Premises and Equipment

12 Months Ended

Dec. 31, 2011

Note 5. Premises and Equipment

The following table reflects the components of premises and equipment:


	At December 31,
(Dollars in thousands)	2011			2010

Land and land improvements	$	9,039		$	8,906
Premises and improvements		35,821			35,449
Furniture and equipment		18,853			18,042

Total cost		63,713			62,397
Less: accumulated depreciation		(29,410	)		(27,792	)

Net book value	$	34,303		$	34,605

- Definition

The entire disclosure for long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software. This disclosure may include property plant and equipment accounting policies and methodology, a schedule of property, plant and equipment gross, additions, deletions, transfers and other changes, depreciation, depletion and amortization expense, net, accumulated depreciation, depletion and amortization expense and useful lives, income statement disclosures, assets held for sale and public utility disclosures.

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