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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Cash flows from operating activities:      
Net income $ 18,882 $ 15,756 $ 10,780
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan and lease losses 17,479 21,565 20,886
Depreciation of premises and equipment 2,591 2,517 2,357
Other-than-temporary impairment on equity securities 16 62 1,708
Other-than-temporary impairment on other long-lived assets 0 0 500
Net gain on sales of investment securities (1,417) (432) (1,150)
Net gain on mortgage banking activities (1,868) (2,960) (2,378)
Net loss (gain) on interest rate swap 0 1,072 (641)
Net loss on dispositions of fixed assets 12 11 144
Net loss on sales and write-downs of other real estate owned 798 377 207
Bank owned life insurance income (1,668) (1,270) (1,321)
Net amortization (accretion) on investment securities 641 (18) 97
Amortization, fair market value adjustments and capitalization of other intangibles 607 100 238
Premium accretion on deposits and FHLB borrowings 0 (190) (447)
Deferred tax expense (benefit) 1,613 (2,247) (4,480)
Other adjustments to reconcile net income to cash provided by operating activities 0 0 (115)
Originations of loans held for sale (176,503) (170,266) (143,615)
Proceeds from the sale of loans held for sale 179,414 170,098 144,688
Decrease (increase) in accrued interest receivable and other assets 692 3,734 (10,168)
Increase (decrease) in accrued interest payable and other liabilities 1,409 (3,063) 2,939
Net cash provided by operating activities 42,698 34,846 20,229
Cash flows from investing activities:      
Net cash paid due to acquisitions, net of cash acquired (1,849) (927) (157)
Net capital expenditures (2,301) (2,932) (3,289)
Proceeds from maturities and calls of securities held-to-maturity 32 72 336
Proceeds from maturities and calls of securities available-for-sale 212,964 287,035 208,612
Proceeds from sales of securities held-to-maturity 0 0 930
Proceeds from sales of securities available-for-sale 40,481 13,466 48,647
Purchases of investment securities held-to-maturity (45,952) 0 0
Purchases of investment securities available-for-sale (201,025) (352,989) (242,202)
Purchases of lease financings 0 (4,816) (4,178)
Net (increase) decrease loans and leases (1,153) (55,800) 15,153
(Increase) decrease in interest-bearing deposits (49,957) 30,499 (42,796)
Proceeds from sales of other real estate owned 2,681 1,843 304
Purchases of bank owned life insurance (12,500) 0 0
Proceeds from bank owned life insurance 791 0 0
Net cash used in investing activities (57,788) (84,549) (18,640)
Cash flows from financing activities:      
Net increase in deposits 62,962 122,013 36,929
Net decrease in short-term borrowings (5,131) (68,508) (97,162)
Repayment of subordinated debt (1,500) (1,500) (1,875)
Issuance of common stock 0 0 55,597
Proceeds from exercise of stock options 0 0 47
Purchases of treasury stock (1,928) (153) (370)
Stock issued under dividend reinvestment and employee stock purchase plans and other employee benefit programs 2,287 2,189 2,058
Cash dividends paid (13,367) (13,249) (11,078)
Net cash provided by (used in) financing activities 43,323 40,792 (15,854)
Net increase (decrease) in cash and due from banks 28,233 (8,911) (14,265)
Cash and due from banks at beginning of year 11,624 20,535 34,800
Cash and due from banks at end of year 39,857 11,624 20,535
Cash paid during the year for:      
Interest 11,202 21,202 30,440
Income taxes, net of refunds received 4,626 2,730 5,080
Goodwill and other intangibles due to acquisitions 1,849 927 157
Noncash transfer of loans to other real estate owned $ 7,426 $ 1,205 $ 3,289