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Loans and Leases
 3 Months Ended
Mar. 31, 2023
Receivables [Abstract]  
Loans and Leases Loans and Leases
Summary of Major Loan and Lease Categories

(Dollars in thousands)At March 31, 2023At December 31, 2022
Commercial, financial and agricultural$1,032,753 $1,088,928 
Real estate-commercial3,128,210 3,027,955 
Real estate-construction376,569 381,811 
Real estate-residential secured for business purpose498,505 478,254 
Real estate-residential secured for personal purpose779,557 730,395 
Real estate-home equity secured for personal purpose172,073 176,699 
Loans to individuals28,656 27,873 
Lease financings223,481 211,315 
Total loans and leases held for investment, net of deferred income$6,239,804 $6,123,230 
Less: Allowance for credit losses, loans and leases(80,034)(79,004)
Net loans and leases held for investment$6,159,770 $6,044,226 
Imputed interest on lease financings, included in the above table$(24,386)$(21,932)
Net deferred costs, included in the above table6,633 6,053 
Overdraft deposits included in the above table154 93 
Age Analysis of Past Due Loans and Leases

The following presents, by class of loans and leases held for investment, an aging of past due loans and leases, loans and leases which are current and nonaccrual loans and leases at March 31, 2023 and December 31, 2022:
Accruing Loans and Leases
(Dollars in thousands)30-59
Days
Past Due		60-89
Days
Past Due		90 Days
or more
Past Due		Total
Past Due		CurrentTotal Accruing Loans and LeasesNonaccrual Loans and LeasesTotal Loans
and Leases
Held for
Investment
At March 31, 2023
Commercial, financial and agricultural$1,348 $— $— $1,348 $1,027,982 $1,029,330 $3,423 $1,032,753 
Real estate—commercial real estate and construction:
Commercial real estate328 — 1,195 1,523 3,122,399 3,123,922 4,288 3,128,210 
Construction— — — — 376,186 376,186 383 376,569 
Real estate—residential and home equity:
Residential secured for business purpose308 768 — 1,076 496,670 497,746 759 498,505 
Residential secured for personal purpose1,506 — — 1,506 776,551 778,057 1,500 779,557 
Home equity secured for personal purpose835 74 — 909 170,216 171,125 948 172,073 
Loans to individuals20 4 47 71 28,585 28,656 — 28,656 
Lease financings1,207 371 754 2,332 221,088 223,420 61 223,481 
Total$5,552 $1,217 $1,996 $8,765 $6,219,677 $6,228,442 $11,362 $6,239,804 
Accruing Loans and Leases
(Dollars in thousands)30-59
Days
Past Due		60-89
Days
Past Due		90 Days
or more
Past Due		Total
Past Due		CurrentTotal Accruing Loans and LeasesNonaccrual Loans and LeasesTotal Loans
and Leases
Held for
Investment
At December 31, 2022
Commercial, financial and agricultural$1,616 $343 $— $1,959 $1,081,897 $1,083,856 $5,072 $1,088,928 
Real estate—commercial real estate and construction:
Commercial real estate3,281 290 20 3,591 3,019,827 3,023,418 4,537 3,027,955 
Construction315 — — 315 381,496 381,811 — 381,811 
Real estate—residential and home equity:
Residential secured for business purpose375 203 263 841 476,400 477,241 1,013 478,254 
Residential secured for personal purpose4,127 162 319 4,608 723,798 728,406 1,989 730,395 
Home equity secured for personal purpose953 225 — 1,178 174,781 175,959 740 176,699 
Loans to individuals32 153 39 224 27,649 27,873 — 27,873 
Lease financings3,555 341 234 4,130 207,183 211,313 2 211,315 
Total$14,254 $1,717 $875 $16,846 $6,093,031 $6,109,877 $13,353 $6,123,230 
Nonperforming Loans and Leases

The following presents, by class of loans and leases, nonperforming loans and leases at March 31, 2023 and December 31, 2022.
 At March 31, 2023At December 31, 2022
(Dollars in thousands)Nonaccrual
Loans and
Leases		Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest		Total Nonperforming
Loans and
Leases		Nonaccrual
Loans and
Leases		Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest		Total Nonperforming
Loans and
Leases
Commercial, financial and agricultural$3,423 $— $3,423 $5,072 $— $5,072 
Real estate—commercial real estate and construction:
Commercial real estate4,288 1,195 5,483 4,537 20 4,557 
Construction383 — 383 — — — 
Real estate—residential and home equity:
Residential secured for business purpose759 — 759 1,013 263 1,276 
Residential secured for personal purpose1,500 — 1,500 1,989 319 2,308 
Home equity secured for personal purpose948 — 948 740 — 740 
Loans to individuals— 47 47 — 39 39 
Lease financings61 754 815 2 234 236 
Total$11,362 $1,996 $13,358 $13,353 $875 $14,228 

The following table presents the amortized cost basis of loans and leases held for investment on nonaccrual status and loans and leases held for investment 90 days or more past due and still accruing as of March 31, 2023 and December 31, 2022.
(Dollars in thousands)Nonaccrual With No ACLNonaccrual With ACLTotal NonaccrualLoans and Leases 90 Days or more Past Due and Accruing Interest
At March 31, 2023
Commercial, financial and agricultural$159 $3,264 $3,423 $— 
Real estate-commercial4,288 — 4,288 1,195 
Real estate-construction383 — 383 — 
Real estate-residential secured for business purpose759 — 759 — 
Real estate-residential secured for personal purpose1,500 — 1,500 — 
Real estate-home equity secured for personal purpose948 — 948 — 
Loans to individuals— — — 47 
Lease financings— 61 61 754 
Total$8,037 $3,325 $11,362 $1,996 
At December 31, 2022
Commercial, financial and agricultural$225 $4,847 $5,072 $— 
Real estate-commercial4,537 — 4,537 20 
Real estate-residential secured for business purpose1,013 — 1,013 263 
Real estate-residential secured for personal purpose1,989 — 1,989 319 
Real estate-home equity secured for personal purpose740 — 740 — 
Loans to individuals— — — 39 
Lease financings— 2 2 234 
Total$8,504 $4,849 $13,353 $875 

For the three months ended March 31, 2023, $6 thousand of interest income was recognized on nonaccrual loans and leases.
The following table presents, by class of loans and leases, the amortized cost basis of collateral-dependent nonaccrual loans and leases and type of collateral as of March 31, 2023 and December 31, 2022.

(Dollars in thousands)Real Estate
Other (1)
None (2)
Total
At March 31, 2023
Commercial, financial and agricultural$3,423 $— $— $3,423 
Real estate-commercial4,288 — — 4,288 
Real estate-construction383 — — 383 
Real estate-residential secured for business purpose759 — — 759 
Real estate-residential secured for personal purpose1,500 — — 1,500 
Real estate-home equity secured for personal purpose948 — — 948 
Lease financings— 61 — 61 
Total$11,301 $61 $— $11,362 
(Dollars in thousands)Real Estate
Other (1)
None (2)
Total
At December 31, 2022
Commercial, financial and agricultural$2,743 $— $2,329 $5,072 
Real estate-commercial4,537 — — 4,537 
Real estate-residential secured for business purpose1,013 — — 1,013 
Real estate-residential secured for personal purpose1,989 — — 1,989 
Real estate-home equity secured for personal purpose740 — — 740 
Lease financings— 2 — 2 
Total$11,022 $2 $2,329 $13,353 
(1) Collateral consists of business assets, including accounts receivable, personal property and equipment.
(2) Loans fully guaranteed by the SBA or fully reserved given lack of collateral.

Credit Quality Indicators

The Corporation categorizes risk based on relevant information about the ability of the borrower to service their debt. Loans with a relationship balance of less than $1 million are reviewed when necessary based on their performance, primarily when such loans are delinquent. Loans with relationships greater than $1 million are reviewed at least annually. Loan relationships with a higher risk profile or classified as special mention or substandard are reviewed at least quarterly. The Corporation reviews credit quality key risk indicators on at least an annual basis and last completed this review in conjunction with the period ended December 31, 2022. The following is a description of the internal risk ratings and the likelihood of loss related to the credit quality of commercial, financial and agricultural loans, real estate-commercial loans, real estate-construction loans and real estate-residential secured for a business purpose loans.

1.Pass—Loans considered satisfactory with no indications of deterioration
2.Special Mention—Potential weakness that deserves management's close attention
3.Substandard—Well-defined weakness or weaknesses that jeopardize the liquidation of the debt
4.Doubtful—Collection or liquidation in-full, on the basis of current existing facts, conditions and values, highly questionable and improbable
Based on the most recent analysis performed, the following table presents the recorded investment in loans and leases held for investment for commercial, financial and agricultural loans, real estate-commercial loans, real estate-construction loans and real estate-residential secured for a business purpose loans by credit quality indicator at March 31, 2023 and December 31, 2022.
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20232022202120202019PriorRevolving Loans Amortized Cost BasisRevolving Loans Converted to TermTotal
At March 31, 2023
Commercial, Financial and Agricultural
Risk Rating
1. Pass$27,521 $194,140 $145,736 $36,286 $25,788 $67,231 $469,953 $729 $967,384 
2. Special Mention— 3,926 21,196 2,362 7,098 — 27,337 — 61,919 
3. Substandard— — 108 — 589 — 2,753 — 3,450 
Total$27,521 $198,066 $167,040 $38,648 $33,475 $67,231 $500,043 $729 $1,032,753 
Current period gross charge-offs$— $— $247 $23 $— $— $2,578 $— $2,848 
Real Estate-Commercial
Risk Rating
1. Pass$117,401 $880,556 $682,078 $703,079 $360,218 $304,672 $52,553 $— $3,100,557 
2. Special Mention— 854 10,250 5,725 — 2,816 1,771 — 21,416 
3. Substandard— — 1,949 1,701 — 2,587 — — 6,237 
Total$117,401 $881,410 $694,277 $710,505 $360,218 $310,075 $54,324 $— $3,128,210 
Current period gross charge-offs$— $— $— $— $— $50 $— $— $50 
Real Estate-Construction
Risk Rating
1. Pass$36,683 $261,911 $27,799 $3,949 $255 $2,761 $26,178 $— $359,536 
2. Special Mention— 5,352 — — — — 5,472 — 10,824 
3. Substandard— 380 — — 5,829 — — — 6,209 
Total$36,683 $267,643 $27,799 $3,949 $6,084 $2,761 $31,650 $— $376,569 
Current period gross charge-offs$— $— $— $207 $— $— $— $— $207 
Real Estate-Residential Secured for Business Purpose
Risk Rating
1. Pass$30,786 $162,069 $131,702 $65,443 $40,142 $38,726 $27,696 $— $496,564 
2. Special Mention— — — 245 — 934 — — 1,179 
3. Substandard— — 211 26 — 488 37 — 762 
Total$30,786 $162,069 $131,913 $65,714 $40,142 $40,148 $27,733 $— $498,505 
Totals By Risk Rating
1. Pass$212,391 $1,498,676 $987,315 $808,757 $426,403 $413,390 $576,380 $729 $4,924,041 
2. Special Mention— 10,132 31,446 8,332 7,098 3,750 34,580 — 95,338 
3. Substandard— 380 2,268 1,727 6,418 3,075 2,790 — 16,658 
Total$212,391 $1,509,188 $1,021,029 $818,816 $439,919 $420,215 $613,750 $729 $5,036,037 
Total current period gross charge-offs$— $— $247 $230 $— $50 $2,578 $— $3,105 
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20222021202020192018PriorRevolving Loans Amortized Cost BasisRevolving Loans Converted to TermTotal
At December 31, 2022
Commercial, Financial and Agricultural
Risk Rating
1. Pass$233,064 $148,033 $41,091 $28,269 $28,209 $48,631 $487,818 $125 $1,015,240 
2. Special Mention2,732 28,220 9,623 8,104 26 — 19,829 — 68,534 
3. Substandard— 13 — — — — 5,141 — 5,154 
Total$235,796 $176,266 $50,714 $36,373 $28,235 $48,631 $512,788 $125 $1,088,928 
Real Estate-Commercial
Risk Rating
1. Pass$877,703 $680,432 $724,941 $332,702 $118,034 $208,974 $54,139 $— $2,996,925 
2. Special Mention869 8,173 11,582 944 85 3,002 1,838 — 26,493 
3. Substandard— — 1,770 — 2,222 495 50 — 4,537 
Total$878,572 $688,605 $738,293 $333,646 $120,341 $212,471 $56,027 $— $3,027,955 
Real Estate-Construction
Risk Rating
1. Pass$243,983 $52,485 $8,341 $34,670 $191 $442 $30,223 $— $370,335 
2. Special Mention— 5,781 — 5,695 — — — — 11,476 
3. Substandard— — — — — — — — — 
Total$243,983 $58,266 $8,341 $40,365 $191 $442 $30,223 $— $381,811 
Real Estate-Residential Secured for Business Purpose
Risk Rating
1. Pass$165,844 $128,669 $67,955 $39,794 $21,226 $23,324 $29,239 $— $476,051 
2. Special Mention— — 247 — — 941 — — 1,188 
3. Substandard— 211 27 — 38 594 145 — 1,015 
Total$165,844 $128,880 $68,229 $39,794 $21,264 $24,859 $29,384 $— $478,254 
Totals By Risk Rating
1. Pass$1,520,594 $1,009,619 $842,328 $435,435 $167,660 $281,371 $601,419 $125 $4,858,551 
2. Special Mention3,601 42,174 21,452 14,743 111 3,943 21,667 — 107,691 
3. Substandard— 224 1,797 — 2,260 1,089 5,336 — 10,706 
Total$1,524,195 $1,052,017 $865,577 $450,178 $170,031 $286,403 $628,422 $125 $4,976,948 

The Corporation had no loans with a risk rating of Doubtful included within recorded investment in loans and leases held for investment at March 31, 2023 or December 31, 2022.

The Corporation monitors the credit risk profile by payment activity for the following classifications of loans and leases: real estate-residential secured for personal purpose loans, real estate-home equity secured for personal purpose loans, loans to individuals and lease financings. The Corporation reviews credit quality indicators on at least an annual basis and last completed this review in conjunction with the period ended December 31, 2022. Loans and leases past due 90 days or more and loans and leases on nonaccrual status are considered nonperforming. Nonperforming loans and leases are reviewed monthly. Performing loans and leases are reviewed only if the loan becomes 60 days or more past due.
Based on the most recent analysis performed, the following table presents the recorded investment in loans and leases held for investment for real estate-residential secured for personal purpose loans, real estate-home equity secured for personal purpose loans, loans to individuals and lease financings by credit quality indicator at March 31, 2023 and December 31, 2022.
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20232022202120202019PriorRevolving Loans Amortized Cost BasisTotal
At March 31, 2023
Real Estate-Residential Secured for Personal Purpose
Payment Performance
1. Performing$45,329 $265,019 $213,723 $138,347 $23,519 $92,037 $83 $778,057 
2. Nonperforming— 158 47 — 309 986 — 1,500 
Total$45,329 $265,177 $213,770 $138,347 $23,828 $93,023 $83 $779,557 
Real Estate-Home Equity Secured for Personal Purpose
Payment Performance
1. Performing$219 $2,761 $614 $467 $186 $1,743 $165,135 $171,125 
2. Nonperforming— — — — — 45 903 948 
Total$219 $2,761 $614 $467 $186 $1,788 $166,038 $172,073 
Loans to Individuals
Payment Performance
1. Performing$502 $1,317 $763 $494 $197 $1,359 $23,977 $28,609 
2. Nonperforming— — — — — 47 — 47 
Total$502 $1,317 $763 $494 $197 $1,406 $23,977 $28,656 
Current period gross charge-offs$38 $19 $— $5 $— $— $43 $105 
Lease Financings
Payment Performance
1. Performing$31,451 $88,155 $56,656 $29,682 $12,776 $3,946 $— $222,666 
2. Nonperforming— 654 111 18 4 28 — 815 
Total$31,451 $88,809 $56,767 $29,700 $12,780 $3,974 $— $223,481 
Current period gross charge-offs$— $— $— $20 $— $— $— $20 
Totals by Payment Performance
1. Performing$77,501 $357,252 $271,756 $168,990 $36,678 $99,085 $189,195 $1,200,457 
2. Nonperforming— 812 158 18 313 1,106 903 3,310 
Total$77,501 $358,064 $271,914 $169,008 $36,991 $100,191 $190,098 $1,203,767 
Total current period gross charge-offs$38 $19 $— $25 $— $— $43 $125 
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20222021202020192018PriorRevolving Loans Amortized Cost BasisTotal
At December 31, 2022
Real Estate-Residential Secured for Personal Purpose
Payment Performance
1. Performing$258,293 $211,638 $140,822 $23,827 $18,273 $75,126 $108 $728,087 
2. Nonperforming— 48 466 319 306 1,169 — 2,308 
Total$258,293 $211,686 $141,288 $24,146 $18,579 $76,295 $108 $730,395 
Real Estate-Home Equity Secured for Personal Purpose
Payment Performance
1. Performing$2,945 $642 $491 $192 $205 $1,565 $169,870 $175,910 
2. Nonperforming— — — — 157 3 629 789 
Total$2,945 $642 $491 $192 $362 $1,568 $170,499 $176,699 
Loans to Individuals
Payment Performance
1. Performing$1,581 $857 $554 $247 $138 $1,340 $23,117 $27,834 
2. Nonperforming— — — — — 39 — 39 
Total$1,581 $857 $554 $247 $138 $1,379 $23,117 $27,873 
Lease Financings
Payment Performance
1. Performing$94,430 $61,680 $33,468 $15,164 $5,569 $768 $— $211,079 
2. Nonperforming41 56 17 21 90 11 — 236 
Total$94,471 $61,736 $33,485 $15,185 $5,659 $779 $— $211,315 
Totals by Payment Performance
1. Performing$357,249 $274,817 $175,335 $39,430 $24,185 $78,799 $193,095 $1,142,910 
2. Nonperforming41 104 483 340 553 1,222 629 3,372 
Total$357,290 $274,921 $175,818 $39,770 $24,738 $80,021 $193,724 $1,146,282 

The Corporation had no revolving loans which were converted to term loans included within recorded investment in loans and leases held for investment at March 31, 2023 or December 31, 2022.
Allowance for Credit Losses on Loans and Leases and Recorded Investment in Loans and Leases

The following presents, by portfolio segment, a summary of the activity in the allowance for credit losses, loans and leases, for the three months ended March 31, 2023 and 2022. There were no changes to the reasonable and supportable forecast period, the reversion period, or any significant methodology changes during the three months ended March 31, 2023.
(Dollars in thousands)Beginning balanceProvision (reversal of provision) for credit lossesCharge-offsRecoveriesEnding balance
Three Months Ended March 31, 2023
Allowance for credit losses, loans and leases:
Commercial, financial and agricultural$16,920 $547 $(2,848)$106 $14,725 
Real estate-commercial41,673 1,524 (50)3 43,150 
Real estate-construction4,952 (64)(207)— 4,681 
Real estate-residential secured for business purpose7,054 1,125 — 181 8,360 
Real estate-residential secured for personal purpose3,685 1,327 — — 5,012 
Real estate-home equity secured for personal purpose1,287 (66)— 50 1,271 
Loans to individuals351 113 (105)16 375 
Lease financings3,082 (634)(20)32 2,460 
Unallocated— — N/AN/A— 
Total$79,004 $3,872 $(3,230)$388 $80,034 
Three Months Ended March 31, 2022
Allowance for credit losses, loans and leases:
Commercial, financial and agricultural$13,538 $(1,672)$(214)$189 $11,841 
Real estate-commercial41,095 (669)— — 40,426 
Real estate-construction4,575 (941)— — 3,634 
Real estate-residential secured for business purpose6,482 (328)— 48 6,202 
Real estate-residential secured for personal purpose2,403 189 — — 2,592 
Real estate-home equity secured for personal purpose1,028 (53)— 1 976 
Loans to individuals363 57 (75)24 369 
Lease financings2,290 5 (59)10 2,246 
Unallocated150 (150)N/AN/A— 
Total$71,924 $(3,562)$(348)$272 $68,286 
N/A – Not applicable
The following presents, by portfolio segment, the balance in the ACL on loans and leases disaggregated on the basis of whether the loan or lease was measured for credit loss as a pooled loan or lease or if it was individually analyzed for a reserve at March 31, 2023 and 2022:
Allowance for credit losses, loans and leasesLoans and leases held for investment
(Dollars in thousands)Ending balance: individually analyzedEnding balance: pooledTotal ending balanceEnding balance: individually analyzedEnding balance: pooledLoans measured at fair valueTotal ending balance
At March 31, 2023
Commercial, financial and agricultural$912 $13,813 $14,725 $3,423 $1,029,330 $— $1,032,753 
Real estate-commercial— 43,150 43,150 4,288 3,123,922 — 3,128,210 
Real estate-construction— 4,681 4,681 383 376,186 — 376,569 
Real estate-residential secured for business purpose— 8,360 8,360 759 497,746 — 498,505 
Real estate-residential secured for personal purpose— 5,012 5,012 1,500 778,057 — 779,557 
Real estate-home equity secured for personal purpose— 1,271 1,271 948 171,125 — 172,073 
Loans to individuals— 375 375 — 28,656 — 28,656 
Lease financings— 2,460 2,460 — 223,481 — 223,481 
Total$912 $79,122 $80,034 $11,301 $6,228,503 $— $6,239,804 
At March 31, 2022
Commercial, financial and agricultural$— $11,841 $11,841 $448 $942,335 $— $942,783 
Real estate-commercial954 39,472 40,426 26,411 2,790,313 13 2,816,737 
Real estate-construction— 3,634 3,634 — 285,083 — 285,083 
Real estate-residential secured for business purpose— 6,202 6,202 1,120 411,366 — 412,486 
Real estate-residential secured for personal purpose— 2,592 2,592 2,259 566,476 — 568,735 
Real estate-home equity secured for personal purpose— 976 976 489 159,645 — 160,134 
Loans to individuals— 369 369 — 26,249 — 26,249 
Lease financings— 2,246 2,246 — 188,579 — 188,579 
Total$954 $67,332 $68,286 $30,727 $5,370,046 $13 $5,400,786 
N/A – Not applicable

Modified Loans to Borrowers Experiencing Financial Difficulty

The following presents, by class of loans, information regarding accruing and nonaccrual modified loans to borrowers experiencing financial difficulty during the three months ended March 31, 2023.

 Three Months Ended March 31, 2023
(Dollars in thousands)Number
of
Loans		Amortized Cost Basis*% of Total Class of Financing ReceivableRelated
Reserve
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—construction1 $5,829 1.2 %$16 
Total1 $5,829 $16 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Commercial, financial and agricultural1 $2,620 0.3 %$538 
Total1 $2,620 $538 
*Amortized cost excludes $26 thousand of accrued interest receivable on modified loans.
The following presents, by class of loans, information regarding the financial effect on accruing and nonaccrual modified loans to borrowers experiencing financial difficulty during the three months ended March 31, 2023.
 Term Extension
(Dollars in thousands)No. of
Loans		Financial Effect
Three Months Ended March 31, 2023
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—construction1 Extended the loan maturity by 8 months to allow time for the construction to be completed. 3 months of interest payments were capitalized to the loan balance.
Total1 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Commercial, financial and agricultural1 Extended the loan maturity by 10 months in order to provide time to borrower to liquidate collateral for loan payoff.
Total1 

There were no accruing or nonaccrual modified loans to borrowers experiencing financial difficulty for which there were payment defaults after the modification date for the three months ended March 31, 2023.
The following presents, by class of loans, the amortized cost and payment status of accruing and nonaccrual modified loans to borrowers experiencing financial difficulty at March 31, 2023.
At March 31, 2023
(Dollars in thousands)Current30-89 Days Past Due90 Days or More Past DueTotal
Accruing Modified Loans to Borrowers Experiencing Financial Difficulty:
Real estate—construction$5,829 $— $— $5,829 
Total$5,829 $— $— $5,829 
Nonaccrual Modified Loans to Borrowers Experiencing Financial Difficulty:
Commercial, financial and agricultural$2,620 $— $— $2,620 
Total$2,620 $— $— $2,620 

The following presents the amount of consumer mortgages collateralized by residential real estate property that were in the process of foreclosure at March 31, 2023 or December 31, 2022.
(Dollars in thousands)At March 31, 2023At December 31, 2022
Real estate-residential secured for personal purpose$2,812 $822 
Real estate-home equity secured for personal purpose71 72 
Total$2,883 $894 
There was no foreclosed residential real estate property included in other real estate owned at March 31, 2023 or December 31, 2022.
Lease Financings

The following presents the schedule of minimum lease payments receivable:
(Dollars in thousands)At March 31, 2023At December 31, 2022
2023 (excluding the three months ended March 31, 2023)$74,280 $75,900 
202466,701 61,793 
202549,414 45,738 
202633,086 29,902 
202714,603 13,091 
Thereafter5,421 2,552 
Total future minimum lease payments receivable243,505 228,976 
Plus: Unguaranteed residual1,212 1,387 
Plus: Initial direct costs3,150 2,884 
Less: Imputed interest(24,386)(21,932)
Lease financings$223,481 $211,315