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Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands
9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Cash flows from operating activities:  
Net income$ 13,622$ 10,847
Adjustments to reconcile net income to net cash provided by operating activities:  
Provision for loan and lease losses14,33915,289
Depreciation of premises and equipment1,9421,885
Other-than-temporary impairment on equity securities1159
Net gain on sales of investment securities(1,417)(426)
Net gain on mortgage banking activities(1,216)(2,181)
Net loss on interest rate swap 1,072
Net loss on dispositions of fixed assets1211
Net loss on sales and write-downs of other real estate owned758368
Bank owned life insurance income(1,166)(860)
Other adjustments to reconcile net income to cash provided by operating activities2,5094,193
Originations of loans held for sale(105,389)(102,747)
Proceeds from the sale of loans held for sale108,836101,745
Increase in interest receivable and other assets(1,467)(3,535)
Decrease in accrued expenses and other liabilities(200)(2,979)
Net cash provided by operating activities31,17422,741
Cash flows from investing activities:  
Net cash paid due to acquisitions, net of cash acquired (1)
Net capital expenditures(1,481)(2,800)
Proceeds from maturities of securities held-to-maturity3356
Proceeds from maturities and calls of securities available-for-sale153,033219,741
Proceeds from sales of securities available-for-sale40,48113,466
Purchases of investment securities held-to-maturity(30,561) 
Purchases of investment securities available-for-sale(98,833)(230,115)
Purchases of lease financings (4,816)
Net decrease (increase) in loans and leases13,114(46,692)
Net increase in interest-bearing deposits(79,321)(2,416)
Purchases of bank owned life insurance(12,500) 
Proceeds from bank owned life insurance791 
Proceeds from sales of other real estate owned1,6071,690
Net cash provided by investing activities(13,637)(51,887)
Cash flows from financing activities:  
Net increase in deposits38,793113,384
Net decrease in short-term borrowings(7,250)(84,227)
Repayment of subordinated debt(1,125)(750)
Purchases of treasury stock(1,209)(6)
Stock issued under dividend reinvestment and employee stock purchase plans and other employee benefit programs1,7871,672
Cash dividends paid(10,011)(9,925)
Net cash provided by financing activities20,98520,148
Net increase (decrease) in cash and due from banks38,522(8,998)
Cash and due from banks at beginning of year11,624[1]20,535
Cash and due from banks at end of period50,14611,537
Cash paid during the year for:  
Interest8,37416,506
Income taxes, net of refunds received4,3571,612
Noncash transfer of loans to other real estate owned$ 7,426$ 162
[1]The consolidated balance sheet at December 31, 2010 has been derived from the audited financial statements at that date but does not include all of the information and footnotes required by U. S. generally accepted accounting principles for complete financial statements. Certain amounts have been reclassified to conform to the current-year presentation. See accompanying notes to the unaudited consolidated financial statements.