Property and Equipment

12 Months Ended

Dec. 31, 2021

Property Plant And Equipment [Abstract]

Property and Equipment

5. Property and Equipment

Property and equipment consist of the following:

	December 31,
	2021			2020
	(in thousands)
Land and office building	$	7,937		$	7,919
Furniture and equipment		6,177			5,438
Software		8,042			7,916
Automobiles		74			74
Finance lease right-of-use assets		241			365
Total original cost		22,471			21,712
Accumulated depreciation and amortization		(16,012	)		(15,530	)
Property and equipment, net	$	6,459		$	6,182

Accumulated depreciation and amortization includes $0.1 million and $0.2 million that is related to equipment held under finance leases at December 31, 2021 and 2020, respectively, and is included in the underwriting and certain other operating costs line item on the income statement.  The lease liabilities related to these properties are included in accounts payable and other liabilities.