Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):	☐
Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):	☐
Indicate by check mark whether by furnishing the information contained in this Form, the registrant is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.	Yes ☐	No ☒
*If ‘‘Yes’’ is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b):	82-________

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Sumitomo Mitsui Financial Group, Inc.
By:	/s/ Takeshi Mikami
	Name:    Takeshi Mikami
	Title:      General Manager, Financial Accounting Dept.

Date:    May 15, 2017

Financial Results

Fiscal Year 3/2017

  - Supplementary Information -  

Sumitomo Mitsui Financial Group, Inc.

Table of contents

Page

1.	Income analysis	Consolidated	Non-consolidated	…	1
2.	Interest spread (domestic)		Non-consolidated	…	3
3.	Gains (losses) on securities		Non-consolidated	…	3
4.	Unrealized gains (losses) on securities	Consolidated	Non-consolidated	…	4
5.	Balance of securities, classified by maturity		Non-consolidated	…	5
6.	Overview of derivative transactions (under deferred hedge accounting)		Non-consolidated	…	5
7.	Employee retirement benefits	Consolidated	Non-consolidated	…	6
8.	Classification based on self-assessment and the Financial Reconstruction Act, and write-offs / reserves		Non-consolidated	…	7
9.	Risk-monitored loans	Consolidated	Non-consolidated	…	8
10.	Reserve for possible loan losses and reserve ratio	Consolidated	Non-consolidated	…	8
11.	Non-performing loans (NPLs) based on the Financial Reconstruction Act and coverage	Consolidated	Non-consolidated	…	9
12.	Results of off-balancing of NPLs		Non-consolidated	…	10
13.	Loan portfolio, classified by industry		Non-consolidated	…	11
14.	Loan portfolio, classified by country		Non-consolidated	…	13
15.	Balance of deposits and loans		Non-consolidated	…	14
16.	Deferred tax assets and liabilities		Non-consolidated	…	15
17.	Capital ratio (BIS guidelines)	Consolidated	Non-consolidated	…	16
18.	ROE	Consolidated		…	16
19.	Earnings targets and dividends forecast for FY3/2018	Consolidated	Non-consolidated	…	17
Reference: Financial statements of SMBC			Non-consolidated	…	18

Notes	1.	Consolidated: Consolidated figures of Sumitomo Mitsui Financial Group, Inc. (“SMFG”)
	2.	Non-consolidated: Non-consolidated figures of Sumitomo Mitsui Banking Corporation (“SMBC”)

This document contains “forward-looking statements” (as defined in the U.S. Private Securities Litigation Reform Act of 1995), regarding the intent, belief or current expectations of us and our managements with respect to our future financial condition and results of operations. In many cases but not all, these statements contain words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “plan,” “probability,” “risk,” “project,” “should,” “seek,” “target,” “will” and similar expressions. Such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ from those expressed in or implied by such forward-looking statements contained or deemed to be contained herein. The risks and uncertainties which may affect future performance include: deterioration of Japanese and global economic conditions and financial markets; declines in the value of our securities portfolio; our ability to successfully implement our business strategy through our subsidiaries, affiliates and alliance partners; exposure to new risks as we expand the scope of our business; and incurrence of significant credit-related costs. Given these and other risks and uncertainties, you should not place undue reliance on forward-looking statements, which speak only as of the date of this document. We undertake no obligation to update or revise any forward-looking statements.

Please refer to our most recent disclosure documents such as our annual report on Form 20-F and other documents submitted to the U.S. Securities and Exchange Commission, as well as our earnings press releases, for a more detailed description of the risks and uncertainties that may affect our financial conditions and our operating results, and investors’ decisions.

Sumitomo Mitsui Financial Group

 1. Income analysis

Consolidated						(Millions of yen)
				FY3/2017		FY3/2016
					Change
Consolidated gross profit			1	2,920,742	16,778	2,903,964
	Net interest income		2	1,358,632	(64,296)	1,422,928
	Trust fees		3	3,797	116	3,681
	Net fees and commissions		4	1,013,348	9,510	1,003,838
	Net trading income		5	237,394	11,913	225,481
	Net other operating income		6	307,568	59,534	248,034
General and administrative expenses			7	(1,812,433)	(87,597)	(1,724,836)
Equity in gains (losses) of affiliates			8	24,552	60,748	(36,196)
Consolidated net business profit			9	1,132,860	(10,071)	1,142,931
Total credit cost			10	(164,371)	(61,551)	(102,820)
	Credit costs		11	(178,460)	(55,905)	(122,555)
		Write-off of loans	12	(87,792)	(13,612)	(74,180)
		Provision for reserve for possible loan losses	13	(75,915)	(41,073)	(34,842)
		Others	14	(14,753)	(1,220)	(13,533)
	Recoveries of written-off claims		15	14,089	(5,646)	19,735
Gains (losses) on stocks			16	54,989	(14,047)	69,036
Other income (expenses)			17	(17,622)	106,240	(123,862)
Ordinary profit			18	1,005,855	20,571	985,284
Extraordinary gains (losses)			19	(26,550)	(21,436)	(5,114)
	Gains (losses) on disposal of fixed assets		20	(6,167)	(5,592)	(575)
	Losses on impairment of fixed assets		21	(49,460)	(45,098)	(4,362)
	Gains on step acquisitions		22	29,325	29,267	58
Income before income taxes			23	979,305	(865)	980,170
Income taxes - current			24	(265,045)	(20,822)	(244,223)
Income taxes - deferred			25	94,093	74,918	19,175
Profit			26	808,353	53,230	755,123
Profit attributable to non-controlling interests			27	(101,834)	6,601	(108,435)
Profit attributable to owners of parent			28	706,519	59,832	646,687
Notes	1. Amounts less than 1 million yen are rounded down. Figures in parenthesis indicate the amount of loss or decrease.
	2. Consolidated gross profit = (Interest income - Interest expenses) + Trust fees + (Fees and commissions - Fees and commissions payments)     + (Trading income - Trading losses) + (Other operating income - Other operating expenses)
	Number of consolidated subsidiaries and affiliates
				Mar. 31, 2017		Mar. 31, 2016
					Change
	Consolidated subsidiaries		29	354	13	341
	Equity method affiliates		30	54	(5)	59

- 1 -

Sumitomo Mitsui Financial Group

SMBC non-consolidated						(Millions of yen)
				FY3/2017		FY3/2016
					Change
Gross banking profit			1	1,663,654	129,383	1,534,271
	Gross domestic profit		2	1,153,533	123,371	1,030,162
		Net interest income	3	904,180	116,569	787,611
		Trust fees	4	1,927	(623)	2,550
		Net fees and commissions	5	206,149	(14,844)	220,993
		Net trading income	6	656	(4,446)	5,102
		Net other operating income	7	40,619	26,716	13,903
		Gains (losses) on bonds	8	18,236	14,846	3,390
	Gross international profit		9	510,121	6,013	504,108
		Net interest income	10	234,758	(1,206)	235,964
		Net fees and commissions	11	142,717	5,153	137,564
		Net trading income	12	59,365	(2,126)	61,491
		Net other operating income	13	73,278	4,189	69,089
		Gains (losses) on bonds	14	25,483	(25,130)	50,613
Expenses (excluding non-recurring losses)			15	(816,942)	(11,459)	(805,483)
Overhead ratio			16	49.1%	(3.4%)	52.5%
	Personnel expenses		17	(332,031)	(9,493)	(322,538)
	Non-personnel expenses		18	(434,429)	1,886	(436,315)
	Taxes		19	(50,481)	(3,852)	(46,629)
Banking profit (before provision for general reserve for possible loan losses)			20	846,711	117,924	728,787
Gains (losses) on bonds			21	43,720	(10,283)	54,003
Provision for general reserve for possible loan losses			22	(37,658)	(37,658)	-
Banking profit			23	809,052	80,265	728,787
Non-recurring gains (losses)			24	54,969	35,864	19,105
	Credit costs		25	(27,487)	(14,288)	(13,199)
	Gains on reversal of reserve for possible loan losses		26	-	(6,788)	6,788
	Recoveries of written-off claims		27	4,020	(5,609)	9,629
	Gains (losses) on stocks		28	115,058	79,744	35,314
	Other non-recurring gains (losses)		29	(36,621)	(17,195)	(19,426)
Ordinary profit			30	864,022	116,130	747,892
Extraordinary gains (losses)			31	(6,990)	(5,318)	(1,672)
	Gains (losses) on disposal of fixed assets		32	(2,875)	(3,892)	1,017
	Losses on impairment of fixed assets		33	(4,114)	(1,425)	(2,689)
Income before income taxes			34	857,032	110,813	746,219
Income taxes - current			35	(113,448)	57,110	(170,558)
Income taxes - deferred			36	(61,817)	(95,326)	33,509
Net income			37	681,767	72,596	609,171
Total credit cost (22+25+26+27)			38	(61,125)	(64,342)	3,217
	Provision for general reserve for possible loan losses		39	(37,658)	(42,257)	4,599
	Write-off of loans		40	(462)	343	(805)
	Provision for specific reserve for possible loan losses		41	(17,936)	(20,585)	2,649
	Losses on sales of delinquent loans		42	(9,263)	3,131	(12,394)
	Provision for loan loss reserve for specific overseas countries		43	174	634	(460)
	Recoveries of written-off claims		44	4,020	(5,609)	9,629

Note: Amounts less than 1 million yen are rounded down. Figures in parenthesis indicate the amount of loss or decrease.    

- 2 -

Sumitomo Mitsui Financial Group

 2. Interest spread (domestic)

SMBC non-consolidated						(%)
			FY3/2017	Six months ended Sep. 30, 2016	Six months ended Mar. 31, 2017	FY3/2016
Yield on interest earning assets (A)			1.36	1.63	1.09	1.19
	Interest earned on loans and bills discounted (C)		1.05	1.09	1.01	1.24
	Interest earned on securities		2.68	3.75	1.54	1.26
Total cost of funding (including expenses) (B)			0.70	0.72	0.67	0.74
	Cost of interest bearing liabilities		0.04	0.04	0.04	0.07
		Interest paid on deposits, etc. (D)	0.01	0.01	0.00	0.03
		Interest paid on other liabilities	0.23	0.30	0.19	0.19
	Expense ratio		0.66	0.68	0.63	0.67
Overall interest spread (A) - (B)			0.66	0.91	0.42	0.45
	Interest spread (C) - (D)		1.04	1.08	1.01	1.21
	Reference: After deducting loans to the Japanese government, etc.
	Interest earned on loans and bills discounted (E)		1.11	1.13	1.08	1.24
	Interest spread (E) - (D)		1.10	1.12	1.08	1.21

 3. Gains (losses) on securities

SMBC non-consolidated				(Millions of yen)
		FY3/2017		FY3/2016
			Change
Gains (losses) on bonds		43,720	(10,283)	54,003
	Gains on sales	71,219	(15,512)	86,731
	Losses on sales	(23,595)	(13,117)	(10,478)
	Gains on redemption	0	0	0
	Losses on redemption	(3,904)	18,344	(22,248)
	Losses on devaluation	-	-	-
Gains (losses) on stocks		115,058	79,744	35,314
	Gains on sales	139,843	50,312	89,531
	Losses on sales	(10,119)	8,010	(18,129)
	Losses on devaluation	(14,666)	21,421	(36,087)

- 3 -

Sumitomo Mitsui Financial Group

 4. Unrealized gains (losses) on securities

Consolidated										(Millions of yen)
					Mar. 31, 2017					Mar. 31, 2016
					Balance sheet  amount	Net unrealized gains (losses)				Balance sheet  amount	Net unrealized gains (losses) (b)
						(a)	(a) - (b)	Gains	Losses
	Held-to-maturity securities			1	1,173,423	6,895	(9,673)	6,895	-	2,267,598	16,568
	Other securities			2	23,616,823	2,188,708	281,196	2,362,265	173,556	23,133,426	1,907,512
		Stocks		3	3,757,769	1,921,872	348,871	1,937,012	15,140	3,511,883	1,573,001
		Bonds		4	10,181,396	60,375	(48,811)	71,100	10,724	10,893,090	109,186
			Japanese government bonds	5	7,293,933	24,457	(37,982)	31,251	6,793	8,105,050	62,439
		Others		6	9,677,657	206,460	(18,865)	354,152	147,691	8,728,452	225,325
			Foreign bonds	7	7,063,717	(110,569)	(135,820)	24,934	135,503	6,484,214	25,251
	Other money held in trust			8	3,439	-	-	-	-	5,163	-
	Total			9	24,793,686	2,195,603	271,522	2,369,160	173,556	25,406,188	1,924,081
		Stocks		10	3,757,769	1,921,872	348,871	1,937,012	15,140	3,511,883	1,573,001
		Bonds		11	11,354,819	67,270	(58,485)	77,995	10,724	13,160,688	125,755
		Others		12	9,681,096	206,460	(18,865)	354,152	147,691	8,733,616	225,325
SMBC non-consolidated										(Millions of yen)
					Mar. 31, 2017					Mar. 31, 2016
					Balance sheet  amount	Net unrealized gains (losses)				Balance sheet  amount	Net unrealized gains (losses) (b)
						(a)	(a) - (b)	Gains	Losses
	Held-to-maturity securities			13	900,183	5,092	(8,703)	5,092	-	1,980,811	13,795
	Stocks of subsidiaries and affiliates			14	3,222,613	1,209	36,101	20,878	19,668	3,579,632	(34,892)
	Other securities			15	20,914,359	1,893,451	224,782	2,045,682	152,230	20,717,533	1,668,669
		Stocks		16	3,474,472	1,788,954	301,491	1,803,026	14,071	3,400,301	1,487,463
		Bonds		17	9,699,077	57,452	(46,317)	67,613	10,160	10,290,243	103,769
			Japanese government bonds	18	7,109,504	23,462	(36,418)	29,926	6,464	7,816,547	59,880
		Others		19	7,740,808	47,044	(30,392)	175,043	127,998	7,026,988	77,436
			Foreign bonds	20	5,586,975	(96,247)	(116,482)	21,612	117,859	5,153,769	20,235
	Total			21	25,037,156	1,899,753	252,181	2,071,652	171,899	26,277,977	1,647,572
		Stocks		22	4,164,031	1,792,529	315,389	1,811,802	19,272	4,642,919	1,477,140
		Bonds		23	10,599,261	62,544	(55,021)	72,705	10,160	12,271,054	117,565
		Others		24	10,273,863	44,678	(8,188)	187,145	142,466	9,364,003	52,866

Notes	1.	The figures above include negotiable certificates of deposit in “Cash and due from banks” and beneficiary claims on loan trust in “Monetary claims bought.”
	2.	Stocks within Other securities and foreign stocks within Others of Other securities are valuated with the average market price during the final month of the fiscal year. The rest of the securities are valuated at market prices as of the balance sheet date.
	3.	Other securities and Other money held in trust are valuated and recorded on the balance sheet at market prices. Unrealized gains (losses) indicate the difference between the acquisition costs (or amortized costs) and the balance sheet amounts.
		Net unrealized gains (losses) on Other securities include gains (losses) which are recognized in the statements of income by applying fair value hedge accounting and accordingly not recorded directly to Net assets. Gains of 871 million yen was recognized in the statements of income as of March 31, 2016.
	4.	Floating-rate Japanese government bonds which SMBC held as Other securities are carried on the balance sheet at their reasonably estimated amounts in accordance with the “Practical Solution on Measurement of Fair Value of Financial Assets” (Accounting Standard Board of Japan Practical Issues Task Force No. 25).

- 4 -

Sumitomo Mitsui Financial Group

 5. Balance of securities, classified by maturity

 Balance of other securities with maturities and bonds of held-to-maturity

SMBC non-consolidated																	(Billions of yen)
		Mar. 31, 2017										Mar. 31, 2016
		1 year or less		More than 1 year to 5 years		More than 5 years to 10 years		More than 10 years		Total		1 year or less		More than 1 year to 5 years		More than 5 years to 10 years		More than 10 years		Total
Bonds			1,102.5		8,207.6		947.7		341.4		10,599.3		2,778.0		8,507.4		591.0		394.6	12,271.1
	Japanese government bonds		790.0		6,857.4		222.5		139.7		8,009.7		2,522.7		7,021.7		–		252.9	9,797.4
	Japanese local government bonds		–		21.2		49.3		0.0		70.5		–		4.6		3.1		0.0	7.7
	Japanese corporate bonds		312.4		1,329.0		675.9		201.7		2,519.0		255.3		1,481.1		587.9		141.7	2,466.0
Others			1,704.3		2,042.5		1,361.5		953.2		6,061.5		1,424.4		1,416.8		1,282.1		1,382.8	5,506.1
Total			2,806.8		10,250.1		2,309.2		1,294.6		16,660.8		4,202.4		9,924.1		1,873.1		1,777.5	17,777.1

 6. Overview of derivative transactions (under deferred hedge accounting)

 SMBC non-consolidated (Billions of yen)

		Mar. 31, 2017				Mar. 31, 2016
				Net Assets (a) - (b)	Net deferred gains (losses)			Net Assets (c) - (d)	Net deferred gains (losses)
		Assets   (a)	Liabilities (b)			Assets   (c)	Liabilities (d)
	Interest rate swaps	238.5	199.4	39.0	(17.5)	313.6	163.2	150.4	108.1
	Currency swaps	118.2	298.7	(180.5)	(11.1)	117.7	482.3	(364.6)	11.5
	Others	0.2	2.5	(2.3)	(20.7)	4.6	0.9	3.7	(41.1)
Total		356.9	500.6	(143.7)	(49.3)	435.9	646.4	(210.5)	78.6

Notes	1.	Derivative transactions are valuated at fair value on the balance sheet.
	2.	SMBC applied deferred hedge or fair value hedge accounting based on Practical Guidelines for Accounting Standard for Financial Instruments as well as deferred hedge accounting for banking industry based on JICPA Industry Audit Committee Report No. 24 and No. 25.
	3.	Figures for Net deferred gains (losses) are those before application of tax effect accounting.

Reference: Notional amount of interest rate swaps (under deferred hedge accounting), classified by remaining maturity

(Billions of yen)

		Mar. 31, 2017				Mar. 31, 2016
		1 year  or less	More than   1 year to   5 years	More than   5 years	Total	1 year  or less	More than   1 year to   5 years	More than   5 years	Total
	Receivable fixed rate / payable floating rate	3,579.4	23,950.3	6,475.2	34,004.9	2,932.0	20,282.4	7,379.1	30,593.5
	Receivable floating rate / payable fixed rate	2,377.9	9,178.6	6,586.7	18,143.2	1,188.5	9,133.5	6,205.4	16,527.5
Total		5,957.3	33,128.9	13,061.9	52,148.1	4,120.5	29,415.9	13,584.5	47,120.9

- 5 -

Sumitomo Mitsui Financial Group

 7. Employee retirement benefits

 Consolidated

 (1) Projected benefit obligation

(Millions of yen)
			Mar. 31, 2017		Mar. 31, 2016
				Change
Fair value of plan assets		(A)	1,435,548	78,373	1,357,175
Projected benefit obligation		(B)	1,179,737	(22,734)	1,202,471
Net surplus (deficit)		(A-B)	255,811	101,107	154,704
	Net defined benefit asset		314,922	111,648	203,274
	Net defined benefit liability		59,110	10,540	48,570
Measurements of defined benefit plans (before tax effect deduction)			(12,700)	(116,524)	103,824
	Unrecognized prior service cost (deductible from the obligation)		(648)	160	(808)
	Unrecognized net actuarial gain (loss)		(12,052)	(116,685)	104,633
(2) Retirement benefit expenses
(Millions of yen)
			FY3/2017		FY3/2016
				Change
Retirement benefit expenses			77,392	27,037	50,355
SMBC non-consolidated
(1) Projected benefit obligation
					(Millions of yen)
			Mar. 31, 2017		Mar. 31, 2016
				Change
Projected benefit obligation		(A)	968,394	(39,678)	1,008,072
<Discount rate>			<0.55%>	<0.21%>	<0.34%>
	Fair value of plan assets	(B)	1,267,590	70,755	1,196,835
	Reserve for employee retirement benefits	(C)	-	-	-
	Prepaid pension cost	(D)	275,175	(4,742)	279,917
	Unrecognized prior service cost (deductible from the obligation)	(E)	-	-	-
	Unrecognized net actuarial gain (loss)	(A-B-C+D-E)	(24,019)	(115,172)	91,153
(2) Retirement benefit expenses
					(Millions of yen)
			FY3/2017		FY3/2016
				Change
Retirement benefit expenses			56,096	20,023	36,073
	Service cost		30,518	4,208	26,310
	Interest cost on projected benefit obligation		3,427	(5,729)	9,156
	Expected returns on plan assets		(36,688)	(931)	(35,757)
	Amortization of unrecognized prior service cost		-	-	-
	Amortization of unrecognized net actuarial gain (loss)		51,452	19,668	31,784
	Others		7,386	2,808	4,578

- 6 -

Sumitomo Mitsui Financial Group

8. Classification based on self-assessment and the Financial Reconstruction Act,

      and write-offs / reserves

*1	Includes direct reduction of 109.8 billion yen.
*2	Includes reserve for assets that are not subject to disclosure based on the Financial Reconstruction Act standards. (Bankrupt/Effectively bankrupt borrowers: 3.5 billion yen, Potentially bankrupt borrowers: 4.1 billion yen)
*3	Reserve ratios for claims on Bankrupt borrowers, Effectively bankrupt borrowers, Potentially bankrupt borrowers, Substandard borrowers and Borrowers requiring caution including Substandard borrowers are the proportion of reserve for the possible loan losses to each category’s total claims, excluding the portion secured by collateral or guarantees, etc.
*4	Reserve ratios for claims on Normal borrowers and Borrowers requiring caution (excluding claims to Substandard borrowers) are the proportion of the reserve for possible loan losses to the respective claims of each category.
	The reserve ratio for unsecured claims on Borrowers requiring caution (excluding claims to Substandard borrowers) is shown in [    ].
*5	Includes Specific reserve for Borrowers requiring caution totaling 0.4 billion yen.
*6	The proportion of the reserve to the claims, excluding the portion secured by collateral or guarantees, etc.

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Sumitomo Mitsui Financial Group

9. Risk-monitored loans

Consolidated					(Millions of yen, %)
		Mar. 31, 2017			Mar. 31, 2016
		(a)	Ratio     (b)	(a) - (c)	(c)	Ratio (d)
Bankrupt loans		34,441	0.0	(10,307)	44,748	0.1
Non-accrual loans		558,855	0.7	(35,222)	594,077	0.8
Past due loans (3 months or more)		22,434	0.0	2,589	19,845	0.0
Restructured loans		252,790	0.3	(13,908)	266,698	0.3
Total		868,521	1.1	(56,849)	925,370	1.2
Total loans (period-end balance)		80,237,322	100.0	5,171,242	75,066,080	100.0
	Amount of direct reduction	245,719		(27,290)	273,009
SMBC non-consolidated					(Millions of yen, %)
		Mar. 31, 2017			Mar. 31, 2016
		(a)	Ratio (b)	(a) - (c)	(c)	Ratio (d)
Bankrupt loans		31,029	0.1	(8,877)	39,906	0.1
Non-accrual loans		381,651	0.5	(28,369)	410,020	0.6
Past due loans (3 months or more)		12,593	0.0	8,019	4,574	0.0
Restructured loans		89,319	0.1	(16,752)	106,071	0.1
Total		514,594	0.7	(45,979)	560,573	0.8
Total loans (period-end balance)		75,585,256	100.0	6,308,521	69,276,735	100.0
	Amount of direct reduction	103,671		(18,015)	121,686
10. Reserve for possible loan losses and reserve ratio
Consolidated					(Millions of yen, %)
		Mar. 31, 2017			Mar. 31, 2016
		(a)	Reserve Ratio   (b)	(a) - (c)	(c)	Reserve Ratio (d)
Reserve for possible loan losses		646,215	74.40	21,196	625,019	67.54
	General reserve	431,510		35,964	395,546
	Specific reserve	213,205		(14,956)	228,161
	Loan loss reserve for specific overseas countries	1,498		187	1,311
	Amount of direct reduction	288,145		(13,838)	301,983
SMBC non-consolidated					(Millions of yen, %)
		Mar. 31, 2017			Mar. 31, 2016
		(a)	Reserve Ratio   (b)	(a) - (c)	(c)	Reserve Ratio (d)
Reserve for possible loan losses		389,726	75.73	32,540	357,186	63.72
	General reserve	258,956		37,659	221,297
	Specific reserve	129,764		(4,944)	134,708
	Loan loss reserve for specific overseas countries	1,005		(174)	1,179
	Amount of direct reduction	109,818		(20,008)	129,826

Note: Reserve ratio: Reserve for possible loan losses / Risk-monitored loans. After direct reduction.

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Sumitomo Mitsui Financial Group

11. Non-performing loans (NPLs) based on the Financial Reconstruction Act and coverage

Consolidated			(Millions of yen, %)
		Mar. 31, 2017 (a)		Mar. 31, 2016 (b)
			(a) - (b)
	Bankrupt and quasi-bankrupt assets	160,665	(17,394)	178,059
	Doubtful assets	491,353	(35,410)	526,763
	Substandard loans	275,646	(12,275)	287,921
Total (A)		927,665	(65,078)	992,743
	Normal assets	91,575,200	5,995,794	85,579,406
	Grand total (B)	92,502,865	5,930,715	86,572,150
NPL ratio (A/B)		1.00	(0.15)	1.15
				(Millions of yen)
		Mar. 31, 2017 (a)		Mar. 31, 2016 (b)
			(a) - (b)
Total coverage (C)		720,573	(86,971)	807,544
	Reserve for possible loan losses (D)	211,414	(19,241)	230,655
	Amount recoverable by guarantees, collateral and others (E)	509,158	(67,731)	576,889
				(%)
Coverage ratio (C) / (A)		77.68	(3.66)	81.34
Coverage ratio calculated with total reserve for possible loan losses included in the numerator		124.55	3.48	121.07
				(%)
Reserve ratio to unsecured assets (D) / (A - E)		50.52	(4.95)	55.47
Reserve ratio calculated with total reserve for possible loan losses included in the numerator		154.41	4.11	150.30
SMBC non-consolidated				(Millions of yen, %)
		Mar. 31, 2017 (a)		Mar. 31, 2016 (b)
			(a) - (b)
	Bankrupt and quasi-bankrupt assets	118,420	(17,184)	135,604
	Doubtful assets	347,350	(29,016)	376,366
	Substandard loans	101,913	(8,733)	110,646
Total (A)		567,684	(54,933)	622,617
	Normal assets	86,410,604	7,364,547	79,046,057
	Grand total (B)	86,978,288	7,309,614	79,668,674
NPL ratio (A/B)		0.65	(0.13)	0.78
Note: NPLs based on the Financial Reconstruction Act include loans, acceptances and guarantees, suspense payments, and other credit-type assets.
			(Millions of yen)
		Mar. 31, 2017 (a)		Mar. 31, 2016 (b)
			(a) - (b)
Total coverage (C)		485,137	(64,781)	549,918
	Reserve for possible loan losses* (D)	145,222	(13,745)	158,967
	Amount recoverable by guarantees, collateral and others (E)	339,915	(51,036)	390,951
* Sum of general reserve for substandard loans and specific reserve
				(%)
Coverage ratio (C) / (A)		85.46	(2.86)	88.32
Coverage ratio calculated with total reserve for possible loan losses included in the numerator		128.53	(1.03)	129.56
				(%)
Reserve ratio to unsecured assets (D) / (A - E)		63.76	(4.86)	68.62
Reserve ratio calculated with total reserve for possible loan losses included in the numerator		171.11	(8.33)	179.44

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Sumitomo Mitsui Financial Group

12. Results of off-balancing of NPLs

SMBC non-consolidated

(Billions of yen)

			Mar. 31, 2017   (a)						Mar. 31, 2016 (b)
				(a) - (b)		NPLs newly classified during FY3/2017	Amount of   off-balancing
	Bankrupt and quasi-bankrupt assets		118.4	(17.2	)	44.4	(61.6	)	135.6
	Doubtful assets		347.4	(29.0	)	127.4	(156.4	)	376.4
	Total		465.8	(46.2	)	(*1)    171.8	(*1)    (218.0	)	512.0
Result of measures connected to off-balancing (*2)			96.3						101.3
		Breakdown of   off-balancing by factor (*3)	Disposition by borrowers’ liquidation				(7.0	)
			Reconstructive disposition				(9.0	)
			Improvement in debtors’ performance due to reconstructive disposition				-
			Loan sales to market				(45.3	)
			Direct write-offs				25.8
			Others				(182.5	)
				Collection / repayment, etc.			(132.3	)
				Improvement in debtors’ performance			(50.3	)
			Total				(218.0	)

*1	The amount of NPLs newly classified during the six months ended Sep. 30, 2016 and off-balanced in the six months ended Mar. 31, 2017 was 23.6 billion yen.
*2	The measures connected to off-balancing are legal reorganizations and other similar measures, corporate splits to good companies and bad companies, partial direct write-offs of retail exposure to individuals and small- and medium-sized enterprises, and trusts to RCC for the purpose of revitalization which is scheduled to be off-balanced before the maturity.
*3	1.	“Disposition by borrowers’ liquidation” refers to abandonment or write-off of loans involved in bankruptcy liquidation proceedings (bankruptcy or special liquidations).
	2.	“Reconstructive disposition” refers to abandonment of loans involved in reconstructive bankruptcy proceedings (corporate reorganization and civil rehabilitation), debt forgiveness involved in special mediation or other types of civil mediation, or debt forgiveness for restructuring involved in private reorganization.

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Sumitomo Mitsui Financial Group

13. Loan portfolio, classified by industry

SMBC non-consolidated

(1) Loans and bills discounted, classified by industry (Millions of yen, %)

				Mar. 31, 2017			Mar. 31, 2016
				(a)	Ratio	(a) - (b)	(b)	Ratio
Domestic offices (excluding Japan offshore banking accounts)				54,502,869	100.0	4,430,507	50,072,362	100.0
	Manufacturing			7,279,849	13.4	1,311,742	5,968,107	11.9
	Agriculture, forestry, fisheries and mining			115,017	0.2	(6,788)	121,805	0.2
	Construction			701,698	1.3	(9,304)	711,002	1.4
	Transportation, communications and   public enterprises			4,307,167	7.9	12,424	4,294,743	8.6
	Wholesale and retail			4,115,200	7.5	166,070	3,949,130	7.9
	Finance and insurance			7,352,196	13.5	309,756	7,042,440	14.1
	Real estate			6,301,402	11.6	330,748	5,970,654	11.9
	Goods rental and leasing			1,650,512	3.0	606,981	1,043,531	2.1
	Various services			3,994,039	7.3	39,709	3,954,330	7.9
	Municipalities			934,334	1.7	(152,914)	1,087,248	2.2
	Others			17,751,449	32.6	1,822,080	15,929,369	31.8
Overseas offices and Japan offshore banking accounts				21,082,386	100.0	1,878,013	19,204,373	100.0
	Public sector			206,772	1.0	42,149	164,623	0.8
	Financial institutions			1,581,991	7.5	219,577	1,362,414	7.1
	Commerce and industry			17,609,453	83.5	1,732,731	15,876,722	82.7
	Others			1,684,170	8.0	(116,442)	1,800,612	9.4
Total				75,585,256	-	6,308,521	69,276,735	-
		Risk-monitored loans					(Millions of yen, %)
				Mar. 31, 2017			Mar. 31, 2016
				(a)	Ratio	(a) - (b)	(b)	Ratio
		Domestic offices (excluding Japan offshore banking accounts)		389,608	100.0	(89,138)	478,746	100.0
			Manufacturing	72,962	18.7	(8,012)	80,974	16.9
			Agriculture, forestry, fisheries and mining	155	0.0	(147)	302	0.1
			Construction	14,115	3.6	443	13,672	2.9
			Transportation, communications and   public enterprises	38,463	9.9	(11,458)	49,921	10.4
			Wholesale and retail	69,437	17.8	(26,487)	95,924	20.0
			Finance and insurance	300	0.1	(3,291)	3,591	0.7
			Real estate	75,601	19.4	(10,369)	85,970	18.0
			Goods rental and leasing	1,531	0.4	(47)	1,578	0.3
			Various services	64,247	16.5	(10,902)	75,149	15.7
			Municipalities	-	-	-	-	-
			Others	52,793	13.6	(18,869)	71,662	15.0
		Overseas offices and Japan offshore banking accounts		124,985	100.0	43,159	81,826	100.0
			Public sector	-	-	-	-	-
			Financial institutions	-	-	-	-	-
			Commerce and industry	62,577	50.1	23,130	39,447	48.2
			Others	62,408	49.9	20,030	42,378	51.8
		Total		514,594	-	(45,979)	560,573	-

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Sumitomo Mitsui Financial Group

(2) NPLs based on the Financial Reconstruction Act classified by industry, and reserve ratio

					(Millions of yen, %)
		Mar. 31, 2017			Mar. 31, 2016
		(a)	Reserve      ratio	(a) - (b)	(b)
Domestic offices (excluding Japan offshore banking accounts)		422,030	72.8	(113,288)	535,318
	Manufacturing	74,704	72.1	(13,586)	88,290
	Agriculture, forestry, fisheries and mining	170	75.6	(132)	302
	Construction	14,127	58.6	430	13,697
	Transportation, communications and  public enterprises	59,786	87.3	(11,532)	71,318
	Wholesale and retail	73,531	60.1	(26,684)	100,215
	Finance and insurance	937	66.8	(3,326)	4,263
	Real estate	77,785	52.8	(28,988)	106,773
	Goods rental and leasing	1,639	52.4	(141)	1,780
	Various services	65,914	59.1	(10,167)	76,081
	Municipalities	-	-	-	-
	Others	53,434	100.0	(19,161)	72,595
Overseas offices and Japan offshore banking accounts		145,653	48.5	58,354	87,299
	Public sector	-	-	-	-
	Financial institutions	-	-	-	-
	Commerce and industry	81,897	49.4	38,497	43,400
	Others	63,756	46.2	19,858	43,898
Total		567,684	63.8	(54,933)	622,617

Notes	1.	NPLs based on the Financial Reconstruction Act include loans, acceptances and guarantees, suspense payments, and other credit-type assets.
	2.	Reserve ratio = (Reserve for possible loan losses) / (Assets excluding amounts recoverable due to guarantees, collateral and others) X 100 Reserve for possible loan losses is sum of general reserve for substandard loans and specific reserve.

(3) Consumer loans outstanding

					(Millions of yen)
			Mar. 31, 2017		Mar. 31, 2016
			(a)	(a) - (b)	(b)
Consumer loans			13,873,169	(274,915)	14,148,084
	Housing loans		12,912,398	(294,796)	13,207,194
		Self-residential purpose	10,302,283	(295,864)	10,598,147
	Other consumer loans		960,771	19,882	940,889

(4) Loans to small- and medium-sized enterprises, etc.

			(Millions of yen, %)
	Mar. 31, 2017		Mar. 31, 2016
	(a)	(a) - (b)	(b)
Outstanding balance	34,082,987	222,264	33,860,723
Ratio to total loans	62.5	(5.1)	67.6

Note: Outstanding balance includes loans to individuals.

- 12 -

Sumitomo Mitsui Financial Group

14. Loan portfolio, classified by country

SMBC non-consolidated

(1) Loans outstanding, classified by major domicile

(Millions of yen, %)

		Mar. 31, 2017			Mar. 31, 2016
		(a)	Ratio	(a) - (b)	(b)	Ratio
Asia		5,632,349	26.6	228,534	5,403,815	27.0
	Indonesia	320,212	1.5	30,775	289,437	1.4
	Thailand	707,241	3.3	30,329	676,912	3.4
	Korea	303,741	1.4	29,707	274,034	1.4
	Hong Kong	1,503,425	7.1	11,998	1,491,427	7.5
	China	249,297	1.2	(23,583)	272,880	1.4
	Taiwan	340,397	1.6	94,679	245,718	1.2
	Singapore	1,220,952	5.8	81,825	1,139,127	5.7
	India	462,757	2.2	(3,232)	465,989	2.3
	Others	524,326	2.5	(23,965)	548,291	2.7
Oceania		1,889,417	8.9	216,414	1,673,003	8.4
	Australia	1,722,193	8.1	190,929	1,531,264	7.7
	Others	167,224	0.8	25,485	141,739	0.7
North America		7,178,394	33.8	920,983	6,257,411	31.3
	United States	5,763,116	27.1	808,292	4,954,824	24.8
	Others	1,415,278	6.7	112,691	1,302,587	6.5
Central and South America		1,631,019	7.7	1,436	1,629,583	8.2
	Brazil	255,742	1.2	(24,464)	280,206	1.4
	Panama	537,991	2.5	9,039	528,952	2.7
	Others	837,286	4.0	16,861	820,425	4.1
Western Europe		3,162,370	14.9	(141,316)	3,303,686	16.5
	United Kingdom	980,161	4.6	(189,387)	1,169,548	5.9
	Ireland	576,401	2.7	(9,793)	586,194	2.9
	Netherlands	574,368	2.7	66,249	508,119	2.5
	Others	1,031,440	4.9	(8,385)	1,039,825	5.2
Eastern Europe		267,073	1.3	(191,792)	458,865	2.3
	Russia	188,160	0.9	(207,835)	395,995	2.0
	Others	78,913	0.4	16,043	62,870	0.3
Others		1,448,447	6.8	197,862	1,250,585	6.3
Total		21,209,069	100.0	1,232,121	19,976,948	100.0

Note:  Classified by domicile of debtors.

(2) NPLs based on the Financial Reconstruction Act, classified by domicile

				(Millions of yen, %)
		Mar. 31, 2017			Mar. 31, 2016
		(a)	Reserve      Ratio	(a) - (b)	(b)
Overseas Offices and Japan offshore banking accounts		145,653	48.5	58,354	87,299
	Asia	10,115	31.1	(4,015)	14,130
	Oceania	-	-	(15,042)	15,042
	North America	47,273	48.2	9,633	37,640
	Central and South America	42,696	47.2	38,628	4,068
	Western Europe	34,291	55.2	30,042	4,249
	Eastern Europe	-	-	-	-
	Others	11,276	46.9	(890)	12,166

Notes	1.	NPLs based on the Financial Reconstruction Act include Loans, acceptances and guarantees, suspense payments, and other credit-type assets.
	2.	Reserve ratio
		= (Reserve for possible loas losses)/(Assets excluding amounts recoverable due to gurantees, collateral and others) X 100 Reserve for possible loan losses is sum of general reserve for substandard loans and specific reserve.
	3.	Classified by domicile of debtors.

- 13 -

Sumitomo Mitsui Financial Group

15. Balance of deposits and loans

SMBC non-consolidated

(1) Average balance of deposits and loans

(Millions of yen)

		FY3/2017 (a)		FY3/2016 (b)
			(a) - (b)
Deposits		98,970,431	9,443,493	89,526,938
	Domestic units	79,873,541	6,545,262	73,328,279
Loans		72,767,990	4,663,014	68,104,976
	Domestic units	48,606,540	3,180,774	45,425,766

Note:  Deposits do not include negotiable certificates of deposit.

(2) Balance of deposits and loans, classified by type of depositor

				(Millions of yen)
			Mar. 31, 2017 (a)		Mar. 31, 2016 (b)
				(a) - (b)
Deposits			105,590,771	6,751,049	98,839,722
	Domestic deposits (excluding Japan offshore banking accounts)		87,740,319	5,605,632	82,134,687
		Individuals	43,642,069	1,329,544	42,312,525
		Corporates	44,098,250	4,276,088	39,822,162
Loans			75,585,256	6,308,521	69,276,735
	Domestic offices (excluding Japan offshore banking accounts)		54,502,869	4,430,507	50,072,362
	Overseas offices and Japan offshore banking accounts		21,082,386	1,878,013	19,204,373

Note:  Deposits do not include negotiable certificates of deposit.

Reference:

			(Billions of yen)
		Mar. 31, 2017 (a)		Mar. 31, 2016 (b)
			(a) - (b)
Balance of investment trusts		2,207.1	(234.9)	2,442.0
	Balance to individuals	1,835.3	(242.2)	2,077.5

Note:  Balance of investment trusts is recognized on a contract basis and measured according to each fund’s net asset balance at the period-end.

		(Billions of yen)
	FY3/2017		FY3/2016 (b)
	(a)	(a) - (b)
Sales of investment trusts to individuals	404.4	(271.8)	676.2
Sales of pension-type insurance to individuals	104.2	(52.8)	157.0

- 14 -

Sumitomo Mitsui Financial Group

   16. Deferred tax assets and liabilities

(Billions of yen)
SMBC non-consolidated					Mar. 31, 2017	Change from   Mar. 31, 2016	Mar. 31, 2016
(a)	Total deferred tax assets		(b-c)	1	213.4	(45.3)	258.7
	(b)	Subtotal of deferred tax assets		2	472.2	(32.4)	504.6
		Reserve for possible loan losses and write-off of loans		3	132.6	0.7	131.9
		Taxable write-off of securities		4	242.1	(33.7)	275.8
		Others		5	97.5	0.6	96.9
	(c) Valuation allowance			6	258.8	12.9	245.9
(d) Total deferred tax liabilities				7	542.7	34.6	508.1
	Net unrealized gains on other securities			8	493.1	66.7	426.4
	Others			9	49.6	(32.1)	81.7
Net deferred tax assets			(a-d)	10	(329.3)	(79.9)	(249.4)
	Amount corresponding to net deferred losses on hedges included in line 5 and net unrealized gains on other securities included in line 8			11	(481.2)	(17.5)	(463.7)
	Others			12	151.9	(62.4)	214.3

SMBC recognized deferred tax assets pursuant to the practical guidelines on assessing the collectability of deferred tax assets issued by the JICPA*. SMBC is considered to be a company showing stable financial performance, which is classified under examples (2).

* JICPA Auditing Committee Report No.66

   “Auditing Treatment Regarding Judgment of Realizability of Deferred Tax Assets”

   Reference: Income of final tax return before deducting operating loss carryforwards for the last 3 years

			(Billions of yen)
	FY3/2015	FY3/2016	FY3/2017
Income of final tax return before deducting operating loss carryforwards	643.7	548.1	388.7
Note: The figure for FY3/2017 was estimated at fiscal year closing.

- 15 -

Sumitomo Mitsui Financial Group

 17. Capital ratio (BIS guidelines)

  (Basel III basis)

Consolidated		(Billions of yen, %)
	Mar. 31, 2017 [Preliminary]		Mar. 31, 2016
	(a)	(a) - (b)	(b)
(1) Total capital ratio (4) / (7)	16.93	(0.09)	17.02
(2) Tier 1 capital ratio (5) / (7)	14.07	0.39	13.68
(3) Common equity Tier 1 capital ratio (6) / (7)	12.17	0.36	11.81
(4) Total capital	11,973.7	737.7	11,235.9
(5) Tier 1 capital	9,946.2	914.5	9,031.7
(6) Common equity Tier 1 capital	8,608.5	812.0	7,796.5
(7) Risk weighted assets	70,683.5	4,671.9	66,011.6
(8) Required capital (7) X 8%	5,654.7	373.8	5,280.9
SMBC consolidated
(1) Total capital ratio	17.77	(0.42)	18.19
(2) Tier 1 capital ratio	14.61	0.03	14.58
(3) Common equity Tier 1 capital ratio	12.89	(0.15)	13.04
SMBC non-consolidated
(1) Total capital ratio	18.61	(0.86)	19.47
(2) Tier 1 capital ratio	15.05	(0.24)	15.29
(3) Common equity Tier 1 capital ratio	13.15	(0.29)	13.44
18. ROE
Consolidated			(%)
	FY3/2017		FY3/2016
	(a)	(a) - (b)	(b)
ROE (denominator: Total stockholders’ equity)	9.1	0.2	8.9

 Note:

ROE (denominator: Total stockholders’ equity)	=	Profit attributable to owners of parent	X 100
		{(Total stockholders’ equity at the beginning of the period) + (Total stockholders’ equity at the end of the period)} / 2

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Sumitomo Mitsui Financial Group

19. Earnings targets and dividends forecast for FY3/2018
(1) Earnings targets
Consolidated		(Billions of yen)
	FY3/2018	FY3/2017 Result
Consolidated net business profit	1,130.0	1,132.9
Total credit cost	(210.0)	(164.4)
Ordinary profit	970.0	1,005.9
Profit attributable to owners of parent	630.0	706.5
SMBC non-consolidated		(Billions of yen)
	FY3/2018	FY3/2017 Result
Banking profit (before provision for general reserve for possible loan losses)	600.0	846.7
Total credit cost	(80.0)	(61.1)
Ordinary profit	550.0	864.0
Net income	430.0	681.8
(2) Dividends forecast
			(Yen)
	FY3/2018		FY3/2017
	Interim	Annual
Dividend per share for common stock	80	160	150
Reference:			(Billions of yen)
	FY3/2018		FY3/2017
	Interim	Annual
Total dividend	112.8	225.6	211.5

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Sumitomo Mitsui Financial Group

Reference: Financial Statements of SMBC

1. Condensed balance sheet

  SMBC non-consolidated (Millions of yen)

	Mar. 31, 2017		Mar. 31, 2016
	(a)	(a) - (b)	(b)
Assets
Cash and due from banks	41,652,508	2,789,783	38,862,725
Call loans	1,465,117	565,523	899,594
Receivables under resale agreements	523,913	164,595	359,318
Receivables under securities borrowing transactions	3,184,379	385,524	2,798,855
Monetary claims bought	1,125,434	175,328	950,106
Trading assets	1,879,342	(1,632,615)	3,511,957
Securities	24,342,369	(1,259,787)	25,602,156
Loans and bills discounted	75,585,256	6,308,521	69,276,735
Foreign exchanges	1,663,102	104,850	1,558,252
Other assets	2,383,307	251,438	2,131,869
Tangible fixed assets	815,808	(15,518)	831,326
Intangible fixed assets	230,984	10,810	220,174
Prepaid pension cost	275,175	(4,742)	279,917
Customers’ liabilities for acceptances and guarantees	7,565,562	828,473	6,737,089
Reserve for possible loan losses	(389,726)	(32,540)	(357,186)
Reserve for possible losses on investments	(20,808)	657	(21,465)
Total assets	162,281,729	8,640,299	153,641,430

 Note:  Amounts less than 1 million yen are rounded down.

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Sumitomo Mitsui Financial Group

	(Millions of yen)
	Mar. 31, 2017		Mar. 31, 2016
	(a)	(a) - (b)	(b)
Liabilities
Deposits	105,590,771	6,751,049	98,839,722
Negotiable certificates of deposit	12,263,091	(2,165,247)	14,428,338
Call money	1,009,469	(98,356)	1,107,825
Payables under repurchase agreements	1,359,017	862,781	496,236
Payables under securities lending transactions	3,076,425	1,702,145	1,374,280
Commercial paper	1,390,123	(590,030)	1,980,153
Trading liabilities	1,472,340	(1,515,475)	2,987,815
Borrowed money	12,026,497	4,158,186	7,868,311
Foreign exchanges	737,961	(393,835)	1,131,796
Bonds	3,944,061	(831,011)	4,775,072
Due to trust account	1,160,014	238,694	921,320
Other liabilities	2,879,318	(45,177)	2,924,495
Reserve for employee bonuses	14,134	265	13,869
Reserve for executive bonuses	612	46	566
Reserve for point service program	1,058	(28)	1,086
Reserve for reimbursement of deposits	13,602	(1,772)	15,374
Deferred tax liabilities	329,253	79,826	249,427
Deferred tax liabilities for land revaluation	31,230	(607)	31,837
Acceptances and guarantees	7,565,562	828,473	6,737,089
Total liabilities	154,864,546	8,979,926	145,884,620
Net assets
Capital stock	1,770,996	-	1,770,996
Capital surplus	1,776,830	(693,368)	2,470,198
Capital reserve	1,771,043	-	1,771,043
Other capital surplus	5,786	(693,368)	699,154
Retained earnings	2,689,638	274,649	2,414,989
Other retained earnings	2,689,638	274,649	2,414,989
Voluntary reserve for retirement allowances	1,656	-	1,656
Voluntary reserve	219,845	-	219,845
Retained earnings brought forward	2,468,137	274,649	2,193,488
Treasury stock	(210,003)	-	(210,003)
Total stockholders’ equity	6,027,462	(418,719)	6,446,181
Net unrealized gains (losses) on other securities	1,399,125	165,215	1,233,910
Net deferred gains (losses) on hedges	(36,110)	(84,816)	48,706
Land revaluation excess	26,704	(1,307)	28,011
Total valuation and translation adjustments	1,389,719	79,091	1,310,628
Total net assets	7,417,182	(339,628)	7,756,810
Total liabilities and net assets	162,281,729	8,640,299	153,641,430
Note:  Amounts less than 1 million yen are rounded down.

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Sumitomo Mitsui Financial Group

2. Condensed income statement

SMBC non-consolidated   (Millions of yen)

		FY3/2017 (a)		FY3/2016 (b)
			(a) - (b)
Ordinary income		2,551,931	274,119	2,277,812
	Interest income	1,635,774	213,407	1,422,367
	Interest on loans and discounts	1,021,022	40,418	980,604
	Interest and dividends on securities	488,294	162,217	326,077
	Trust fees	2,111	(478)	2,589
	Fees and commissions	532,948	5,632	527,316
	Trading income	60,022	(6,571)	66,593
	Other operating income	145,570	21,964	123,606
	Other income	175,504	40,166	135,338
Ordinary expenses		1,687,908	157,989	1,529,919
	Interest expenses	496,834	98,043	398,791
	Interest on deposits	142,884	49,626	93,258
	Fees and commissions payments	184,265	15,469	168,796
	Trading losses	-	-	-
	Other operating expenses	31,671	(8,942)	40,613
	General and administrative expenses	874,407	31,697	842,710
	Other expenses	100,728	21,721	79,007
Ordinary profit		864,022	116,130	747,892
Extraordinary gains		1,423	(2,283)	3,706
Extraordinary losses		8,413	3,034	5,379
Income before income taxes		857,032	110,813	746,219
Income taxes - current		113,448	(57,110)	170,558
Income taxes - deferred		61,817	95,326	(33,509)
Total income taxes		175,265	38,217	137,048
Net income		681,767	72,596	609,171

Note:  Amounts less than 1 million yen are rounded down.

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Sumitomo Mitsui Financial Group

3. Statement of changes in net assets

SMBC non-consolidated

Year ended March 31, 2017 (Millions of yen)

			Capital surplus						Retained earnings
									Other retained earnings
	Capital stock		Capital reserve			Other capital surplus			Voluntary reserve for retirement   allowances		Voluntary   reserve	Retained     earnings brought forward			Treasury     stock			Total stockholders’ equity
Balance at the beginning of the period		1,770,996		1,771,043			699,154			1,656	219,845		2,193,488			(210,003	)		6,446,181
Changes in the period
Corporate reorganization (by subsidiaries)							(81,268	)											(81,268	)
Cash dividends							(612,099	)					(408,418	)					(1,020,518	)
Net income													681,767						681,767
Reversal of land revaluation excess													1,300						1,300
Net changes in items other than stockholders’ equity in the period
Net changes in the period		-		-			(693,367	)		-	-		274,649			-			(418,718	)
Balance at the end of the period		1,770,996		1,771,043			5,786			1,656	219,845		2,468,137			(210,003	)		6,027,462
											(Millions of yen)
	Valuation and translation adjustments
	Net unrealized gains on other securities		Net deferred gains (losses) on hedges			Land revaluation excess			Total valuation and translation adjustments		Total net assets
Balance at the beginning of the period		1,233,910		48,706			28,011			1,310,628	7,756,810
Changes in the period
Corporate reorganization (by subsidiaries)											(81,268)
Cash dividends											(1,020,518)
Net income											681,767
Reversal of land revaluation excess											1,300
Net changes in items other than stockholders’ equity in the period		165,214		(84,817	)		(1,306	)		79,090	79,090
Net changes in the period		165,214		(84,817	)		(1,306	)		79,090	(339,628)
Balance at the end of the period		1,399,125		(36,110	)		26,704			1,389,719	7,417,182

Note:  Amounts less than 1 million yen are rounded down.

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