<DOCUMENT>
<TYPE>EX-12.1
<SEQUENCE>4
<FILENAME>k68278a1ex12-1.txt
<DESCRIPTION>COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
<TEXT>
<PAGE>
                                                                    EXHIBIT 12.1

                    UNITED AUTO GROUP, INC. AND SUBSIDIARIES
               COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES


     The following table shows our ratios of earnings to fixed charges for the
periods indicated. This information should be read in conjunction with the
consolidated financial statements and the accompanying notes included in the
prospectus.

<Table>
                                                                    THREE MONTHS ENDED
                                 YEAR ENDED DECEMBER 31,                 MARCH 31,
                          ------------------------------------    -----------------------
                          1997   1998    1999    2000    2001        2002         2001
                          ------------------------------------    ----------    ---------
<S>                       <C>     <C>     <C>    <C>     <C>      <C>           <C>
Ratio of earnings
to fixed charges (a)      0.2x   1.8x    2.7x    2.8x    3.2x        3.9x         1.9x

</Table>

(a)      For the purpose of determining the ratio of earnings to fixed charges,
         earnings consist of income (loss) before minority interests, income tax
         (provision) benefit, extraordinary items, discontinued operations and
         fixed charges. Fixed charges consist of interest expense (excluding
         interest expense relating to floor plan notes payable), capitalized
         interest and amortization of deferred financing costs.

</TEXT>
</DOCUMENT>