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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Interest and fees on loans and leases:        
Taxable $ 16,332 $ 16,972 $ 49,082 $ 51,347
Exempt from federal income taxes 1,143 1,265 3,565 3,642
Total interest and fees on loans and leases 17,475 18,237 52,647 54,989
Interest and dividends on investment securities:        
Taxable 1,354 1,856 4,588 6,268
Exempt from federal income taxes 1,103 1,119 3,310 3,350
Other interest income 45 25 121 40
Total interest income 19,977 21,237 60,666 64,647
Interest expense        
Interest on deposits 1,624 2,170 5,131 6,926
Interest on short-term borrowings 33 96 295 256
Interest on long-term borrowings 301 355 910 1,059
Total interest expense 1,958 2,621 6,336 8,241
Net interest income 18,019 18,616 54,330 56,406
Provision for loan and lease losses 2,210 3,649 7,653 14,339
Net interest income after provision for loan and lease losses 15,809 14,967 46,677 42,067
Noninterest income        
Trust fee income 1,625 1,625 4,875 4,875
Service charges on deposit accounts 1,122 1,218 3,301 3,910
Investment advisory commission and fee income 1,350 1,239 3,956 3,595
Insurance commission and fee income 2,129 1,787 6,453 6,059
Other service fee income 1,053 814 3,943 3,606
Bank owned life insurance income 463 554 2,305 1,166
Other-than-temporary impairment on equity securities (4) (1) (13) (11)
Net gain on sales of securities 9 848 291 1,417
Net gain on mortgage banking activities 2,171 913 4,517 1,216
Net gain (loss) on sales and dispositions of fixed assets 1,321 (3) 1,312 (12)
Net loss on sales and write-downs of other real estate owned (621) (141) (1,723) (758)
Other 243 121 665 366
Total noninterest income 10,861 8,974 29,882 25,429
Noninterest expense        
Salaries and benefits 10,828 9,888 33,124 28,505
Net occupancy 1,445 1,361 4,241 4,272
Equipment 1,152 1,026 3,297 2,968
Marketing and advertising 340 305 1,243 1,287
Deposit insurance premiums 406 442 1,279 1,582
Other 4,887 4,273 13,386 11,833
Total noninterest expense 19,058 17,295 56,570 50,447
Income before income taxes 7,612 6,646 19,989 17,049
Applicable income taxes 1,842 1,402 4,193 3,427
Net income $ 5,770 $ 5,244 $ 15,796 $ 13,622
Net income per share:        
Basic $ 0.34 $ 0.31 $ 0.94 $ 0.81
Diluted $ 0.34 $ 0.31 $ 0.94 $ 0.81
Dividends declared $ 0.20 $ 0.20 $ 0.60 $ 0.60