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Loans and Leases (Tables)
 6 Months Ended
Jun. 30, 2021
Receivables [Abstract]  
Summary of Major Loan and Lease Categories
Summary of Major Loan and Lease Categories

(Dollars in thousands)At June 30, 2021At December 31, 2020
Commercial, financial and agricultural$920,621 $892,665 
Paycheck Protection Program252,849 483,773 
Real estate-commercial2,600,919 2,458,872 
Real estate-construction274,529 243,355 
Real estate-residential secured for business purpose407,664 381,446 
Real estate-residential secured for personal purpose513,330 487,600 
Real estate-home equity secured for personal purpose160,018 166,609 
Loans to individuals25,845 27,482 
Lease financings171,538 165,039 
Total loans and leases held for investment, net of deferred income$5,327,313 $5,306,841 
Less: Allowance for credit losses, loans and leases(71,355)(83,044)
Net loans and leases held for investment$5,255,958 $5,223,797 
Imputed interest on lease financings, included in the above table$(18,049)$(17,670)
Net deferred fees, included in the above table(2,044)(2,903)
Overdraft deposits included in the above table4,236 948 
Schedule of Age Analysis of Past Due Loans and Leases
Age Analysis of Past Due Loans and Leases

The following presents, by class of loans and leases held for investment, an aging of past due loans and leases, loans and leases which are current and nonaccrual loans and leases at June 30, 2021 and December 31, 2020:
Accruing Loans and Leases
(Dollars in thousands)30-59
Days
Past Due		60-89
Days
Past Due		90 Days
or more
Past Due		Total
Past Due		CurrentTotal Accruing Loans and LeasesNonaccrual Loans and LeasesTotal Loans
and Leases
Held for
Investment
At June 30, 2021
Commercial, financial and agricultural$629 $599 $476 $1,704 $917,671 $919,375 $1,246 $920,621 
Paycheck Protection Program517 — — 517 252,332 252,849 — 252,849 
Real estate—commercial real estate and construction:
Commercial real estate7,734 — 137 7,871 2,566,784 2,574,655 26,264 2,600,919 
Construction153 — — 153 274,376 274,529 — 274,529 
Real estate—residential and home equity:
Residential secured for business purpose1,368 1,293 31 2,692 401,927 404,619 3,045 407,664 
Residential secured for personal purpose1,695 761 — 2,456 508,714 511,170 2,160 513,330 
Home equity secured for personal purpose562 — — 562 158,673 159,235 783 160,018 
Loans to individuals69 38 19 126 25,719 25,845 — 25,845 
Lease financings242 94 87 423 171,109 171,532 6 171,538 
Total$12,969 $2,785 $750 $16,504 $5,277,305 $5,293,809 $33,504 $5,327,313 
Accruing Loans and Leases
(Dollars in thousands)30-59
Days
Past Due		60-89
Days
Past Due		90 Days
or more
Past Due		Total
Past Due		CurrentTotal Accruing Loans and LeasesNonaccrual Loans and LeasesTotal Loans
and Leases
Held for
Investment
At December 31, 2020
Commercial, financial and agricultural$1,104 $279 $50 $1,433 $888,405 $889,838 $2,827 $892,665 
Paycheck Protection Program— — — — 483,773 483,773 — 483,773 
Real estate—commercial real estate and construction:
Commercial real estate3,230 859 945 5,034 2,431,099 2,436,133 22,739 2,458,872 
Construction361 — — 361 242,994 243,355 — 243,355 
Real estate—residential and home equity:
Residential secured for business purpose3,726 603 — 4,329 374,331 378,660 2,786 381,446 
Residential secured for personal purpose6,057 80 — 6,137 479,377 485,514 2,086 487,600 
Home equity secured for personal purpose607 32 — 639 164,923 165,562 1,047 166,609 
Loans to individuals190 74 185 449 27,033 27,482 — 27,482 
Lease financings898 291 212 1,401 163,431 164,832 207 165,039 
Total$16,173 $2,218 $1,392 $19,783 $5,255,366 $5,275,149 $31,692 $5,306,841 
Schedule of Nonperforming Loans and Leases
Nonperforming Loans and Leases

The following presents, by class of loans and leases, nonperforming loans and leases at June 30, 2021 and December 31, 2020.

 At June 30, 2021At December 31, 2020
(Dollars in thousands)Nonaccrual
Loans and
Leases*		Accruing
Troubled
Debt
Restructured
Loans and
Lease
Modifications		Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest		Total Nonperforming
Loans and
Leases		Nonaccrual
Loans and
Leases*		Accruing
Troubled
Debt
Restructured
Loans and
Lease
Modifications		Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest		Total Nonperforming
Loans and
Leases
Loans held for sale **$3,962 $— $— $3,962 $— $— $— $— 
Loans and leases held for investment:
Commercial, financial and agricultural1,246 — 476 1,722 2,827 — 50 2,877 
Real estate—commercial real estate and construction:
Commercial real estate26,264 — 137 26,401 22,739 — 945 23,684 
Real estate—residential and home equity:
Residential secured for business purpose3,045 — 31 3,076 2,786 — — 2,786 
Residential secured for personal purpose2,160 — — 2,160 2,086 — — 2,086 
Home equity secured for personal purpose783 52 — 835 1,047 53 — 1,100 
Loans to individuals— — 19 19 — — 185 185 
Lease financings6 — 87 93 207 — 212 419 
Total$37,466 $52 $750 $38,268 $31,692 $53 $1,392 $33,137 
*Includes nonaccrual troubled debt restructured loans of $2.3 million and $14.1 million at June 30, 2021 and December 31, 2020, respectively.
**Includes two commercial real estate loans at June 30, 2021.
Nonaccrual Loan and Lease Data
The following table presents the amortized cost basis of loans and leases held for investment on nonaccrual status and loans and leases held for investment 90 days or more past due and still accruing as of June 30, 2021 and December 31, 2020.
(Dollars in thousands)Nonaccrual With No ACLNonaccrual With ACLTotal NonaccrualLoans 90 Days or more Past Due and Accruing Interest
At June 30, 2021
Commercial, financial and agricultural$887 $359 $1,246 $476 
Real estate-commercial26,264 — 26,264 137 
Real estate-residential secured for business purpose3,045 — 3,045 31 
Real estate-residential secured for personal purpose2,035 125 2,160 — 
Real estate-home equity secured for personal purpose783 — 783 — 
Loans to individuals— — — 19 
Lease financings— 6 6 87 
Total$33,014 $490 $33,504 $750 
At December 31, 2020
Commercial, financial and agricultural$2,187 $640 $2,827 $50 
Real estate-commercial22,739 — 22,739 945 
Real estate-residential secured for business purpose2,663 123 2,786 — 
Real estate-residential secured for personal purpose1,958 128 2,086 — 
Real estate-home equity secured for personal purpose1,047 — 1,047 — 
Loans to individuals— — — 185 
Lease financings— 207 207 212 
Total$30,594 $1,098 $31,692 $1,392 

For the six months ended June 30, 2021, $4 thousand of interest income was recognized on nonaccrual loans and leases.

The following table presents the amortized cost basis of collateral-dependent nonaccrual loans by class of loans and type of collateral as of June 30, 2021 and December 31, 2020.

(Dollars in thousands)Real Estate
Other (1)
None (2)
Total
At June 30, 2021
Commercial, financial and agricultural$352 $894 $— $1,246 
Real estate-commercial26,264 — — 26,264 
Real estate-residential secured for business purpose3,045 — — 3,045 
Real estate-residential secured for personal purpose2,160 — — 2,160 
Real estate-home equity secured for personal purpose783 — — 783 
Total$32,604 $894 $— $33,498 
At December 31, 2020
Commercial, financial and agricultural$1,351 $1,194 $282 $2,827 
Real estate-commercial22,739 — — 22,739 
Real estate-residential secured for business purpose2,786 — — 2,786 
Real estate-residential secured for personal purpose2,086 — — 2,086 
Real estate-home equity secured for personal purpose1,047 — — 1,047 
Total$30,009 $1,194 $282 $31,485 
(1) Collateral consists of business assets, including accounts receivable and personal property.
(2) Loans fully reserved given lack of collateral.
Summary of Commercial Credit Quality Indicators
Credit Quality Indicators

The Corporation categorizes risk based on relevant information about the ability of the borrower to service their debt. Loans with a relationship balance of less than $1 million are reviewed when necessary based on their performance, primarily when such loans are delinquent. Loans with relationships greater than $1 million are reviewed at least annually. Loan relationships with a higher risk profile or classified as special mention or substandard are reviewed at least quarterly. The Corporation reviews credit quality indicators on at least an annual basis and last completed this review in conjunction with the
period ended December 31, 2020. The following is a description of the internal risk ratings and the likelihood of loss related to the credit quality of Commercial, financial and agricultural loans, Paycheck Protection Program loans, Real-estate commercial loans, Real-estate construction loans and Real-estate residential secured for a business purpose loans.

1.Pass—Loans considered satisfactory with no indications of deterioration
2.Special Mention—Potential weakness that deserves management's close attention
3.Substandard—Well-defined weakness or weaknesses that jeopardize the liquidation of the debt
4.Doubtful—Collection or liquidation in-full, on the basis of current existing facts, conditions and values, highly questionable and improbable
Based on the most recent analysis performed, the following table presents the recorded investment in loans and leases held for investment for Commercial, financial and agricultural loans, Paycheck Protection Program loans, Real-estate commercial loans, Real-estate construction loans and Real-estate residential secured for a business purpose loans by credit quality indicator at June 30, 2021 and December 31, 2020.
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20212020201920182017PriorRevolving Loans Amortized Cost BasisTotal
At June 30, 2021
Commercial, Financial and Agricultural
Risk Rating
1. Pass$113,440 $117,162 $77,601 $65,416 $31,339 $58,679 $438,655 $902,292 
2. Special Mention— 2,633 782 285 383 1,610 6,264 11,957 
3. Substandard125 — 34 143 15 313 5,742 6,372 
Total$113,565 $119,795 $78,417 $65,844 $31,737 $60,602 $450,661 $920,621 
Paycheck Protection Program
Risk Rating
1. Pass$165,540 $87,309 $— $— $— $— $— $252,849 
2. Special Mention— — — — — — — — 
3. Substandard— — — — — — — — 
Total$165,540 $87,309 $— $— $— $— $— $252,849 
Real Estate-Commercial
Risk Rating
1. Pass$408,934 $957,849 $446,367 $180,449 $245,775 $236,338 $38,710 $2,514,422 
2. Special Mention2,509 4,794 25,742 3,447 — 5,751 1,281 43,524 
3. Substandard— 33,145 3,268 1,711 1,873 2,574 402 42,973 
Total$411,443 $995,788 $475,377 $185,607 $247,648 $244,663 $40,393 $2,600,919 
Real Estate-Construction
Risk Rating
1. Pass$85,521 $94,373 $46,937 $15,797 $199 $3,020 $7,390 $253,237 
2. Special Mention— 20,500 — — 792 — — 21,292 
3. Substandard— — — — — — — — 
Total$85,521 $114,873 $46,937 $15,797 $991 $3,020 $7,390 $274,529 
Real Estate-Residential Secured for Business Purpose
Risk Rating
1. Pass$100,638 $96,942 $57,903 $39,901 $35,781 $42,428 $27,888 $401,481 
2. Special Mention— 361 221 185 75 1,645 — 2,487 
3. Substandard— — 884 48 32 1,934 798 3,696 
Total$100,638 $97,303 $59,008 $40,134 $35,888 $46,007 $28,686 $407,664 
Totals By Risk Rating
1. Pass$874,073 $1,353,635 $628,808 $301,563 $313,094 $340,465 $512,643 $4,324,281 
2. Special Mention2,509 28,288 26,745 3,917 1,250 9,006 7,545 79,260 
3. Substandard125 33,145 4,186 1,902 1,920 4,821 6,942 53,041 
Total$876,707 $1,415,068 $659,739 $307,382 $316,264 $354,292 $527,130 $4,456,582 
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20202019201820172016PriorRevolving Loans Amortized Cost BasisTotal
At December 31, 2020
Commercial, Financial and Agricultural
Risk Rating
1. Pass$162,547 $93,967 $74,722 $38,906 $17,371 $56,053 $427,336 $870,902 
2. Special Mention2,723 783 316 500 777 1,144 8,318 14,561 
3. Substandard— 430 362 28 — 627 5,755 7,202 
Total$165,270 $95,180 $75,400 $39,434 $18,148 $57,824 $441,409 $892,665 
Paycheck Protection Program
Risk Rating
1. Pass$483,773 $— $— $— $— $— $— $483,773 
2. Special Mention— — — — — — — — 
3. Substandard— — — — — — — — 
Total$483,773 $— $— $— $— $— $— $483,773 
Real Estate-Commercial
Risk Rating
1. Pass$1,084,157 $481,997 $223,646 $268,236 $143,041 $157,503 $43,008 $2,401,588 
2. Special Mention6,220 10,076 3,498 — 1,250 5,870 1,247 28,161 
3. Substandard3,803 3,998 709 11,383 1,207 6,690 1,333 29,123 
Total$1,094,180 $496,071 $227,853 $279,619 $145,498 $170,063 $45,588 $2,458,872 
Real Estate-Construction
Risk Rating
1. Pass$116,840 $59,507 $39,009 $113 $2,950 $— $3,711 $222,130 
2. Special Mention21,225 — — — — — — 21,225 
3. Substandard— — — — — — — — 
Total$138,065 $59,507 $39,009 $113 $2,950 $— $3,711 $243,355 
Real Estate-Residential Secured for Business Purpose
Risk Rating
1. Pass$118,925 $72,149 $52,775 $43,347 $37,768 $25,170 $25,510 $375,644 
2. Special Mention1,354 — 188 77 175 130 — 1,924 
3. Substandard28 991 50 64 1,065 962 718 3,878 
Total$120,307 $73,140 $53,013 $43,488 $39,008 $26,262 $26,228 $381,446 
Totals By Risk Rating
1. Pass$1,966,242 $707,620 $390,152 $350,602 $201,130 $238,726 $499,565 $4,354,037 
2. Special Mention31,522 10,859 4,002 577 2,202 7,144 9,565 65,871 
3. Substandard3,831 5,419 1,121 11,475 2,272 8,279 7,806 40,203 
Total$2,001,595 $723,898 $395,275 $362,654 $205,604 $254,149 $516,936 $4,460,111 

The Corporation had no revolving loans which were converted to term loans included within recorded investment in loans and leases held for investment at June 30, 2021 or December 31, 2020. The Corporation had no loans with a risk rating of Doubtful included within recorded investment in loans and leases held for investment at June 30, 2021 or December 31, 2020.
Summary of Credit Exposure
The Corporation monitors the credit risk profile by payment activity for the following classifications of loans and leases: Real-estate residential secured for personal purpose loans, Real-estate home equity secured for personal purpose loans, Loans to individuals and Lease financings. The Corporation reviews credit quality indicators on at least an annual basis and last completed this review in conjunction with the period ended December 31, 2020. Loans and leases past due 90 days or more, loans and leases on nonaccrual status and troubled debt restructured loans and lease modifications are considered nonperforming. Nonperforming loans and leases are reviewed monthly. Performing loans and leases have a nominal to moderate risk of loss. Performing loans and leases are reviewed only if the loan becomes 60 days or more past due.

Based on the most recent analysis performed, the following table presents the recorded investment in loans and leases held for investment for Real-estate residential secured for personal purpose loans, Real-estate home equity secured for personal purpose loans, Loans to individuals and Lease financings by credit quality indicator at June 30, 2021 and December 31, 2020.
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20212020201920182017PriorRevolving Loans Amortized Cost BasisTotal
At June 30, 2021
Real Estate-Residential Secured for Personal Purpose
Payment Performance
1. Performing$130,371 $175,767 $43,250 $30,493 $31,029 $99,443 $817 $511,170 
2. Nonperforming106 651 — 373 — 1,030 — 2,160 
Total$130,477 $176,418 $43,250 $30,866 $31,029 $100,473 $817 $513,330 
Real Estate-Home Equity Secured for Personal Purpose
Payment Performance
1. Performing$665 $1,017 $528 $545 $963 $2,105 $153,360 $159,183 
2. Nonperforming— — — 183 — 28 624 835 
Total$665 $1,017 $528 $728 $963 $2,133 $153,984 $160,018 
Loans to Individuals
Payment Performance
1. Performing$1,089 $1,150 $1,013 $670 $247 $2,123 $19,534 $25,826 
2. Nonperforming— — — — — 19 — 19 
Total$1,089 $1,150 $1,013 $670 $247 $2,142 $19,534 $25,845 
Lease Financings
Payment Performance
1. Performing$38,488 $62,676 $38,257 $22,752 $7,817 $1,455 $— $171,445 
2. Nonperforming— — 20 2 10 61 — 93 
Total$38,488 $62,676 $38,277 $22,754 $7,827 $1,516 $— $171,538 
Totals by Payment Performance
1. Performing$170,613 $240,610 $83,048 $54,460 $40,056 $105,126 $173,711 $867,624 
2. Nonperforming106 651 20 558 10 1,138 624 3,107 
Total$170,719 $241,261 $83,068 $55,018 $40,066 $106,264 $174,335 $870,731 
Term Loans Amortized Cost Basis by Origination Year
(Dollars in thousands)20202019201820172016PriorRevolving Loans Amortized Cost BasisTotal
At December 31, 2020
Real Estate-Residential Secured for Personal Purpose
Payment Performance
1. Performing$191,987 $61,880 $56,314 $50,983 $38,975 $84,138 $1,237 $485,514 
2. Nonperforming666 — 56 — — 1,364 — 2,086 
Total$192,653 $61,880 $56,370 $50,983 $38,975 $85,502 $1,237 $487,600 
Real Estate-Home Equity Secured for Personal Purpose
Payment Performance
1. Performing$1,195 $815 $829 $1,160 $518 $2,189 $158,803 $165,509 
2. Nonperforming— — 198 — — 36 866 1,100 
Total$1,195 $815 $1,027 $1,160 $518 $2,225 $159,669 $166,609 
Loans to Individuals
Payment Performance
1. Performing$1,795 $1,425 $970 $441 $220 $2,266 $20,180 $27,297 
2. Nonperforming— — — — — 23 162 185 
Total$1,795 $1,425 $970 $441 $220 $2,289 $20,342 $27,482 
Lease Financings
Payment Performance
1. Performing$72,173 $45,972 $30,679 $11,613 $3,616 $567 $— $164,620 
2. Nonperforming12 182 5 205 7 8 — 419 
Total$72,185 $46,154 $30,684 $11,818 $3,623 $575 $— $165,039 
Totals by Payment Performance
1. Performing$267,150 $110,092 $88,792 $64,197 $43,329 $89,160 $180,220 $842,940 
2. Nonperforming678 182 259 205 7 1,431 1,028 3,790 
Total$267,828 $110,274 $89,051 $64,402 $43,336 $90,591 $181,248 $846,730 
The Corporation had no revolving loans which were converted to term loans included within recorded investment in loans and leases held for investment at June 30, 2021 or December 31, 2020.
Summary of Activity in the Allowance for Credit Losses, Loans and Leases
Allowance for Credit Losses on Loans and Leases and Recorded Investment in Loans and Leases

The allowance for credit losses (ACL) on loans decreased during the three and six months ended June 30, 2021 primarily due to favorable changes in economic-related assumptions, which were impacted by the ongoing recovery from the COVID-19 pandemic, partially offset by loan growth. There were no changes to the reasonable and supportable forecast period, the reversion period, or any other significant methodology changes during the three or six months ended June 30, 2021. The following presents, by portfolio segment, a summary of the activity in the allowance for credit losses, loans and leases, for the three and six months ended June 30, 2021 and 2020:
(Dollars in thousands)Beginning balanceProvision (reversal of provision) for credit lossesCharge-offsRecoveriesEnding balance
Three Months Ended June 30, 2021
Allowance for credit losses, loans and leases:
Commercial, Financial and Agricultural$10,233 $1,689 $(350)$162 $11,734 
Paycheck Protection Program— 3 — — 3 
Real Estate-Commercial45,459 (2,347)(523)605 43,194 
Real Estate-Construction2,799 850 — — 3,649 
Real Estate-Residential Secured for Business Purpose6,692 260 (227)22 6,747 
Real Estate-Residential Secured for Personal Purpose3,056 (436)— — 2,620 
Real Estate-Home Equity Secured for Personal Purpose1,257 (155)— 22 1,124 
Loans to Individuals447 (145)(23)40 319 
Lease Financings1,404 382 (18)47 1,815 
Unallocated150 — N/AN/A150 
Total$71,497 $101 $(1,141)$898 $71,355 
Three Months Ended June 30, 2020
Allowance for credit losses, loans and leases:
Commercial, Financial and Agricultural$19,244 $(2,034)$(744)$270 $16,736 
Real Estate-Commercial34,810 18,663 (2,802)— 50,671 
Real Estate-Construction3,117 1,013 — — 4,130 
Real Estate-Residential Secured for Business Purpose5,906 2,365 (96)5 8,180 
Real Estate-Residential Secured for Personal Purpose2,121 548 — — 2,669 
Real Estate-Home Equity Secured for Personal Purpose795 273 — 3 1,071 
Loans to Individuals600 239 (93)25 771 
Lease Financings1,473 510 (212)68 1,839 
Unallocated150 — N/AN/A150 
Total$68,216 $21,577 $(3,947)$371 $86,217 
N/A – Not applicable
(Dollars in thousands)Beginning balanceAdjustment to initially apply ASU No. 2016-13 for CECL(Reversal of provision) provision for credit lossesCharge-offsRecoveriesEnding balance
Six Months Ended June 30, 2021
Allowance for credit losses, loans and leases:
Commercial, Financial and Agricultural$13,584 $— $(1,389)$(688)$227 $11,734 
Paycheck Protection Program— — 3 — — 3 
Real Estate-Commercial52,230 — (9,118)(523)605 43,194 
Real Estate-Construction3,298 — 351 — — 3,649 
Real Estate-Residential Secured for Business Purpose7,317 — (419)(227)76 6,747 
Real Estate-Residential Secured for Personal Purpose3,055 — (435)— — 2,620 
Real Estate-Home Equity Secured for Personal Purpose1,176 — (76)— 24 1,124 
Loans to Individuals533 — (203)(79)68 319 
Lease Financings1,701 — 128 (109)95 1,815 
Unallocated150 — — N/AN/A150 
Total$83,044 $— $(11,158)$(1,626)$1,095 $71,355 
Six Months Ended June 30, 2020
Allowance for credit losses, loans and leases:
Commercial, Financial and Agricultural$8,759 $5,284 $3,596 $(1,225)$322 $16,736 
Real Estate-Commercial15,750 6,208 31,480 (2,802)35 50,671 
Real Estate-Construction2,446 29 1,655 — — 4,130 
Real Estate-Residential Secured for Business Purpose2,622 2,502 3,147 (99)8 8,180 
Real Estate-Residential Secured for Personal Purpose2,713 (706)662 — — 2,669 
Real Estate-Home Equity Secured for Personal Purpose1,076 (364)351 — 8 1,071 
Loans to Individuals470 104 286 (128)39 771 
Lease Financings1,311 (135)886 (364)141 1,839 
Unallocated184 — (34)N/AN/A150 
Total$35,331 $12,922 $42,029 $(4,618)$553 $86,217 

N/A – Not applicable
Schedule of Allowance for Loan and Lease Credit Losses and Recorded Investment in Loans and Leases
The following presents, by portfolio segment, the balance in the ACL on loans and leases, disaggregated on the basis of whether the loan or lease was measured for credit loss as a pooled loan or lease or if it was individually analyzed for a reserve at June 30, 2021 and 2020:
Allowance for credit losses, loans and leasesLoans and leases held for investment
(Dollars in thousands)Ending balance: individually analyzedEnding balance: pooledTotal ending balanceEnding balance: individually analyzedEnding balance: pooledLoans measured at fair valueTotal ending balance
At June 30, 2021
Commercial, Financial and Agricultural$333 $11,401 $11,734 $1,246 $919,375 $— $920,621 
Paycheck Protection Program— 3 3 — 252,849 — 252,849 
Real Estate-Commercial— 43,194 43,194 26,264 2,574,537 118 2,600,919 
Real Estate-Construction— 3,649 3,649 — 274,529 — 274,529 
Real Estate-Residential Secured for Business Purpose— 6,747 6,747 3,045 404,619 — 407,664 
Real Estate-Residential Secured for Personal Purpose23 2,597 2,620 2,160 511,170 — 513,330 
Real Estate-Home Equity Secured for Personal Purpose— 1,124 1,124 783 159,235 — 160,018 
Loans to Individuals— 319 319 — 25,845 — 25,845 
Lease Financings— 1,815 1,815 — 171,538 — 171,538 
UnallocatedN/A150 150 N/AN/AN/AN/A
Total$356 $70,999 $71,355 $33,498 $5,293,697 $118 $5,327,313 
At June 30, 2020
Commercial, Financial and Agricultural$905 $15,831 $16,736 $4,208 $818,525 $— $822,733 
Paycheck Protection Program$— $— $— $— $498,978 $— $498,978 
Real Estate-Commercial 19 50,652 50,671 17,568 2,204,667 255 2,222,490 
Real Estate-Construction— 4,130 4,130 — 212,534 — 212,534 
Real Estate-Residential Secured for Business Purpose1 8,179 8,180 1,754 374,296 — 376,050 
Real Estate-Residential Secured for Personal Purpose210 2,459 2,669 1,268 461,244 — 462,512 
Real Estate-Home Equity Secured for Personal Purpose— 1,071 1,071 977 172,064 — 173,041 
Loans to Individuals— 771 771 — 29,222 — 29,222 
Lease Financings— 1,839 1,839 — 154,249 — 154,249 
UnallocatedN/A150 150 N/AN/AN/AN/A
Total$1,135 $85,082 $86,217 $25,775 $4,925,779 $255 $4,951,809 
N/A – Not applicable
Schedule of Accruing and Nonaccruing Troubled Debt Restructured Loans
The following presents, by class of loans, information regarding troubled debt restructurings of accruing and nonaccrual loans:
 Three Months Ended June 30, 2021Three Months Ended June 30, 2020
(Dollars in thousands)Number
of
Loans		Pre-
Restructuring
Outstanding
Recorded
Investment		Post-
Restructuring
Outstanding
Recorded
Investment		Number
of
Loans		Pre-
Restructuring
Outstanding
Recorded
Investment		Post-
Restructuring
Outstanding
Recorded
Investment
Accruing Troubled Debt Restructured Loans:
Total— $— $— — $— $— 
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural— $— $— 1 $619 $619 
Total— $— $— 1 $619 $619 
 Six Months Ended June 30, 2021Six Months Ended June 30, 2020
(Dollars in thousands)Number
of
Loans		Pre-
Restructuring
Outstanding
Recorded
Investment		Post-
Restructuring
Outstanding
Recorded
Investment		Number
of
Loans		Pre-
Restructuring
Outstanding
Recorded
Investment		Post-
Restructuring
Outstanding
Recorded
Investment
Accruing Troubled Debt Restructured Loans:
Total— $— $— — $— $— 
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural— $— $— 1 $619 $619 
Total— $— $— 1 $619 $619 

The Corporation modified certain loans and leases via principal and/or interest deferrals in accordance with Section 4013 of the CARES Act, the Consolidated Appropriations Act, 2021 and the Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus and have not categorized these modifications as troubled debt restructurings. These loans and leases had a combined principal balance of approximately $54.2 million as of June 30, 2021, which represents approximately 1.1% of the loan portfolio, excluding PPP loans.

The following presents, by class of loans, information regarding the types of concessions granted on accruing and nonaccrual loans that were restructured during the three and six months ended June 30, 2021 and 2020.
Schedule of Concessions Granted on Accruing and Nonaccrual Troubled Loans
 Amortization Period Extension
(Dollars in thousands)No. of
Loans		Amount
Three Months Ended June 30, 2021
Accruing Troubled Debt Restructured Loans:
Total— $— 
Nonaccrual Troubled Debt Restructured Loans:
Total— $— 
Three Months Ended June 30, 2020
Accruing Troubled Debt Restructured Loans:
Total— $— 
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural1 $619 
Total1 $619 
Six Months Ended June 30, 2021
Accruing Troubled Debt Restructured Loans:
Total— $— 
Nonaccrual Troubled Debt Restructured Loans:
Total— $— 
Six Months Ended June 30, 2020
Accruing Troubled Debt Restructured Loans:
Total— $— 
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural1 $619 
Total1 $619 
The following presents, by class of loans, information regarding accruing and nonaccrual troubled debt restructured loans, for which there were payment defaults within twelve months of the restructuring date:
Schedule of Accruing and Nonaccruing Troubled Debt Restructured Loans With Payment Defaults
 Three Months Ended June 30,Six Months Ended June 30,
 2021202020212020
(Dollars in thousands)Number
of Loans		Recorded
Investment		Number
of Loans		Recorded
Investment		Number
of Loans		Recorded
Investment		Number
of Loans		Recorded
Investment
Accruing Troubled Debt Restructured Loans:
Total— $— — $— — $— — $— 
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural— $— 1 $13 — $— 1 $13 
Real estate—residential secured for personal purpose1 530 — — 1 530 — — 
Total1 $530 1 $13 1 $530 1 $13 
Schedule of Mortgages in Process of Foreclosure
The following presents the amount of consumer mortgages collateralized by residential real estate property that were in the process of foreclosure at June 30, 2021 and December 31, 2020:
(Dollars in thousands)At June 30, 2021At December 31, 2020
Real estate-residential secured for personal purpose$— $64 
Total$— $64 
Schedule of Foreclosed Residential Real Estate There was no foreclosed residential real estate property included in other real estate owned at June 30, 2021 and December 31, 2020.
Schedule of Lease Payments Receivables
The following presents the schedule of minimum lease payments receivable:
(Dollars in thousands)At June 30, 2021At December 31, 2020
2021 (excluding the six months ended June 30, 2021)$34,230 $61,724 
202258,374 49,970 
202344,053 35,631 
202428,539 20,821 
202515,211 8,319 
Thereafter5,630 2,763 
Total future minimum lease payments receivable186,037 179,228 
Plus: Unguaranteed residual993 914 
Plus: Initial direct costs2,557 2,567 
Less: Imputed interest(18,049)(17,670)
Lease financings$171,538 $165,039