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Consolidated Statements Of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Interest and dividend income    
Loans and fees on loans $ 1,774 $ 2,151
Federal funds sold and securities purchased under agreements to resell 12 12
Investment securities:    
Taxable 362 337
Exempt from federal income tax 174 172
Dividend income 4 3
Deposits with banks 1 1
Total interest income 2,327 2,676
Interest expense    
Deposits 789 789
Total interest expense 789 789
Net interest income 1,538 1,887
Provision for loan losses (7) 186
Net interest income after provision for loan losses 1,545 1,701
Noninterest income    
Service charges on deposit accounts 44 47
Other service charges and fees 28 25
Net realized gains on sales of securities 16  
Income on bank owned life insurance 38 38
Other operating income 41 39
Total noninterest income 167 149
Noninterest expense    
Salaries and employee benefits 839 792
Occupancy and equipment 158 184
Legal and professional 95 47
Bank franchise tax 44 41
Data processing services 66 60
FDIC insurance premiums 79 109
Foreclosed assets, Net (19)  
Loss on sale of premises and equipment   70
Other operating expense 126 150
Total noninterest expense 1,388 1,453
Income before income taxes 324 397
Income tax expense 31 74
Net Income $ 293 $ 323
Basic earnings per share $ 0.19 $ 0.21
Diluted earnings per share $ 0.19 $ 0.21
Weighted average basic shares outstanding 1,535,733 1,535,733
Weighted average diluted shares outstanding 1,535,733 1,535,733