Loans and Leases

9 Months Ended

Sep. 30, 2011

Loans and Leases [Abstract]

Loans and Leases

Note 3. Loans and Leases

The following is a summary of the major loan and lease categories:

	At September 30,			At December 31,
(Dollars in thousands)	2011			2010
Commercial, financial and agricultural	$	473,561		$	463,518
Real estate-commercial		518,984			516,546
Real estate-construction		83,111			119,769
Real estate-residential secured for business purpose		32,657			42,459
Real estate-residential secured for personal purpose		131,326			121,876
Real estate-home equity secured for personal purpose		80,942			80,875
Loans to individuals		42,290			44,087
Lease financings		83,402			92,617
Total gross loans and leases		1,446,273			1,481,747
Less: Unearned income		(9,862	)		(10,561	)
Total loans and leases, net of unearned income	$	1,436,411		$	1,471,186