The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB GLOBAL BOND ADVISOR COM 01853W709 3,677 518,673 SH   SOLE   518,673 0 0
AB GLOBAL BOND ADVISOR COM 01853W709 369 52,050 SH   OTR   52,050 0 0
ABBOTT LABS COM 002824100 1,954 20,196 SH   SOLE   20,196 0 0
ABBOTT LABS COM 002824100 161 1,659 SH   OTR   1,659 0 0
ABBVIE INC COM 00287Y109 163 1,213 SH   SOLE   1,213 0 0
ABBVIE INC COM 00287Y109 173 1,290 SH   OTR   1,290 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,973 11,554 SH   SOLE   11,554 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 342 1,328 SH   OTR   1,328 0 0
AIR PRODS & CHEMS INC COM 009158106 267 1,148 SH   SOLE   1,148 0 0
ALPHABET INC CAP STK CL A 02079K305 648 6,774 SH   OTR   6,774 0 0
ALPHABET INC CAP STK CL A 02079K305 4,724 49,385 SH   SOLE   49,385 0 0
ALTRIA GROUP INC COM 02209S103 20 500 SH   SOLE   500 0 0
ALTRIA GROUP INC COM 02209S103 195 4,830 SH   OTR   4,830 0 0
AMAZON COM INC COM 023135106 6,556 58,017 SH   SOLE   58,017 0 0
AMAZON COM INC COM 023135106 500 4,426 SH   OTR   4,426 0 0
AMDOCS LTD SHS G02602103 351 4,420 SH   SOLE   4,420 0 0
AMERICAN EXPRESS CO COM 025816109 3,220 23,867 SH   SOLE   23,867 0 0
AMERICAN EXPRESS CO COM 025816109 184 1,364 SH   OTR   1,364 0 0
AMERICAN TOWER CORP NEW COM 03027X100 4,567 21,270 SH   SOLE   21,270 0 0
AMERICAN TOWER CORP NEW COM 03027X100 336 1,563 SH   OTR   1,563 0 0
AMGEN INC COM 031162100 3,715 16,481 SH   SOLE   16,481 0 0
AMGEN INC COM 031162100 343 1,520 SH   OTR   1,520 0 0
APPLE INC COM 037833100 1,299 9,402 SH   OTR   9,402 0 0
APPLE INC COM 037833100 8,666 62,704 SH   SOLE   62,704 0 0
APPLIED MATLS INC COM 038222105 71 871 SH   OTR   871 0 0
APPLIED MATLS INC COM 038222105 2,602 31,758 SH   SOLE   31,758 0 0
AT&T INC COM 00206R102 87 5,700 SH   OTR   5,700 0 0
AT&T INC COM 00206R102 99 6,446 SH   SOLE   6,446 0 0
BLACKROCK INC COM 09247X101 2,043 3,713 SH   SOLE   3,713 0 0
BLACKROCK INC COM 09247X101 167 304 SH   OTR   304 0 0
BP PLC SPONSORED ADR 055622104 211 7,388 SH   OTR   7,388 0 0
BP PLC SPONSORED ADR 055622104 16 550 SH   SOLE   550 0 0
CDW CORP COM 12514G108 194 1,243 SH   OTR   1,243 0 0
CDW CORP COM 12514G108 9 57 SH   SOLE   57 0 0
CHEVRON CORP NEW COM 166764100 43 300 SH   OTR   300 0 0
CHEVRON CORP NEW COM 166764100 413 2,876 SH   SOLE   2,876 0 0
CISCO SYS INC COM 17275R102 136 3,402 SH   OTR   3,402 0 0
CISCO SYS INC COM 17275R102 2,913 72,821 SH   SOLE   72,821 0 0
CME GROUP INC COM 12572Q105 240 1,356 SH   SOLE   1,356 0 0
COCA COLA CO COM 191216100 352 6,282 SH   SOLE   6,282 0 0
COMCAST CORP NEW CL A 20030N101 181 6,185 SH   OTR   6,185 0 0
COMCAST CORP NEW CL A 20030N101 2,129 72,574 SH   SOLE   72,574 0 0
CONSTELLATION BRANDS INC CL A 21036P108 2,864 12,468 SH   SOLE   12,468 0 0
CONSTELLATION BRANDS INC CL A 21036P108 192 836 SH   OTR   836 0 0
COSTCO WHSL CORP NEW COM 22160K105 493 1,043 SH   OTR   1,043 0 0
COSTCO WHSL CORP NEW COM 22160K105 5,337 11,301 SH   SOLE   11,301 0 0
CVS HEALTH CORP COM 126650100 226 2,373 SH   SOLE   2,373 0 0
D R HORTON INC COM 23331A109 149 2,205 SH   OTR   2,205 0 0
D R HORTON INC COM 23331A109 1,944 28,858 SH   SOLE   28,858 0 0
DEERE & CO COM 244199105 134 400 SH   OTR   400 0 0
DEERE & CO COM 244199105 198 593 SH   SOLE   593 0 0
DISNEY WALT CO COM 254687106 2,616 27,735 SH   SOLE   27,735 0 0
DISNEY WALT CO COM 254687106 165 1,752 SH   OTR   1,752 0 0
ENTERGY CORP NEW COM 29364G103 258 2,560 SH   SOLE   2,560 0 0
EQUIFAX INC COM 294429105 900 5,250 SH   OTR   5,250 0 0
ESSENTIAL UTILS INC COM 29670G102 214 5,179 SH   SOLE   5,179 0 0
EXELON CORP COM 30161N101 221 5,900 SH   OTR   5,900 0 0
EXELON CORP COM 30161N101 40 1,071 SH   SOLE   1,071 0 0
EXXON MOBIL CORP COM 30231G102 262 3,000 SH   OTR   3,000 0 0
EXXON MOBIL CORP COM 30231G102 541 6,196 SH   SOLE   6,196 0 0
FEDEX CORP COM 31428X106 2,449 16,497 SH   SOLE   16,497 0 0
FEDEX CORP COM 31428X106 136 917 SH   OTR   917 0 0
HASBRO INC COM 418056107 215 3,183 SH   SOLE   3,183 0 0
HERSHEY CO COM 427866108 667 3,027 SH   SOLE   3,027 0 0
HOME DEPOT INC COM 437076102 3,674 13,313 SH   SOLE   13,313 0 0
HOME DEPOT INC COM 437076102 505 1,831 SH   OTR   1,831 0 0
HONEYWELL INTL INC COM 438516106 187 1,120 SH   OTR   1,120 0 0
HONEYWELL INTL INC COM 438516106 3,588 21,490 SH   SOLE   21,490 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,564 11,695 SH   SOLE   11,695 0 0
ISHARES TR CORE S&P MCP ETF 464287507 65 295 SH   OTR   295 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,697 30,934 SH   SOLE   30,934 0 0
ISHARES TR CORE S&P SCP ETF 464287804 61 703 SH   OTR   703 0 0
JOHNSON & JOHNSON COM 478160104 265 1,623 SH   SOLE   1,623 0 0
JOHNSON & JOHNSON COM 478160104 8,698 53,244 SH   OTR   53,244 0 0
JPMORGAN CHASE & CO COM 46625H100 523 5,003 SH   OTR   5,003 0 0
JPMORGAN CHASE & CO COM 46625H100 3,663 35,051 SH   SOLE   35,051 0 0
LILLY ELI & CO COM 532457108 546 1,690 SH   OTR   1,690 0 0
LILLY ELI & CO COM 532457108 194 600 SH   SOLE   600 0 0
LOCKHEED MARTIN CORP COM 539830109 48 125 SH   OTR   125 0 0
LOCKHEED MARTIN CORP COM 539830109 426 1,104 SH   SOLE   1,104 0 0
MCDONALDS CORP COM 580135101 53 230 SH   OTR   230 0 0
MCDONALDS CORP COM 580135101 230 998 SH   SOLE   998 0 0
MERCK & CO INC COM 58933Y105 86 1,000 SH   OTR   1,000 0 0
MERCK & CO INC COM 58933Y105 707 8,209 SH   SOLE   8,209 0 0
META PLATFORMS INC CL A 30303M102 351 2,588 SH   OTR   2,588 0 0
META PLATFORMS INC CL A 30303M102 3,485 25,689 SH   SOLE   25,689 0 0
METLIFE INC COM 59156R108 287 4,721 SH   SOLE   4,721 0 0
METLIFE INC COM 59156R108 21 351 SH   OTR   351 0 0
MICROSOFT CORP COM 594918104 1,464 6,288 SH   OTR   6,288 0 0
MICROSOFT CORP COM 594918104 8,384 35,998 SH   SOLE   35,998 0 0
MKS INSTRS INC COM 55306N104 1,497 18,109 SH   SOLE   18,109 0 0
MKS INSTRS INC COM 55306N104 43 525 SH   OTR   525 0 0
MONDELEZ INTL INC CL A 609207105 241 4,404 SH   OTR   4,404 0 0
MONDELEZ INTL INC CL A 609207105 3,245 59,176 SH   SOLE   59,176 0 0
MORGAN STANLEY COM NEW 617446448 198 2,507 SH   OTR   2,507 0 0
MORGAN STANLEY COM NEW 617446448 12 156 SH   SOLE   156 0 0
NEXTERA ENERGY INC COM 65339F101 5,393 68,780 SH   SOLE   68,780 0 0
NEXTERA ENERGY INC COM 65339F101 325 4,143 SH   OTR   4,143 0 0
NIKE INC CL B 654106103 193 2,324 SH   OTR   2,324 0 0
NIKE INC CL B 654106103 3,413 41,062 SH   SOLE   41,062 0 0
NORFOLK SOUTHN CORP COM 655844108 808 3,855 SH   SOLE   3,855 0 0
PEPSICO INC COM 713448108 434 2,661 SH   SOLE   2,661 0 0
PEPSICO INC COM 713448108 210 1,284 SH   OTR   1,284 0 0
PFIZER INC COM 717081103 208 4,757 SH   OTR   4,757 0 0
PFIZER INC COM 717081103 293 6,706 SH   SOLE   6,706 0 0
PHILIP MORRIS INTL INC COM 718172109 268 3,230 SH   OTR   3,230 0 0
PHILIP MORRIS INTL INC COM 718172109 55 660 SH   SOLE   660 0 0
PNC FINL SVCS GROUP INC COM 693475105 494 3,306 SH   OTR   3,306 0 0
PNC FINL SVCS GROUP INC COM 693475105 137 919 SH   SOLE   919 0 0
PPG INDS INC COM 693506107 386 3,486 SH   SOLE   3,486 0 0
PPL CORP COM 69351T106 267 10,522 SH   SOLE   10,522 0 0
PPL CORP COM 69351T106 20 800 SH   OTR   800 0 0
PROCTER AND GAMBLE CO COM 742718109 397 3,148 SH   SOLE   3,148 0 0
PROCTER AND GAMBLE CO COM 742718109 185 1,462 SH   OTR   1,462 0 0
QUANTA SVCS INC COM 74762E102 261 2,050 SH   OTR   2,050 0 0
QUEST DIAGNOSTICS INC COM 74834L100 263 2,140 SH   SOLE   2,140 0 0
REGENERON PHARMACEUTICALS COM 75886F107 246 357 SH   OTR   357 0 0
REGENERON PHARMACEUTICALS COM 75886F107 3,916 5,684 SH   SOLE   5,684 0 0
ROPER TECHNOLOGIES INC COM 776696106 265 737 SH   OTR   737 0 0
ROPER TECHNOLOGIES INC COM 776696106 4,639 12,898 SH   SOLE   12,898 0 0
S&P GLOBAL INC COM 78409V104 325 1,065 SH   OTR   1,065 0 0
S&P GLOBAL INC COM 78409V104 3,136 10,270 SH   SOLE   10,270 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 557 7,740 SH   OTR   7,740 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 9,512 132,068 SH   SOLE   132,068 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 132 4,356 SH   OTR   4,356 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,461 48,137 SH   SOLE   48,137 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,207 15,496 SH   SOLE   15,496 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 335 2,355 SH   OTR   2,355 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 132 1,092 SH   OTR   1,092 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,347 11,123 SH   SOLE   11,123 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 157 1,895 SH   OTR   1,895 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,394 16,830 SH   SOLE   16,830 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 6,282 52,887 SH   SOLE   52,887 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 591 4,974 SH   OTR   4,974 0 0
SHERWIN WILLIAMS CO COM 824348106 178 868 SH   OTR   868 0 0
SHERWIN WILLIAMS CO COM 824348106 3,035 14,825 SH   SOLE   14,825 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 114 1,339 SH   OTR   1,339 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 2,138 25,068 SH   SOLE   25,068 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 492 1,378 SH   SOLE   1,378 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 327 916 SH   OTR   916 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 618 7,037 SH   SOLE   7,037 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 448 5,103 SH   OTR   5,103 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 921 36,920 SH   OTR   36,920 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 5,714 229,027 SH   SOLE   229,027 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 387 6,406 SH   OTR   6,406 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,408 23,325 SH   SOLE   23,325 0 0
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 57 1,184 SH   OTR   1,184 0 0
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 1,785 37,375 SH   SOLE   37,375 0 0
TE CONNECTIVITY LTD SHS H84989104 3,184 28,851 SH   SOLE   28,851 0 0
TE CONNECTIVITY LTD SHS H84989104 255 2,307 SH   OTR   2,307 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 449 885 SH   OTR   885 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 4,950 9,760 SH   SOLE   9,760 0 0
UNION PAC CORP COM 907818108 676 3,468 SH   SOLE   3,468 0 0
UNION PAC CORP COM 907818108 46 235 SH   OTR   235 0 0
UNITED PARCEL SERVICE INC CL B 911312106 300 1,860 SH   SOLE   1,860 0 0
UNITEDHEALTH GROUP INC COM 91324P102 5,317 10,527 SH   SOLE   10,527 0 0
UNITEDHEALTH GROUP INC COM 91324P102 568 1,124 SH   OTR   1,124 0 0
UNIVEST FINANCIAL CORPORATIO COM 915271100 562 23,936 SH   OTR   23,936 0 0
UNIVEST FINANCIAL CORPORATIO COM 915271100 11,782 501,807 SH   SOLE   501,807 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 11,429 160,229 SH   SOLE   160,229 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,909 54,798 SH   OTR   54,798 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 587 12,305 SH   OTR   12,305 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 738 15,465 SH   SOLE   15,465 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 157 478 SH   OTR   478 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 19,252 58,641 SH   SOLE   58,641 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 317 7,154 SH   OTR   7,154 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,389 53,856 SH   SOLE   53,856 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,320 50,696 SH   OTR   50,696 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 31,732 693,289 SH   SOLE   693,289 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 239 2,658 SH   SOLE   2,658 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 259 1,485 SH   SOLE   1,485 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 388 10,210 SH   SOLE   10,210 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 69 1,820 SH   OTR   1,820 0 0
VISA INC COM CL A 92826C839 4,857 27,339 SH   SOLE   27,339 0 0
VISA INC COM CL A 92826C839 382 2,151 SH   OTR   2,151 0 0
WALMART INC COM 931142103 407 3,139 SH   SOLE   3,139 0 0
WASTE MGMT INC DEL COM 94106L109 537 3,349 SH   SOLE   3,349 0 0
WSFS FINL CORP COM 929328102 552 11,886 SH   SOLE   11,886 0 0
ZOETIS INC CL A 98978V103 175 1,181 SH   OTR   1,181 0 0
ZOETIS INC CL A 98978V103 3,084 20,796 SH   SOLE   20,796 0 0