Consolidated Balance Sheet (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 4,255	$ 2,948
Interest-bearing deposits in banks	14,758	7,792
Federal funds sold	33,700	21,550
Total cash and cash equivalents	52,713	32,290
Investment securities available for sale, at fair value	57,105	42,644
Investment securities held to maturity (fair value approximates $13,662 and $14,780 at December 31, 2011 and 2010, respectively)	12,950	14,698
Restricted equity securities	592	575
Total loans	130,158	148,916
Allowance for loan losses	(2,867)	(3,073)
Net loans	127,291	145,843
Bank premises and equipment, net	2,895	3,846
Accrued interest receivable	824	954
Foreclosed assets	3,418	509
Bank owned life insurance	5,437	5,279
Other assets	2,935	2,430
Total assets	266,160	249,068
Liabilities and Stockholders' Equity
Noninterest-bearing deposits	32,135	28,264
Interest-bearing deposits	200,276	188,721
Total deposits	232,411	216,985
Accrued interest payable	88	111
Other liabilities	628	85
Total liabilities	233,127	217,181
Commitments and contingencies
Stockholders' equity
Common stock, $10 par value; 5,000,000 shares authorized; 1,535,733 shares issued and outstanding at December 31, 2011 and 2010	15,357	15,357
Additional paid-in capital	2,925	2,925
Retained earnings	14,292	13,439
Accumulated other comprehensive gain (loss)	459	166
Total stockholders' equity	33,033	31,887
Total liabilities and stockholders' equity	$ 266,160	$ 249,068