Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2019

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The Corporation's and Bank's actual and required capital ratios as of December 31, 2019 and December 31, 2018 under regulatory capital rules were as follows.


	Actual						For Capital Adequacy Purposes						To Be Well-Capitalized Under Prompt Corrective Action Provisions
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
At December 31, 2019
Total Capital (to Risk-Weighted Assets):
Corporation	$	655,010	13.78	%	$	380,276	8.00	%	$	475,344	10.00	%
Bank	552,142		11.66		378,724		8.00		473,405		10.00
Tier 1 Capital (to Risk-Weighted Assets):
Corporation	524,137		11.03		285,207		6.00		380,276		8.00
Bank	516,087		10.90		284,043		6.00		378,724		8.00
Tier 1 Common Capital (to Risk-Weighted Assets):
Corporation	524,137		11.03		213,905		4.50		308,974		6.50
Bank	516,087		10.90		213,032		4.50		307,713		6.50
Tier 1 Capital (to Average Assets):
Corporation	524,137		10.02		209,330		4.00		261,663		5.00
Bank	516,087		9.90		208,589		4.00		260,737		5.00
At December 31, 2018
Total Capital (to Risk-Weighted Assets):
Corporation	$	604,213	13.70	%	$	352,764	8.00	%	$	440,955	10.00	%
Bank	506,728		11.54		351,220		8.00		439,026		10.00
Tier 1 Capital (to Risk-Weighted Assets):
Corporation	479,550		10.88		264,573		6.00		352,764		8.00
Bank	476,639		10.86		263,415		6.00		351,220		8.00
Tier 1 Common Capital (to Risk-Weighted Assets):
Corporation	479,550		10.88		198,430		4.50		286,621		6.50
Bank	476,639		10.86		197,561		4.50		285,367		6.50
Tier 1 Capital (to Average Assets):
Corporation	479,550		10.13		189,374		4.00		236,718		5.00
Bank	476,639		10.12		188,487		4.00		235,609		5.00