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Loans and Leases (Tables)
 12 Months Ended
Dec. 31, 2019
Receivables [Abstract]  
Summary of Major Loan and Lease Categories
At December 31, 2019
(Dollars in thousands)OriginatedAcquiredTotal
Commercial, financial and agricultural$939,564  $7,465  $947,029  
Real estate-commercial1,883,964  156,477  2,040,441  
Real estate-construction232,595  —  232,595  
Real estate-residential secured for business purpose339,349  34,624  373,973  
Real estate-residential secured for personal purpose398,254  40,805  439,059  
Real estate-home equity secured for personal purpose167,612  6,823  174,435  
Loans to individuals29,744  139  29,883  
Lease financings149,421  —  149,421  
Total loans and leases held for investment, net of deferred income$4,140,503  $246,333  $4,386,836  
Imputed interest on lease financings, included in the above table$(16,340) $—  $(16,340) 
Net deferred costs, included in the above table5,999  —  5,999  
Overdraft deposits included in the above table407  —  407  

At December 31, 2018
(Dollars in thousands)OriginatedAcquiredTotal
Commercial, financial and agricultural$913,166  $24,519  $937,685  
Real estate-commercial1,507,579  233,625  1,741,204  
Real estate-construction215,513  —  215,513  
Real estate-residential secured for business purpose302,393  60,403  362,796  
Real estate-residential secured for personal purpose338,451  49,959  388,410  
Real estate-home equity secured for personal purpose177,523  8,728  186,251  
Loans to individuals32,617  142  32,759  
Lease financings141,956  —  141,956  
Total loans and leases held for investment, net of deferred income$3,629,198  $377,376  $4,006,574  
Imputed interest on lease financings, included in the above table$(15,118) $—  $(15,118) 
Net deferred costs, included in the above table3,930  —  3,930  
Overdraft deposits included in the above table139  —  139  
Schedule Of Acquired Credit Impaired Loans
The outstanding principal balance and carrying amount for acquired credit impaired loans at December 31, 2019 and 2018 were as follows:
(Dollars in thousands)At December 31, 2019At December 31, 2018
Outstanding principal balance$348  $893  
Carrying amount264  695  
Reserve for loan losses—  —  

The following table presents the changes in accretable yield on acquired credit impaired loans:
For the Years Ended December 31,
(Dollars in thousands)20192018
Beginning of period$—  $11  
Reclassification from nonaccretable discount329  582  
Accretable yield amortized to interest income(329) (593) 
End of period$—  $—  
Schedule of Age Analysis of Past Due Loans and Leases
The following presents, by class of loans and leases, an aging of past due loans and leases, loans and leases which are current, acquired credit impaired loans and nonaccrual loans and leases at December 31, 2019 and 2018:
Accruing Loans and Leases
(Dollars in thousands)30-59
Days
Past Due		60-89
Days
Past Due		90 Days
or more
Past Due		Total
Past Due		CurrentTotal Accruing Loans and LeasesAcquired Credit ImpairedNonaccrual Loans and LeasesTotal Loans
and Leases
Held for
Investment
At December 31, 2019
Commercial, financial and agricultural$2,602  $150  $20  $2,772  $940,815  $943,587  $—  $3,442  $947,029  
Real estate—commercial real estate and construction:
Commercial real estate3,473  266  —  3,739  2,008,568  $2,012,307  206  27,928  2,040,441  
Construction—  —  —  —  232,338  $232,338  —  257  232,595  
Real estate—residential and home equity:
Residential secured for business purpose2,078  2,442  —  4,520  366,473  $370,993  —  2,980  373,973  
Residential secured for personal purpose2,969  446  —  3,415  433,548  $436,963  58  2,038  439,059  
Home equity secured for personal purpose605  297  —  902  172,106  $173,008  —  1,427  174,435  
Loans to individuals157  73  74  304  29,579  $29,883  —  —  29,883  
Lease financings1,409  296  49  1,754  147,161  $148,915  —  506  149,421  
Total$13,293  $3,970  $143  $17,406  $4,330,588  $4,347,994  $264  $38,578  $4,386,836  
At December 31, 2018
Commercial, financial and agricultural$1,043  $122  $—  $1,165  $933,155  $934,320  $—  $3,365  $937,685  
Real estate—commercial real estate and construction:
Commercial real estate4,995  1,538  —  6,533  1,716,251  1,722,784  206  18,214  1,741,204  
Construction2,163  —  —  2,163  213,244  215,407  —  106  215,513  
Real estate—residential and home equity:
Residential secured for business purpose2,497  728  —  3,225  357,827  361,052  426  1,318  362,796  
Residential secured for personal purpose2,334  —  —  2,334  384,426  386,760  63  1,587  388,410  
Home equity secured for personal purpose305  96  —  401  184,402  184,803  —  1,448  186,251  
Loans to individuals207  29  55  291  32,468  32,759  —  —  32,759  
Lease financings2,460  411  137  3,008  138,778  141,786  —  170  141,956  
Total$16,004  $2,924  $192  $19,120  $3,960,551  $3,979,671  $695  $26,208  $4,006,574  
Schedule of Non-Performing Loans and Leases
The following presents, by class of loans and leases, nonperforming loans and leases at December 31, 2019 and 2018. Nonperforming loans exclude acquired credit impaired loans from Fox Chase and Valley Green.
At December 31,
 20192018
(Dollars in thousands)Nonaccrual
Loans and
Leases*		Accruing
Troubled
Debt
Restructured
Loans and
Lease
Modifications		Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest		Total Nonperforming
Loans and
Leases		Nonaccrual
Loans and
Leases*		Accruing
Troubled
Debt
Restructured
Loans and
Lease
Modifications		Loans and
Leases
90 Days
or more
Past Due
and
Accruing
Interest		Total Nonperforming
Loans and
Leases
Commercial, financial and agricultural$3,442  $—  $20  $3,462  $3,365  $382  $—  $3,747  
Real estate—commercial real estate and construction:
Commercial real estate27,928  —  —  27,928  18,214  —  —  18,214  
Construction257  —  —  257  106  —  —  106  
Real estate—residential and home equity:
Residential secured for business purpose2,980  —  —  2,980  1,318  160  —  1,478  
Residential secured for personal purpose2,038  —  —  2,038  1,587  —  —  1,587  
Home equity secured for personal purpose1,427  54  —  1,481  1,448  —  —  1,448  
Loans to individuals—  —  74  74  —  —  55  55  
Lease financings506  —  49  555  170  —  137  307  
Total$38,578  $54  $143  $38,775  $26,208  $542  $192  $26,942  
 * Includes nonaccrual troubled debt restructured loans of $13.8 million and $1.3 million at December 31, 2019 and December 31, 2018, respectively.
Summary of Commercial Credit Quality Indicators
The following table presents classifications for originated loans:
(Dollars in thousands)Commercial,
Financial and
Agricultural		Real Estate—
Commercial		Real Estate—
Construction		Real Estate—
Residential Secured
for Business Purpose		Total
At December 31, 2019
Grade:
1. Pass$904,383  $1,831,023  $201,424  $332,710  $3,269,540  
2. Special Mention18,843  22,893  20,987  3,769  66,492  
3. Substandard16,338  30,048  10,184  2,870  59,440  
4. Doubtful—  —  —  —  —  
Total$939,564  $1,883,964  $232,595  $339,349  $3,395,472  
At December 31, 2018
Grade:
1. Pass$882,736  $1,455,234  $215,407  $298,356  $2,851,733  
2. Special Mention23,287  31,791  —  721  55,799  
3. Substandard7,143  20,554  106  3,316  31,119  
4. Doubtful—  —  —  —  —  
Total$913,166  $1,507,579  $215,513  $302,393  $2,938,651  
        
The following table presents classifications for acquired loans:
(Dollars in thousands)Commercial,
Financial and
Agricultural		Real Estate—
Commercial		Real Estate—
Construction		Real Estate—
Residential Secured
for Business Purpose		Total
At December 31, 2019
Grade:
1. Pass$7,465  $143,538  $—  $34,412  $185,415  
2. Special Mention—  1,306  —  —  1,306  
3. Substandard—  11,633  —  212  11,845  
4. Doubtful—  —  —  —  —  
Total$7,465  $156,477  $—  $34,624  $198,566  
At December 31, 2018
Grade:
1. Pass$24,450  $220,911  $—  $59,567  $304,928  
2. Special Mention—  —  —  —  —  
3. Substandard69  12,714  —  836  13,619  
4. Doubtful—  —  —  —  —  
Total$24,519  $233,625  $—  $60,403  $318,547  
Summary of Credit Exposure
The following table presents classifications for originated loans:
(Dollars in thousands)Real Estate—
Residential
Secured for
Personal Purpose		Real Estate—
Home Equity
Secured for
Personal Purpose		Loans to
Individuals		Lease
Financings		Total
At December 31, 2019
Performing$397,035  $167,106  $29,670  $148,866  $742,677  
Nonperforming1,219  506  74  555  2,354  
Total$398,254  $167,612  $29,744  $149,421  $745,031  
At December 31, 2018
Performing$337,762  $177,139  $32,562  $141,649  $689,112  
Nonperforming689  384  55  307  1,435  
Total$338,451  $177,523  $32,617  $141,956  $690,547  

The following table presents classifications for acquired loans:
(Dollars in thousands)Real Estate—
Residential
Secured for
Personal Purpose		Real Estate—
Home Equity
Secured for
Personal Purpose		Loans to
Individuals		Lease
Financings		Total
At December 31, 2019
Performing$39,986  $5,848  $139  $—  $45,973  
Nonperforming819  975  —  —  1,794  
Total$40,805  $6,823  $139  $—  $47,767  
At December 31, 2018
Performing$49,061  $7,664  $142  $—  $56,867  
Nonperforming898  1,064  —  —  1,962  
Total$49,959  $8,728  $142  $—  $58,829  
Summary of Activity in the Reserve for Loan and Lease Losses
The following presents, by portfolio segment, a summary of the activity in the reserve for loan and lease losses for the years ended December 31, 2019, 2018 and 2017:
(Dollars in thousands)Commercial,
Financial
and
Agricultural		Real Estate—
Commercial
and
Construction		Real Estate—
Residential
Secured for
Business
Purpose		Real Estate—
Residential
and Home
Equity
Secured for
Personal
Purpose		Loans to
Individuals		Lease
Financings		UnallocatedTotal
For the Year Ended December 31, 2019
Reserve for loan and lease losses:
Beginning balance$7,983  $13,903  $2,236  $3,199  $484  $1,288  $271  $29,364  
Charge-offs(1,965) (402) (122) (212) (335) (427) N/A(3,463) 
Recoveries367  93  112  21  75  244  N/A912  
Provision (recovery of provision)2,374  4,602  411  780  246  206  (87) 8,532  
(Recovery of provision) provision for acquired credit impaired loans—  —  (15) 1  —  —  —  (14) 
Ending balance$8,759  $18,196  $2,622  $3,789  $470  $1,311  $184  $35,331  
For the Year Ended December 31, 2018
Reserve for loan and lease losses:
Beginning balance$6,742  $9,839  $1,661  $1,754  $373  $1,132  $54  $21,555  
Charge-offs(14,655) (40) (31) —  (353) (572) N/A(15,651) 
Recoveries2,140  333  280  78  88  231  N/A3,150  
Provision13,756  3,771  318  1,364  376  497  217  20,299  
Provision for acquired credit impaired loans—  —  8  3  —  —  —  11  
Ending balance$7,983  $13,903  $2,236  $3,199  $484  $1,288  $271  $29,364  
For the Year Ended December 31, 2017
Reserve for loan and lease losses:
Beginning balance$7,037  $7,505  $774  $993  $364  $788  $38  $17,499  
Charge-offs (1,030) (232) (1,370) (196) (317) (3,992) N/A(7,137) 
Recoveries801  5  54  99  136  206  N/A1,301  
(Recovery of provision) provision(66) 2,561  2,204  857  190  4,130  16  9,892  
(Recovery of provision) provision for acquired credit impaired loans—  —  (1) 1  —  —  —  —  
Ending balance$6,742  $9,839  $1,661  $1,754  $373  $1,132  $54  $21,555  
N/A – Not applicable

Charge-offs for the year ended December 31, 2018 included a charge-off of $12.7 million during the second quarter of 2018 for a commercial loan relationship related to fraudulent activities by employees of the borrower. The Bank owned a participating interest which originally totaled $13.0 million in an approximately $80.0 million commercial lending facility. The charge-off represented the entire principal amount owed to the Bank. During the fourth quarter of 2018, the Bank recovered $1.8 million from this previously charged-off loan. The net charge-off for this loan for the year ended December 31, 2018 was $10.9 million.
The following presents, by portfolio segment, the balance in the reserve for loan and lease losses disaggregated on the basis of impairment method and the recorded investment in loans and leases disaggregated on the basis of impairment method at December 31, 2019 and 2018:
(Dollars in thousands)Commercial,
Financial
and
Agricultural		Real Estate—
Commercial
and
Construction		Real Estate—
Residential
Secured for
Business
Purpose		Real Estate—
Residential
and Home
Equity
Secured for
Personal
Purpose		Loans to
Individuals		Lease
Financings		UnallocatedTotal
At December 31, 2019
Reserve for loan and lease losses:
Ending balance: individually evaluated for impairment$44  $1,562  $306  $196  $—  $—  N/A$2,108  
Ending balance: collectively evaluated for impairment8,715  16,634  2,316  3,593  470  1,311  184  33,223  
Total ending balance$8,759  $18,196  $2,622  $3,789  $470  $1,311  $184  $35,331  
Loans and leases held for investment:
Ending balance: individually evaluated for impairment (1)$3,442  $28,185  $2,980  $3,519  $—  $277  $38,403  
Ending balance: collectively evaluated for impairment936,122  2,099,512  336,577  564,141  29,744  149,144  4,115,240  
Loans measured at fair value—  317  —  —  —  —  317  
Acquired non-impaired loans7,465  144,816  34,416  45,776  139  —  232,612  
Acquired credit impaired loans—  206  —  58  —  —  264  
Total ending balance$947,029  $2,273,036  $373,973  $613,494  $29,883  $149,421  $4,386,836  
At December 31, 2018
Reserve for loan and lease losses:
Ending balance: individually evaluated for impairment$413  $675  $—  $327  $—  $—  N/A$1,415  
Ending balance: collectively evaluated for impairment7,570  13,183  2,233  2,872  484  1,288  271  27,901  
Ending balance: acquired non-credit impaired loans evaluated for impairment—  45  3  —  —  —  —  48  
Total ending balance$7,983  $13,903  $2,236  $3,199  $484  $1,288  $271  $29,364  
Loans and leases held for investment:
Ending balance: individually evaluated for impairment (1)$3,747  $18,321  $1,478  $3,035  $—  $—  $26,581  
Ending balance: collectively evaluated for impairment909,489  1,714,996  301,289  514,900  32,617  141,956  3,615,247  
Loans measured at fair value—  1,779  —  —  —  —  1,779  
Acquired non-impaired loans24,449  221,415  59,603  56,663  142  —  362,272  
Acquired credit impaired loans—  206  426  63  —  —  695  
Total ending balance$937,685  $1,956,717  $362,796  $574,661  $32,759  $141,956  $4,006,574  
(1) Includes $13.5 million and $14.4 million of acquired loans which were individually evaluated for impairment at December 31, 2019 and 2018, respectively.
N/A – Not applicable
Schedule of Impaired Loans
The following presents, by class of loans, the recorded investment and unpaid principal balance of impaired loans, the amounts of the impaired loans for which there is not a reserve for credit losses and the amounts for which there is a reserve for credit losses at December 31, 2019 and 2018. The impaired loans exclude acquired credit impaired loans.
At December 31,
 20192018
(Dollars in thousands)Recorded
Investment		Unpaid
Principal
Balance		Related
Reserve		Recorded
Investment		Unpaid
Principal
Balance		Related
Reserve
Impaired loans with no related reserve recorded:
Commercial, financial and agricultural$3,055  $3,670  $2,776  $3,361  
Real estate—commercial real estate16,247  17,329  6,578  7,516  
Real estate—construction257  261  106  111  
Real estate—residential secured for business purpose962  1,147  1,478  1,660  
Real estate—residential secured for personal purpose1,484  1,592  863  911  
Real estate—home equity secured for personal purpose1,481  1,611  1,373  1,404  
Total impaired loans with no related reserve recorded$23,486  $25,610  $13,174  $14,963  
Impaired loans with a reserve recorded:
Commercial, financial and agricultural$387  $387  $44  $971  $1,024  $413  
Real estate—commercial real estate11,681  12,436  1,562  11,637  12,162  675  
Real estate—residential secured for business purpose2,018  2,018  306  —  —  —  
Real estate—residential secured for personal purpose554  554  196  724  724  252  
Real estate—home equity secured for personal purpose—  —  —  75  75  75  
Total impaired loans with a reserve recorded$14,640  $15,395  $2,108  $13,407  $13,985  $1,415  
Total impaired loans:
Commercial, financial and agricultural$3,442  $4,057  $44  $3,747  $4,385  $413  
Real estate—commercial real estate27,928  29,765  1,562  18,215  19,678  675  
Real estate—construction257  261  —  106  111  —  
Real estate—residential secured for business purpose2,980  3,165  306  1,478  1,660  —  
Real estate—residential secured for personal purpose2,038  2,146  196  1,587  1,635  252  
Real estate—home equity secured for personal purpose1,481  1,611  —  1,448  1,479  75  
Total impaired loans$38,126  $41,005  $2,108  $26,581  $28,948  $1,415  
Summary of Average Recorded Investment in Impaired Loans and Leases and Analysis of Interest on Impaired Loans
The following presents by class of loans, the average recorded investment in impaired loans and an analysis of interest on impaired loans.
For the Years Ended December 31,
 201920182017
(Dollars in thousands)Average
Recorded
Investment		Interest
Income
Recognized*		Additional
Interest Income
That Would
Have Been
Recognized
Under Original
Terms		Average
Recorded
Investment		Interest
Income
Recognized*		Additional
Interest Income
That Would
Have Been
Recognized
Under Original
Terms		Average
Recorded
Investment		Interest
Income
Recognized*		Additional
Interest Income
That Would
Have Been
Recognized
Under Original
Terms
Commercial, financial and agricultural$2,826  $17  $222  $6,242  $134  $335  $10,456  $200  $347  
Real estate—commercial real estate21,068  4  1,169  19,665  222  1,073  20,054  792  289  
Real estate—construction176  —  15  123  —  8  253  —  19  
Real estate—residential secured for business purpose1,985  2  194  1,844  22  108  3,801  65  169  
Real estate—residential secured for personal purpose1,973  —  115  1,229  3  94  614  3  39  
Real estate—home equity secured for personal purpose1,377  2  80  1,112  1  85  406  —  26  
Total$29,405  $25  $1,795  $30,215  $382  $1,703  $35,584  $1,060  $889  
*Includes interest income recognized on a cash basis for nonaccrual loans of $17 thousand, $27 thousand and $4 thousand for the years ended December 31, 2019, 2018 and 2017, respectively and interest income recognized on the accrual method for accruing impaired loans of $8 thousand, $355 thousand and $1.1 million for the years ended December 31, 2019, 2018 and 2017, respectively.
Schedule of Accruing and Nonaccruing Troubled Debt Restructured Loans
The following presents, by class of loans, information regarding accruing and nonaccrual loans that were restructured during the years ended December 31, 2019 and 2018:
For the Years Ended December 31,
 20192018
(Dollars in thousands)Number
of
Loans		Pre-
Restructuring
Outstanding
Recorded
Investment		Post-
Restructuring
Outstanding
Recorded
Investment		Related
Reserve		Number
of
Loans		Pre-
Restructuring
Outstanding
Recorded
Investment		Post-
Restructuring
Outstanding
Recorded
Investment		Related
Reserve
Accruing Troubled Debt Restructured Loans:
Real estate—home equity secured for personal purpose1  $55  $55  $—  —  $—  $—  $—  
Total1  $55  $55  $—  —  $—  $—  $—  
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural4  $1,475  $1,475  $—  —  $—  $—  $—  
Real estate—commercial real estate2  12,414  12,414  —  —  —  —  —  
Real estate—residential secured for personal purpose—  —  —  —  1  66  66  —  
Total6  $13,889  $13,889  $—  1  $66  $66  $—  
Summary of Concessions Granted on Restructured Loans
The following presents, by class of loans, information regarding the types of concessions granted on accruing and nonaccrual loans that were restructured during the years ended December 31, 2019 and 2018:
 Maturity Date
Extension		Amortization Period ExtensionIncremental Extension of CreditTotal Concessions
Granted
(Dollars in thousands)No. of
Loans		AmountNo. of
Loans		AmountNo. of
Loans		AmountNo. of
Loans		Amount
For the Year Ended December 31, 2019
Accruing Troubled Debt Restructured Loans:
Real estate—home equity secured for personal purpose—  —  1  $55  —  $—  1  $55  
Total—  $—  1  $55  —  $—  1  $55  
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural1  $19  2  $956  1  $500  4  $1,475  
Real estate—commercial real estate—  —  1  1,313  1  11,101  2  12,414  
Total1  $19  3  $2,269  2  $11,601  6  $13,889  
For the Year Ended December 31, 2018
Accruing Troubled Debt Restructured Loans:
Total—  $—  —  $—  —  $—  —  $—  
Nonaccrual Troubled Debt Restructured Loans:
Real estate—residential secured for personal purpose—  $—  1  $66  —  $—  1  $66  
Total—  $—  1  $66  —  $—  1  $66  
Schedule of Accruing and Nonaccrual Troubled Debt Restructured Loans with Payment Defaults
The following presents, by class of loans, information regarding accruing and nonaccrual troubled debt restructured loans, for which there were payment defaults within twelve months of the restructuring date:
 For the Years Ended December 31,
 20192018
(Dollars in thousands)Number
of Loans		Recorded
Investment		Number
of Loans		Recorded
Investment
Accruing Troubled Debt Restructured Loans:
Total—  $—  —  $—  
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural1  $17  —  $—  
Total1  $17  —  $—  
Schedule of Mortgages in Process of Foreclosure
The following presents, by class of loans, information regarding consumer mortgages collateralized by residential real estate property that are in the process of foreclosure at December 31, 2019 and 2018:
(Dollars in thousands)At December 31, 2019At December 31, 2018
Real estate-residential secured for personal purpose$714  $563  
Real estate-home equity secured for personal purpose1,058  1,134  
Total$1,772  $1,697  
Schedule of Foreclosed Residential Real Estate
The following presents foreclosed residential real estate property included in other real estate owned at December 31, 2019 and 2018.
(Dollars in thousands)At December 31, 2019At December 31, 2018
Foreclosed residential real estate$71  $—  
Schedule of Maturities of Lease Financing Receivables
The following presents the maturity analysis of lease financing receivables:

(Dollars in thousands)At December 31, 2019At December 31, 2018
2019N/A  $55,201  
202057,515  43,355  
202145,510  29,678  
202232,233  17,687  
202318,345  6,674  
20246,639  700  
Thereafter2,259  1,275  
Total lease financing receivables162,501  154,570  
Plus: Unguaranteed residual886  600  
Plus: Initial direct costs2,374  1,904  
Less: Imputed interest(16,340) (15,118) 
Net investment in lease financing receivables$149,421  $141,956