Commitments And Contingencies

9 Months Ended

Sep. 30, 2011

Commitments And Contingencies [Abstract]

Commitments And Contingencies

Note 3. Commitments and Contingencies

The Company's exposure to credit loss in the event of nonperformance by the other party for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as for on-balance sheet instruments. A summary of the Company's commitments at September 30, 2011 and December 31, 2010 are as follows:

(In thousands)	September 30, 2011		December 31, 2010
Commitments to extend credit	$	12,394	$	9,594
Standby letters of credit		384		503
Total	$	12,778	$	10,097