The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB GLOBAL BOND ADVISOR COM 01853W709 8,115 1,039,105 SH   SOLE   1,039,105 0 0
AB GLOBAL BOND ADVISOR COM 01853W709 1,329 170,154 SH   OTR   170,154 0 0
ABBOTT LABS COM 002824100 3,647 30,809 SH   SOLE   30,809 0 0
ABBOTT LABS COM 002824100 293 2,472 SH   OTR   2,472 0 0
ABBVIE INC COM 00287Y109 209 1,290 SH   OTR   1,290 0 0
ABBVIE INC COM 00287Y109 446 2,751 SH   SOLE   2,751 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 239 710 SH   OTR   710 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5 16 SH   SOLE   16 0 0
AIR PRODS & CHEMS INC COM 009158106 359 1,438 SH   SOLE   1,438 0 0
ALLSTATE CORP COM 020002101 302 2,183 SH   SOLE   2,183 0 0
ALPHABET INC CAP STK CL A 02079K305 6,478 2,329 SH   SOLE   2,329 0 0
ALPHABET INC CAP STK CL A 02079K305 846 304 SH   OTR   304 0 0
ALTRIA GROUP INC COM 02209S103 32 614 SH   SOLE   614 0 0
ALTRIA GROUP INC COM 02209S103 252 4,830 SH   OTR   4,830 0 0
AMAZON COM INC COM 023135106 9,917 3,042 SH   SOLE   3,042 0 0
AMAZON COM INC COM 023135106 945 290 SH   OTR   290 0 0
AMDOCS LTD SHS G02602103 631 7,671 SH   SOLE   7,671 0 0
AMERICAN EXPRESS CO COM 025816109 220 1,175 SH   OTR   1,175 0 0
AMERICAN EXPRESS CO COM 025816109 4,436 23,724 SH   SOLE   23,724 0 0
AMERICAN TOWER CORP NEW COM 03027X100 6,144 24,457 SH   SOLE   24,457 0 0
AMERICAN TOWER CORP NEW COM 03027X100 388 1,545 SH   OTR   1,545 0 0
AMGEN INC COM 031162100 5,702 23,580 SH   SOLE   23,580 0 0
AMGEN INC COM 031162100 428 1,769 SH   OTR   1,769 0 0
APPLE INC COM 037833100 1,640 9,392 SH   OTR   9,392 0 0
APPLE INC COM 037833100 11,500 65,859 SH   SOLE   65,859 0 0
APPLIED MATLS INC COM 038222105 5,603 42,508 SH   SOLE   42,508 0 0
APPLIED MATLS INC COM 038222105 280 2,123 SH   OTR   2,123 0 0
AT&T INC COM 00206R102 135 5,700 SH   OTR   5,700 0 0
AT&T INC COM 00206R102 155 6,578 SH   SOLE   6,578 0 0
BK OF AMERICA CORP COM 060505104 138 3,346 SH   SOLE   3,346 0 0
BK OF AMERICA CORP COM 060505104 225 5,450 SH   OTR   5,450 0 0
BLACKROCK INC COM 09247X101 4,814 6,300 SH   SOLE   6,300 0 0
BLACKROCK INC COM 09247X101 379 496 SH   OTR   496 0 0
BOEING CO COM 097023105 281 1,466 SH   OTR   1,466 0 0
BOEING CO COM 097023105 1 4 SH   SOLE   4 0 0
BP PLC SPONSORED ADR 055622104 217 7,388 SH   OTR   7,388 0 0
BP PLC SPONSORED ADR 055622104 25 839 SH   SOLE   839 0 0
BROADCOM INC COM 11135F101 11 17 SH   SOLE   17 0 0
BROADCOM INC COM 11135F101 233 370 SH   OTR   370 0 0
CDW CORP COM 12514G108 14 78 SH   SOLE   78 0 0
CDW CORP COM 12514G108 222 1,243 SH   OTR   1,243 0 0
CHEVRON CORP NEW COM 166764100 49 300 SH   OTR   300 0 0
CHEVRON CORP NEW COM 166764100 476 2,921 SH   SOLE   2,921 0 0
CISCO SYS INC COM 17275R102 400 7,180 SH   OTR   7,180 0 0
CISCO SYS INC COM 17275R102 5,849 104,888 SH   SOLE   104,888 0 0
CME GROUP INC COM 12572Q105 346 1,453 SH   SOLE   1,453 0 0
COCA COLA CO COM 191216100 417 6,720 SH   SOLE   6,720 0 0
COMCAST CORP NEW CL A 20030N101 4,131 88,223 SH   SOLE   88,223 0 0
COMCAST CORP NEW CL A 20030N101 306 6,545 SH   OTR   6,545 0 0
CONSTELLATION BRANDS INC CL A 21036P108 185 804 SH   OTR   804 0 0
CONSTELLATION BRANDS INC CL A 21036P108 3,225 14,004 SH   SOLE   14,004 0 0
CORNING INC COM 219350105 224 6,058 SH   SOLE   6,058 0 0
COSTCO WHSL CORP NEW COM 22160K105 7,813 13,568 SH   SOLE   13,568 0 0
COSTCO WHSL CORP NEW COM 22160K105 610 1,059 SH   OTR   1,059 0 0
CVS HEALTH CORP COM 126650100 3,989 39,416 SH   SOLE   39,416 0 0
CVS HEALTH CORP COM 126650100 193 1,907 SH   OTR   1,907 0 0
D R HORTON INC COM 23331A109 344 4,614 SH   OTR   4,614 0 0
D R HORTON INC COM 23331A109 4,726 63,433 SH   SOLE   63,433 0 0
DEERE & CO COM 244199105 166 400 SH   OTR   400 0 0
DEERE & CO COM 244199105 248 596 SH   SOLE   596 0 0
DISNEY WALT CO COM 254687106 4,157 30,310 SH   SOLE   30,310 0 0
DISNEY WALT CO COM 254687106 245 1,785 SH   OTR   1,785 0 0
ENTERGY CORP NEW COM 29364G103 342 2,933 SH   SOLE   2,933 0 0
EQUIFAX INC COM 294429105 0 1 SH   SOLE   1 0 0
EQUIFAX INC COM 294429105 1,245 5,250 SH   OTR   5,250 0 0
ESSENTIAL UTILS INC COM 29670G102 288 5,636 SH   SOLE   5,636 0 0
EXELON CORP COM 30161N101 54 1,125 SH   SOLE   1,125 0 0
EXELON CORP COM 30161N101 281 5,900 SH   OTR   5,900 0 0
EXXON MOBIL CORP COM 30231G102 533 6,459 SH   SOLE   6,459 0 0
EXXON MOBIL CORP COM 30231G102 248 3,000 SH   OTR   3,000 0 0
FASTENAL CO COM 311900104 14 240 SH   OTR   240 0 0
FASTENAL CO COM 311900104 229 3,853 SH   SOLE   3,853 0 0
FEDEX CORP COM 31428X106 189 816 SH   OTR   816 0 0
FEDEX CORP COM 31428X106 3,950 17,071 SH   SOLE   17,071 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 210 2,095 SH   OTR   2,095 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 2 20 SH   SOLE   20 0 0
FISERV INC COM 337738108 249 2,453 SH   SOLE   2,453 0 0
FLOWERS FOODS INC COM 343498101 222 8,632 SH   SOLE   8,632 0 0
GLOBAL PMTS INC COM 37940X102 285 2,080 SH   OTR   2,080 0 0
GLOBAL PMTS INC COM 37940X102 5,569 40,697 SH   SOLE   40,697 0 0
HASBRO INC COM 418056107 269 3,289 SH   SOLE   3,289 0 0
HERSHEY CO COM 427866108 656 3,027 SH   SOLE   3,027 0 0
HOME DEPOT INC COM 437076102 605 2,021 SH   OTR   2,021 0 0
HOME DEPOT INC COM 437076102 5,308 17,732 SH   SOLE   17,732 0 0
HONEYWELL INTL INC COM 438516106 5,025 25,827 SH   SOLE   25,827 0 0
HONEYWELL INTL INC COM 438516106 242 1,242 SH   OTR   1,242 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 300 2,273 SH   SOLE   2,273 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,318 12,366 SH   SOLE   12,366 0 0
ISHARES TR CORE S&P MCP ETF 464287507 79 295 SH   OTR   295 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,461 32,078 SH   SOLE   32,078 0 0
ISHARES TR CORE S&P SCP ETF 464287804 76 703 SH   OTR   703 0 0
ISHARES TR PFD AND INCM SEC 464288687 339 9,295 SH   SOLE   9,295 0 0
ISHARES TR PFD AND INCM SEC 464288687 19 519 SH   OTR   519 0 0
JOHNSON & JOHNSON COM 478160104 528 2,981 SH   SOLE   2,981 0 0
JOHNSON & JOHNSON COM 478160104 9,483 53,505 SH   OTR   53,505 0 0
JPMORGAN CHASE & CO COM 46625H100 673 4,934 SH   OTR   4,934 0 0
JPMORGAN CHASE & CO COM 46625H100 4,997 36,657 SH   SOLE   36,657 0 0
LAM RESEARCH CORP COM 512807108 18 33 SH   SOLE   33 0 0
LAM RESEARCH CORP COM 512807108 220 410 SH   OTR   410 0 0
LILLY ELI & CO COM 532457108 176 613 SH   SOLE   613 0 0
LILLY ELI & CO COM 532457108 484 1,690 SH   OTR   1,690 0 0
LOCKHEED MARTIN CORP COM 539830109 559 1,267 SH   SOLE   1,267 0 0
LOCKHEED MARTIN CORP COM 539830109 55 125 SH   OTR   125 0 0
MCDONALDS CORP COM 580135101 322 1,304 SH   SOLE   1,304 0 0
MCDONALDS CORP COM 580135101 57 230 SH   OTR   230 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 212 10,049 SH   SOLE   10,049 0 0
MEDTRONIC PLC SHS G5960L103 201 1,809 SH   SOLE   1,809 0 0
MERCK & CO INC COM 58933Y105 714 8,699 SH   SOLE   8,699 0 0
MERCK & CO INC COM 58933Y105 82 1,000 SH   OTR   1,000 0 0
META PLATFORMS INC CL A 30303M102 4,558 20,497 SH   SOLE   20,497 0 0
META PLATFORMS INC CL A 30303M102 384 1,728 SH   OTR   1,728 0 0
METLIFE INC COM 59156R108 25 351 SH   OTR   351 0 0
METLIFE INC COM 59156R108 372 5,297 SH   SOLE   5,297 0 0
MICROSOFT CORP COM 594918104 1,908 6,189 SH   OTR   6,189 0 0
MICROSOFT CORP COM 594918104 11,288 36,612 SH   SOLE   36,612 0 0
MKS INSTRS INC COM 55306N104 3,563 23,753 SH   SOLE   23,753 0 0
MKS INSTRS INC COM 55306N104 188 1,254 SH   OTR   1,254 0 0
MONDELEZ INTL INC CL A 609207105 185 2,941 SH   OTR   2,941 0 0
MONDELEZ INTL INC CL A 609207105 1,968 31,349 SH   SOLE   31,349 0 0
MORGAN STANLEY COM NEW 617446448 219 2,507 SH   OTR   2,507 0 0
MORGAN STANLEY COM NEW 617446448 26 300 SH   SOLE   300 0 0
NEXTERA ENERGY INC COM 65339F101 218 2,576 SH   OTR   2,576 0 0
NEXTERA ENERGY INC COM 65339F101 4,577 54,028 SH   SOLE   54,028 0 0
NIKE INC CL B 654106103 230 1,711 SH   OTR   1,711 0 0
NIKE INC CL B 654106103 4,684 34,808 SH   SOLE   34,808 0 0
NORFOLK SOUTHN CORP COM 655844108 1,135 3,978 SH   SOLE   3,978 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 412 601 SH   SOLE   601 0 0
PEPSICO INC COM 713448108 215 1,284 SH   OTR   1,284 0 0
PEPSICO INC COM 713448108 635 3,794 SH   SOLE   3,794 0 0
PFIZER INC COM 717081103 390 7,536 SH   SOLE   7,536 0 0
PFIZER INC COM 717081103 254 4,914 SH   OTR   4,914 0 0
PHILIP MORRIS INTL INC COM 718172109 65 695 SH   SOLE   695 0 0
PHILIP MORRIS INTL INC COM 718172109 303 3,230 SH   OTR   3,230 0 0
PNC FINL SVCS GROUP INC COM 693475105 610 3,306 SH   OTR   3,306 0 0
PNC FINL SVCS GROUP INC COM 693475105 188 1,019 SH   SOLE   1,019 0 0
PPG INDS INC COM 693506107 5 40 SH   OTR   40 0 0
PPG INDS INC COM 693506107 457 3,488 SH   SOLE   3,488 0 0
PPL CORP COM 69351T106 23 800 SH   OTR   800 0 0
PPL CORP COM 69351T106 316 11,054 SH   SOLE   11,054 0 0
PROCTER AND GAMBLE CO COM 742718109 223 1,462 SH   OTR   1,462 0 0
PROCTER AND GAMBLE CO COM 742718109 529 3,461 SH   SOLE   3,461 0 0
QUANTA SVCS INC COM 74762E102 270 2,050 SH   OTR   2,050 0 0
QUEST DIAGNOSTICS INC COM 74834L100 319 2,329 SH   SOLE   2,329 0 0
ROPER TECHNOLOGIES INC COM 776696106 4,567 9,671 SH   SOLE   9,671 0 0
ROPER TECHNOLOGIES INC COM 776696106 216 457 SH   OTR   457 0 0
ROYAL GOLD INC COM 780287108 459 3,252 SH   OTR   3,252 0 0
S&P GLOBAL INC COM 78409V104 4,026 9,816 SH   SOLE   9,816 0 0
S&P GLOBAL INC COM 78409V104 400 975 SH   OTR   975 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 365 4,779 SH   OTR   4,779 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 7,891 103,236 SH   SOLE   103,236 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 279 1,757 SH   SOLE   1,757 0 0
SHERWIN WILLIAMS CO COM 824348106 210 840 SH   OTR   840 0 0
SHERWIN WILLIAMS CO COM 824348106 4,211 16,869 SH   SOLE   16,869 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 186 1,399 SH   OTR   1,399 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 3,709 27,832 SH   SOLE   27,832 0 0
SOUTHERN CO COM 842587107 73 1,000 SH   OTR   1,000 0 0
SOUTHERN CO COM 842587107 143 1,966 SH   SOLE   1,966 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 414 916 SH   OTR   916 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 622 1,378 SH   SOLE   1,378 0 0
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 187 2,487 SH   OTR   2,487 0 0
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 3,598 47,961 SH   SOLE   47,961 0 0
TE CONNECTIVITY LTD SHS H84989104 3,535 26,988 SH   SOLE   26,988 0 0
TE CONNECTIVITY LTD SHS H84989104 264 2,017 SH   OTR   2,017 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 458 775 SH   OTR   775 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 5,188 8,783 SH   SOLE   8,783 0 0
UNION PAC CORP COM 907818108 959 3,509 SH   SOLE   3,509 0 0
UNION PAC CORP COM 907818108 64 235 SH   OTR   235 0 0
UNITED PARCEL SERVICE INC CL B 911312106 442 2,063 SH   SOLE   2,063 0 0
UNITEDHEALTH GROUP INC COM 91324P102 491 963 SH   OTR   963 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,390 8,609 SH   SOLE   8,609 0 0
UNIVEST FINANCIAL CORPORATIO COM 915271100 641 23,936 SH   OTR   23,936 0 0
UNIVEST FINANCIAL CORPORATIO COM 915271100 13,578 507,418 SH   SOLE   507,418 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 391 4,921 SH   OTR   4,921 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 174 2,191 SH   SOLE   2,191 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 270 5,157 SH   OTR   5,157 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 202 1,860 SH   SOLE   1,860 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 8 76 SH   OTR   76 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 25,068 60,379 SH   SOLE   60,379 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 198 478 SH   OTR   478 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 234 1,029 SH   SOLE   1,029 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 552 9,586 SH   SOLE   9,586 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,815 30,379 SH   OTR   30,379 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 41,406 693,109 SH   SOLE   693,109 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 268 5,587 SH   SOLE   5,587 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 61 1,264 SH   OTR   1,264 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 285 2,658 SH   SOLE   2,658 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 359 1,527 SH   SOLE   1,527 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 709 13,916 SH   SOLE   13,916 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 128 2,510 SH   OTR   2,510 0 0
VISA INC COM CL A 92826C839 459 2,070 SH   OTR   2,070 0 0
VISA INC COM CL A 92826C839 6,649 29,983 SH   SOLE   29,983 0 0
WALMART INC COM 931142103 507 3,404 SH   SOLE   3,404 0 0
WASTE MGMT INC DEL COM 94106L109 603 3,805 SH   SOLE   3,805 0 0
WSFS FINL CORP COM 929328102 554 11,886 SH   SOLE   11,886 0 0
ZOETIS INC CL A 98978V103 187 992 SH   OTR   992 0 0
ZOETIS INC CL A 98978V103 3,846 20,394 SH   SOLE   20,394 0 0