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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Dec. 31, 2011
Assets    
Cash and due from banks $ 3,428 $ 4,255
Interest-bearing deposits 12,483 14,758
Federal funds sold 34,200 33,700
Total cash and cash equivalents 50,111 52,713
Investment securities available for sale, at fair value 71,429 57,105
Investment securities held to maturity (fair value March 31, 2012 $13,505 - December 31, 2011 $13,662) 12,829 12,950
Restricted equity securities 592 592
Total loans 125,442 130,158
Allowance for loan losses (2,873) (2,867)
Net loans 122,569 127,291
Bank premises and equipment, net 2,840 2,895
Accrued interest receivable 760 824
Foreclosed assets 3,413 3,418
Bank owned life insurance 5,475 5,437
Other assets 2,483 2,935
Total assets 272,501 266,160
Liabilities and Stockholders' Equity    
Noninterest-bearing deposits 31,042 32,135
Interest-bearing deposits 207,320 200,276
Total deposits 238,362 232,411
Accrued interest payable 96 88
Other liabilities 652 628
Total liabilities 239,110 233,127
Stockholders' Equity    
Common stock, $10 par value, 5,000,000 shares authorized, 1,535,733 shares issued and outstanding 15,357 15,357
Additional paid-in capital 2,925 2,925
Retained earnings 14,585 14,292
Accumulated other comprehensive income, net 524 459
Total stockholders' equity 33,391 33,033
Total liabilities and stockholders' equity $ 272,501 $ 266,160