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Loans and Leases (Tables)
 9 Months Ended
Sep. 30, 2021
Receivables [Abstract]  
Summary of Major Loan and Lease Categories
Summary of Major Loan and Lease Categories

(Dollars in thousands)At September 30, 2021At December 31, 2020
Commercial, financial and agricultural$927,015 $892,665 
Paycheck Protection Program85,601 483,773 
Real estate-commercial2,669,898 2,458,872 
Real estate-construction260,874 243,355 
Real estate-residential secured for business purpose412,001 381,446 
Real estate-residential secured for personal purpose535,705 487,600 
Real estate-home equity secured for personal purpose159,029 166,609 
Loans to individuals26,458 27,482 
Lease financings175,464 165,039 
Total loans and leases held for investment, net of deferred income$5,252,045 $5,306,841 
Less: Allowance for credit losses, loans and leases(70,146)(83,044)
Net loans and leases held for investment$5,181,899 $5,223,797 
Imputed interest on lease financings, included in the above table$(18,445)$(17,670)
Net deferred costs (fees), included in the above table1,696 (2,903)
Overdraft deposits included in the above table3,267 948 
Schedule of Age Analysis of Past Due Loans and Leases
Age Analysis of Past Due Loans and Leases

The following presents, by class of loans and leases held for investment, an aging of past due loans and leases, loans and leases which are current and nonaccrual loans and leases at September 30, 2021 and December 31, 2020:
Accruing Loans and Leases
(Dollars in thousands)30-59
Days
Past Due		60-89
Days
Past Due		90 Days
or more
Past Due		Total
Past Due		CurrentTotal Accruing Loans and LeasesNonaccrual Loans and LeasesTotal Loans
and Leases
Held for
Investment
At September 30, 2021
Commercial, financial and agricultural$1,177 $49 $2,000 $3,226 $922,856 $926,082 $933 $927,015 
Paycheck Protection Program95 — — 95 85,506 85,601 — 85,601 
Real estate—commercial real estate and construction:
Commercial real estate1,343 — — 1,343 2,640,259 2,641,602 28,296 2,669,898 
Construction— — — — 260,874 260,874 — 260,874 
Real estate—residential and home equity:
Residential secured for business purpose789 344 — 1,133 408,399 409,532 2,469 412,001 
Residential secured for personal purpose2,025 — — 2,025 531,601 533,626 2,079 535,705 
Home equity secured for personal purpose301 42 — 343 157,965 158,308 721 159,029 
Loans to individuals215 16 58 289 26,169 26,458 — 26,458 
Lease financings655 654 146 1,455 173,979 175,434 30 175,464 
Total$6,600 $1,105 $2,204 $9,909 $5,207,608 $5,217,517 $34,528 $5,252,045 
Accruing Loans and Leases
(Dollars in thousands)30-59
Days
Past Due		60-89
Days
Past Due		90 Days
or more
Past Due		Total
Past Due		CurrentTotal Accruing Loans and LeasesNonaccrual Loans and LeasesTotal Loans
and Leases
Held for
Investment
At December 31, 2020
Commercial, financial and agricultural$1,104 $279 $50 $1,433 $888,405 $889,838 $2,827 $892,665 
Paycheck Protection Program— — — — 483,773 483,773 — 483,773 
Real estate—commercial real estate and construction:
Commercial real estate3,230 859 945 5,034 2,431,099 2,436,133 22,739 2,458,872 
Construction361 — — 361 242,994 243,355 — 243,355 
Real estate—residential and home equity:
Residential secured for business purpose3,726 603 — 4,329 374,331 378,660 2,786 381,446 
Residential secured for personal purpose6,057 80 — 6,137 479,377 485,514 2,086 487,600 
Home equity secured for personal purpose607 32 — 639 164,923 165,562 1,047 166,609 
Loans to individuals190 74 185 449 27,033 27,482 — 27,482 
Lease financings898 291 212 1,401 163,431 164,832 207 165,039 
Total$16,173 $2,218 $1,392 $19,783 $5,255,366 $5,275,149 $31,692 $5,306,841 
Schedule of Nonperforming Loans and Leases
Nonperforming Loans and Leases

The following presents, by class of loans and leases, nonperforming loans and leases at September 30, 2021 and December 31, 2020.
 At September 30, 2021At December 31, 2020
(Dollars in thousands)Nonaccrual
Loans and
Leases*		Accruing
Troubled
Debt
Restructured
Loans and
Lease
Modifications		Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest		Total Nonperforming
Loans and
Leases		Nonaccrual
Loans and
Leases*		Accruing
Troubled
Debt
Restructured
Loans and
Lease
Modifications		Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest		Total Nonperforming
Loans and
Leases
Commercial, financial and agricultural$933 $— $2,000 $2,933 $2,827 $— $50 $2,877 
Real estate—commercial real estate and construction:
Commercial real estate28,296 — — 28,296 22,739 — 945 23,684 
Real estate—residential and home equity:
Residential secured for business purpose2,469 — — 2,469 2,786 — — 2,786 
Residential secured for personal purpose2,079 — — 2,079 2,086 — — 2,086 
Home equity secured for personal purpose721 51 — 772 1,047 53 — 1,100 
Loans to individuals— — 58 58 — — 185 185 
Lease financings30 — 146 176 207 — 212 419 
Total$34,528 $51 $2,204 $36,783 $31,692 $53 $1,392 $33,137 
*Includes nonaccrual troubled debt restructured loans of $2.4 million and $14.1 million at September 30, 2021 and December 31, 2020, respectively.
Nonaccrual Loan and Lease Data
The following table presents the amortized cost basis of loans and leases held for investment on nonaccrual status and loans and leases held for investment 90 days or more past due and still accruing as of September 30, 2021 and December 31, 2020.
(Dollars in thousands)Nonaccrual With No ACLNonaccrual With ACLTotal NonaccrualLoans 90 Days or more Past Due and Accruing Interest
At September 30, 2021
Commercial, financial and agricultural$933 $— $933 $2,000 
Real estate-commercial28,213 83 28,296 — 
Real estate-residential secured for business purpose2,469 — 2,469 — 
Real estate-residential secured for personal purpose2,079 — 2,079 — 
Real estate-home equity secured for personal purpose721 — 721 — 
Loans to individuals— — — 58 
Lease financings— 30 30 146 
Total$34,415 $113 $34,528 $2,204 
At December 31, 2020
Commercial, financial and agricultural$2,187 $640 $2,827 $50 
Real estate-commercial22,739 — 22,739 945 
Real estate-residential secured for business purpose2,663 123 2,786 — 
Real estate-residential secured for personal purpose1,958 128 2,086 — 
Real estate-home equity secured for personal purpose1,047 — 1,047 — 
Loans to individuals— — — 185 
Lease financings— 207 207 212 
Total$30,594 $1,098 $31,692 $1,392 

For the nine months ended September 30, 2021, $9 thousand of interest income was recognized on nonaccrual loans and leases.

The following table presents the amortized cost basis of collateral-dependent nonaccrual loans by class of loans and type of collateral as of September 30, 2021 and December 31, 2020.

(Dollars in thousands)Real Estate
Other (1)
None (2)
Total
At September 30, 2021
Commercial, financial and agricultural$281 $477 $175 $933 
Real estate-commercial28,296 — — 28,296 
Real estate-residential secured for business purpose2,469 — — 2,469 
Real estate-residential secured for personal purpose2,079 — — 2,079 
Real estate-home equity secured for personal purpose721 — — 721 
Total$33,846 $477 $175 $34,498 
(Dollars in thousands)Real Estate
Other (1)
None (3)
Total
At December 31, 2020
Commercial, financial and agricultural$1,351 $1,194 $282 $2,827 
Real estate-commercial22,739 — — 22,739 
Real estate-residential secured for business purpose2,786 — — 2,786 
Real estate-residential secured for personal purpose2,086 — — 2,086 
Real estate-home equity secured for personal purpose1,047 — — 1,047 
Total$30,009 $1,194 $282 $31,485 
(1) Collateral consists of business assets, including accounts receivable and personal property.
(2) Loans fully guaranteed by the SBA.
(3) Loans fully reserved given lack of collateral.
Summary of Commercial Credit Quality Indicators
Credit Quality Indicators

The Corporation categorizes risk based on relevant information about the ability of the borrower to service their debt. Loans with a relationship balance of less than $1 million are reviewed when necessary based on their performance, primarily when such loans are delinquent. Loans with relationships greater than $1 million are reviewed at least annually. Loan relationships with a higher risk profile or classified as special mention or substandard are reviewed at least quarterly. The Corporation reviews credit quality indicators on at least an annual basis and last completed this review in conjunction with the period ended December 31, 2020. The following is a description of the internal risk ratings and the likelihood of loss related to the credit quality of Commercial, financial and agricultural loans, Paycheck Protection Program loans, Real-estate commercial loans, Real-estate construction loans and Real-estate residential secured for a business purpose loans.

1.Pass—Loans considered satisfactory with no indications of deterioration
2.Special Mention—Potential weakness that deserves management's close attention
3.Substandard—Well-defined weakness or weaknesses that jeopardize the liquidation of the debt
4.Doubtful—Collection or liquidation in-full, on the basis of current existing facts, conditions and values, highly questionable and improbable
Based on the most recent analysis performed, the following table presents the recorded investment in loans and leases held for investment for Commercial, financial and agricultural loans, Paycheck Protection Program loans, Real-estate commercial loans, Real-estate construction loans and Real-estate residential secured for a business purpose loans by credit quality indicator at September 30, 2021 and December 31, 2020.
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20212020201920182017PriorRevolving Loans Amortized Cost BasisTotal
At September 30, 2021
Commercial, Financial and Agricultural
Risk Rating
1. Pass$148,549 $101,422 $75,241 $55,694 $25,859 $53,712 $436,226 $896,703 
2. Special Mention— 5,257 2,560 440 487 1,372 14,609 24,725 
3. Substandard— — 30 69 15 295 5,178 5,587 
Total$148,549 $106,679 $77,831 $56,203 $26,361 $55,379 $456,013 $927,015 
Paycheck Protection Program
Risk Rating
1. Pass$80,766 $4,835 $— $— $— $— $— $85,601 
2. Special Mention— — — — — — — — 
3. Substandard— — — — — — — — 
Total$80,766 $4,835 $— $— $— $— $— $85,601 
Real Estate-Commercial
Risk Rating
1. Pass$582,442 $927,367 $428,304 $167,225 $229,552 $197,290 $43,313 $2,575,493 
2. Special Mention2,490 9,963 25,574 3,421 919 5,691 1,323 49,381 
3. Substandard— 32,071 3,405 2,038 1,849 5,554 107 45,024 
Total$584,932 $969,401 $457,283 $172,684 $232,320 $208,535 $44,743 $2,669,898 
Real Estate-Construction
Risk Rating
1. Pass$97,157 $66,437 $47,603 $16,330 $198 $— $9,616 $237,341 
2. Special Mention3,033 500 — 20,000 — — — 23,533 
3. Substandard— — — — — — — — 
Total$100,190 $66,937 $47,603 $36,330 $198 $— $9,616 $260,874 
Real Estate-Residential Secured for Business Purpose
Risk Rating
1. Pass$131,220 $90,933 $55,887 $36,180 $31,894 $33,800 $26,619 $406,533 
2. Special Mention— 1,078 214 — 74 1,100 — 2,466 
3. Substandard— — — 46 29 2,350 577 3,002 
Total$131,220 $92,011 $56,101 $36,226 $31,997 $37,250 $27,196 $412,001 
Totals By Risk Rating
1. Pass$1,040,134 $1,190,994 $607,035 $275,429 $287,503 $284,802 $515,774 $4,201,671 
2. Special Mention5,523 16,798 28,348 23,861 1,480 8,163 15,932 100,105 
3. Substandard— 32,071 3,435 2,153 1,893 8,199 5,862 53,613 
Total$1,045,657 $1,239,863 $638,818 $301,443 $290,876 $301,164 $537,568 $4,355,389 
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20202019201820172016PriorRevolving Loans Amortized Cost BasisTotal
At December 31, 2020
Commercial, Financial and Agricultural
Risk Rating
1. Pass$162,547 $93,967 $74,722 $38,906 $17,371 $56,053 $427,336 $870,902 
2. Special Mention2,723 783 316 500 777 1,144 8,318 14,561 
3. Substandard— 430 362 28 — 627 5,755 7,202 
Total$165,270 $95,180 $75,400 $39,434 $18,148 $57,824 $441,409 $892,665 
Paycheck Protection Program
Risk Rating
1. Pass$483,773 $— $— $— $— $— $— $483,773 
2. Special Mention— — — — — — — — 
3. Substandard— — — — — — — — 
Total$483,773 $— $— $— $— $— $— $483,773 
Real Estate-Commercial
Risk Rating
1. Pass$1,084,157 $481,997 $223,646 $268,236 $143,041 $157,503 $43,008 $2,401,588 
2. Special Mention6,220 10,076 3,498 — 1,250 5,870 1,247 28,161 
3. Substandard3,803 3,998 709 11,383 1,207 6,690 1,333 29,123 
Total$1,094,180 $496,071 $227,853 $279,619 $145,498 $170,063 $45,588 $2,458,872 
Real Estate-Construction
Risk Rating
1. Pass$116,840 $59,507 $39,009 $113 $2,950 $— $3,711 $222,130 
2. Special Mention21,225 — — — — — — 21,225 
3. Substandard— — — — — — — — 
Total$138,065 $59,507 $39,009 $113 $2,950 $— $3,711 $243,355 
Real Estate-Residential Secured for Business Purpose
Risk Rating
1. Pass$118,925 $72,149 $52,775 $43,347 $37,768 $25,170 $25,510 $375,644 
2. Special Mention1,354 — 188 77 175 130 — 1,924 
3. Substandard28 991 50 64 1,065 962 718 3,878 
Total$120,307 $73,140 $53,013 $43,488 $39,008 $26,262 $26,228 $381,446 
Totals By Risk Rating
1. Pass$1,966,242 $707,620 $390,152 $350,602 $201,130 $238,726 $499,565 $4,354,037 
2. Special Mention31,522 10,859 4,002 577 2,202 7,144 9,565 65,871 
3. Substandard3,831 5,419 1,121 11,475 2,272 8,279 7,806 40,203 
Total$2,001,595 $723,898 $395,275 $362,654 $205,604 $254,149 $516,936 $4,460,111 

The Corporation had no revolving loans which were converted to term loans included within recorded investment in loans and leases held for investment at September 30, 2021 or December 31, 2020. The Corporation had no loans with a risk rating of Doubtful included within recorded investment in loans and leases held for investment at September 30, 2021 or December 31, 2020.
Summary of Credit Exposure
The Corporation monitors the credit risk profile by payment activity for the following classifications of loans and leases: Real-estate residential secured for personal purpose loans, Real-estate home equity secured for personal purpose loans, Loans to individuals and Lease financings. The Corporation reviews credit quality indicators on at least an annual basis and last completed this review in conjunction with the period ended December 31, 2020. Loans and leases past due 90 days or more, loans and leases on nonaccrual status and troubled debt restructured loans and lease modifications are considered nonperforming. Nonperforming loans and leases are reviewed monthly. Performing loans and leases have a nominal to moderate risk of loss. Performing loans and leases are reviewed only if the loan becomes 60 days or more past due.

Based on the most recent analysis performed, the following table presents the recorded investment in loans and leases held for investment for Real-estate residential secured for personal purpose loans, Real-estate home equity secured for personal purpose loans, Loans to individuals and Lease financings by credit quality indicator at September 30, 2021 and December 31, 2020.
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20212020201920182017PriorRevolving Loans Amortized Cost BasisTotal
At September 30, 2021
Real Estate-Residential Secured for Personal Purpose
Payment Performance
1. Performing$174,244 $171,641 $38,776 $27,575 $26,533 $94,642 $215 $533,626 
2. Nonperforming54 643 — 371 — 1,011 — 2,079 
Total$174,298 $172,284 $38,776 $27,946 $26,533 $95,653 $215 $535,705 
Real Estate-Home Equity Secured for Personal Purpose
Payment Performance
1. Performing$641 $953 $478 $514 $887 $1,811 $152,973 $158,257 
2. Nonperforming— — — 182 — 65 525 772 
Total$641 $953 $478 $696 $887 $1,876 $153,498 $159,029 
Loans to Individuals
Payment Performance
1. Performing$1,337 $1,019 $850 $543 $157 $1,982 $20,512 $26,400 
2. Nonperforming— — — — — 58 — 58 
Total$1,337 $1,019 $850 $543 $157 $2,040 $20,512 $26,458 
Lease Financings
Payment Performance
1. Performing$59,726 $57,225 $32,465 $19,328 $5,838 $706 $— $175,288 
2. Nonperforming23 16 66 12 5 54 — 176 
Total$59,749 $16 $32,531 $19,340 $5,843 $760 $— $175,464 
Totals by Payment Performance
1. Performing$235,948 $230,838 $72,569 $47,960 $33,415 $99,141 $173,700 $893,571 
2. Nonperforming77 659 66 565 5 1,188 525 3,085 
Total$236,025 $231,497 $72,635 $48,525 $33,420 $100,329 $174,225 $896,656 
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20202019201820172016PriorRevolving Loans Amortized Cost BasisTotal
At December 31, 2020
Real Estate-Residential Secured for Personal Purpose
Payment Performance
1. Performing$191,987 $61,880 $56,314 $50,983 $38,975 $84,138 $1,237 $485,514 
2. Nonperforming666 — 56 — — 1,364 — 2,086 
Total$192,653 $61,880 $56,370 $50,983 $38,975 $85,502 $1,237 $487,600 
Real Estate-Home Equity Secured for Personal Purpose
Payment Performance
1. Performing$1,195 $815 $829 $1,160 $518 $2,189 $158,803 $165,509 
2. Nonperforming— — 198 — — 36 866 1,100 
Total$1,195 $815 $1,027 $1,160 $518 $2,225 $159,669 $166,609 
Loans to Individuals
Payment Performance
1. Performing$1,795 $1,425 $970 $441 $220 $2,266 $20,180 $27,297 
2. Nonperforming— — — — — 23 162 185 
Total$1,795 $1,425 $970 $441 $220 $2,289 $20,342 $27,482 
Lease Financings
Payment Performance
1. Performing$72,173 $45,972 $30,679 $11,613 $3,616 $567 $— $164,620 
2. Nonperforming12 182 5 205 7 8 — 419 
Total$72,185 $46,154 $30,684 $11,818 $3,623 $575 $— $165,039 
Totals by Payment Performance
1. Performing$267,150 $110,092 $88,792 $64,197 $43,329 $89,160 $180,220 $842,940 
2. Nonperforming678 182 259 205 7 1,431 1,028 3,790 
Total$267,828 $110,274 $89,051 $64,402 $43,336 $90,591 $181,248 $846,730 
The Corporation had no revolving loans which were converted to term loans included within recorded investment in loans and leases held for investment at September 30, 2021 or December 31, 2020.
Summary of Activity in the Allowance for Credit Losses, Loans and Leases
Allowance for Credit Losses on Loans and Leases and Recorded Investment in Loans and Leases

The allowance for credit losses (ACL) on loans decreased during the three and nine months ended September 30, 2021 primarily due to favorable changes in economic-related assumptions, which were impacted by the ongoing recovery from the COVID-19 pandemic, partially offset by loan growth and a qualitative factor adjustment related to expected losses resulting from severe weather-related damages. There were no changes to the reasonable and supportable forecast period, the reversion period, or any other significant methodology changes during the three or nine months ended September 30, 2021. The following presents, by portfolio segment, a summary of the activity in the allowance for credit losses, loans and leases, for the three and nine months ended September 30, 2021 and 2020:
(Dollars in thousands)Beginning balanceProvision (reversal of provision) for credit lossesCharge-offsRecoveriesEnding balance
Three Months Ended September 30, 2021
Allowance for credit losses, loans and leases:
Commercial, Financial and Agricultural$11,734 $450 $(787)$789 $12,186 
Paycheck Protection Program3 (1)— — 2 
Real Estate-Commercial43,194 (1,809)(72)193 41,506 
Real Estate-Construction3,649 205 — — 3,854 
Real Estate-Residential Secured for Business Purpose6,747 (218)— 2 6,531 
Real Estate-Residential Secured for Personal Purpose2,620 (129)— — 2,491 
Real Estate-Home Equity Secured for Personal Purpose1,124 (49)— 1 1,076 
Loans to Individuals319 76 (59)18 354 
Lease Financings1,815 204 (34)24 2,009 
Unallocated150 (13)N/AN/A137 
Total$71,355 $(1,284)$(952)$1,027 $70,146 
Three Months Ended September 30, 2020
Allowance for credit losses, loans and leases:
Commercial, Financial and Agricultural$16,736 $(2,401)$(142)$354 $14,547 
Real Estate-Commercial50,671 7,481 — — 58,152 
Real Estate-Construction4,130 355 — — 4,485 
Real Estate-Residential Secured for Business Purpose8,180 251 (88)23 8,366 
Real Estate-Residential Secured for Personal Purpose2,669 47 — — 2,716 
Real Estate-Home Equity Secured for Personal Purpose1,071 204 — 4 1,279 
Loans to Individuals771 (170)(69)17 549 
Lease Financings1,839 (149)(149)85 1,626 
Unallocated150 — N/AN/A150 
Total$86,217 $5,618 $(448)$483 $91,870 
N/A – Not applicable
(Dollars in thousands)Beginning balanceAdjustment to initially apply ASU No. 2016-13 for CECL(Reversal of provision) provision for credit lossesCharge-offsRecoveriesEnding balance
Nine Months Ended September 30, 2021
Allowance for credit losses, loans and leases:
Commercial, Financial and Agricultural$13,584 $— $(939)$(1,475)$1,016 $12,186 
Paycheck Protection Program— — 2 — — 2 
Real Estate-Commercial52,230 — (10,927)(595)798 41,506 
Real Estate-Construction3,298 — 556 — — 3,854 
Real Estate-Residential Secured for Business Purpose7,317 — (637)(227)78 6,531 
Real Estate-Residential Secured for Personal Purpose3,055 — (564)— — 2,491 
Real Estate-Home Equity Secured for Personal Purpose1,176 — (125)— 25 1,076 
Loans to Individuals533 — (127)(138)86 354 
Lease Financings1,701 — 332 (143)119 2,009 
Unallocated150 — (13)N/AN/A137 
Total$83,044 $— $(12,442)$(2,578)$2,122 $70,146 
Nine Months Ended September 30, 2020
Allowance for credit losses, loans and leases:
Commercial, Financial and Agricultural$8,759 $5,284 $1,195 $(1,367)$676 $14,547 
Real Estate-Commercial15,750 6,208 38,961 (2,802)35 58,152 
Real Estate-Construction2,446 29 2,010 — — 4,485 
Real Estate-Residential Secured for Business Purpose2,622 2,502 3,398 (187)31 8,366 
Real Estate-Residential Secured for Personal Purpose2,713 (706)709 — — 2,716 
Real Estate-Home Equity Secured for Personal Purpose1,076 (364)555 — 12 1,279 
Loans to Individuals470 104 116 (197)56 549 
Lease Financings1,311 (135)737 (513)226 1,626 
Unallocated184 — (34)N/AN/A150 
Total$35,331 $12,922 $47,647 $(5,066)$1,036 $91,870 
N/A – Not applicable
Schedule of Allowance for Loan and Lease Credit Losses and Recorded Investment in Loans and Leases
The following presents, by portfolio segment, the balance in the ACL on loans and leases, disaggregated on the basis of whether the loan or lease was measured for credit loss as a pooled loan or lease or if it was individually analyzed for a reserve at September 30, 2021 and 2020:
Allowance for credit losses, loans and leasesLoans and leases held for investment
(Dollars in thousands)Ending balance: individually analyzedEnding balance: pooledTotal ending balanceEnding balance: individually analyzedEnding balance: pooledLoans measured at fair valueTotal ending balance
At September 30, 2021
Commercial, Financial and Agricultural$— $12,186 $12,186 $933 $926,082 $— $927,015 
Paycheck Protection Program— 2 2 — 85,601 — 85,601 
Real Estate-Commercial15 41,491 41,506 28,296 2,641,520 82 2,669,898 
Real Estate-Construction— 3,854 3,854 — 260,874 — 260,874 
Real Estate-Residential Secured for Business Purpose— 6,531 6,531 2,469 409,532 — 412,001 
Real Estate-Residential Secured for Personal Purpose— 2,491 2,491 2,079 533,626 — 535,705 
Real Estate-Home Equity Secured for Personal Purpose— 1,076 1,076 721 158,308 — 159,029 
Loans to Individuals— 354 354 — 26,458 — 26,458 
Lease Financings— 2,009 2,009 — 175,464 — 175,464 
UnallocatedN/A137 137 N/AN/AN/AN/A
Total$15 $70,131 $70,146 $34,498 $5,217,465 $82 $5,252,045 
At September 30, 2020
Commercial, Financial and Agricultural$891 $13,656 $14,547 $3,809 $890,505 $— $894,314 
Paycheck Protection Program$— $— $— $— $501,580 $— $501,580 
Real Estate-Commercial 19 58,133 58,152 20,464 2,349,006 221 2,369,691 
Real Estate-Construction— 4,485 4,485 — 233,590 — 233,590 
Real Estate-Residential Secured for Business Purpose1 8,365 8,366 2,151 376,088 — 378,239 
Real Estate-Residential Secured for Personal Purpose181 2,535 2,716 2,395 472,293 — 474,688 
Real Estate-Home Equity Secured for Personal Purpose— 1,279 1,279 948 171,500 — 172,448 
Loans to Individuals— 549 549 — 27,771 — 27,771 
Lease Financings— 1,626 1,626 — 159,535 — 159,535 
UnallocatedN/A150 150 N/AN/AN/AN/A
Total$1,092 $90,778 $91,870 $29,767 $5,181,868 $221 $5,211,856 
N/A – Not applicable
Schedule of Concessions Granted on Accruing and Nonaccrual Troubled Loans
The following presents, by class of loans, information regarding the types of concessions granted on accruing and nonaccrual loans that were restructured during the three and nine months ended September 30, 2021 and 2020.
 Amortization Period Extension
(Dollars in thousands)No. of
Loans		Amount
Three Months Ended September 30, 2021
Accruing Troubled Debt Restructured Loans:
Total— $— 
Nonaccrual Troubled Debt Restructured Loans:
Real estate—commercial real estate3 $198 
Total3 $198 
Three Months Ended September 30, 2020
Accruing Troubled Debt Restructured Loans:
Total— $— 
Nonaccrual Troubled Debt Restructured Loans:
Real estate—residential secured for personal purpose1 $544 
Total1 $544 
Nine Months Ended September 30, 2021
Accruing Troubled Debt Restructured Loans:
Total— $— 
Nonaccrual Troubled Debt Restructured Loans:
Real estate—commercial real estate3 $198 
Total3 $198 
Nine Months Ended September 30, 2020
Accruing Troubled Debt Restructured Loans:
Total— $— 
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural1 $619 
Real estate—residential secured for personal purpose1 544 
Total2 $1,163 
Schedule of Accruing and Nonaccruing Troubled Debt Restructured Loans With Payment Defaults
Schedule of Mortgages in Process of Foreclosure
The following presents the amount of consumer mortgages collateralized by residential real estate property that were in the process of foreclosure at September 30, 2021 or December 31, 2020:
(Dollars in thousands)At September 30, 2021At December 31, 2020
Real estate-residential secured for personal purpose$— $64 
Total$— $64 
Schedule of Foreclosed Residential Real Estate There was no foreclosed residential real estate property included in other real estate owned at September 30, 2021 or December 31, 2020.
Schedule of Lease Payments Receivables
The following presents the schedule of minimum lease payments receivable:
(Dollars in thousands)At September 30, 2021At December 31, 2020
2021 (excluding the nine months ended September 30, 2021)$15,484 $61,724 
202263,076 49,970 
202348,916 35,631 
202433,363 20,821 
202519,605 8,319 
Thereafter9,756 2,763 
Total future minimum lease payments receivable190,200 179,228 
Plus: Unguaranteed residual1,124 914 
Plus: Initial direct costs2,585 2,567 
Less: Imputed interest(18,445)(17,670)
Lease financings$175,464 $165,039