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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Interest and fees on loans and leases:    
Taxable $ 16,337 $ 17,184
Exempt from federal income taxes 1,193 1,154
Total interest and fees on loans and leases 17,530 18,338
Interest and dividends on investment securities:    
Taxable 1,753 2,246
Exempt from federal income taxes 1,110 1,119
Other interest income 38 3
Total interest income 20,431 21,706
Interest expense    
Interest on deposits 1,853 2,466
Interest on short-term borrowings 106 80
Interest on long-term borrowings 308 351
Total interest expense 2,267 2,897
Net interest income 18,164 18,809
Provision for loan and lease losses 4,100 5,134
Net interest income after provision for loan and lease losses 14,064 13,675
Noninterest income    
Trust fee income 1,625 1,625
Service charges on deposit accounts 1,100 1,336
Investment advisory commission and fee income 1,256 1,162
Insurance commission and fee income 2,267 2,200
Other service fee income 1,522 1,355
Bank owned life insurance income 1,506 344
Other-than-temporary impairment on equity securities (3) (7)
Net gain on sales of securities 258  
Net gain (loss) on mortgage banking activities 1,272 (25)
Net gain on dispositions of fixed assets 1  
Net loss on sales and write-downs of other real estate owned (31) (352)
Other 248 121
Total noninterest income 11,021 7,759
Noninterest expense    
Salaries and benefits 11,563 8,983
Net occupancy 1,394 1,550
Equipment 1,034 977
Marketing and advertising 319 589
Deposit insurance premiums 444 713
Other 4,122 3,934
Total noninterest expense 18,876 16,746
Income before income taxes 6,209 4,688
Applicable income taxes 946 826
Net income $ 5,263 $ 3,862
Net income per share:    
Basic $ 0.31 $ 0.23
Diluted $ 0.31 $ 0.23
Dividends declared $ 0.20 $ 0.20