Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Revenues
Gross premiums written	$ 67,185	$ 72,648	$ 222,423	$ 240,008
Ceded premiums written	(2,407)	(2,473)	(7,410)	(7,928)
Net premiums written	64,778	70,175	215,013	232,080
Net premiums earned	67,626	74,771	208,260	229,725
Net investment income	6,049	7,063	19,362	22,136
Net realized gains (losses) on investments	(8)	309	1,490	1,464
Net unrealized gains (losses) on equity securities	(771)	844	8,026	(2,349)
Gain (loss) on disposal of assets			21	(29)
Fee and other income	149	18	394	309
Total revenues	73,045	83,005	237,553	251,256
Expenses
Loss and loss adjustment expenses incurred	29,661	39,789	101,601	120,966
Underwriting and certain other operating costs	6,503	1,334	19,769	17,337
Commissions	5,173	5,608	15,956	17,475
Salaries and benefits	6,239	6,960	19,612	21,505
Policyholder dividends	733	714	3,200	2,685
Provision for investment related credit loss expense (benefit)	15	(69)	(102)	(13)
Total expenses	48,324	54,336	160,036	179,955
Income before income taxes	24,721	28,669	77,517	71,301
Income tax expense	5,585	5,316	15,302	13,200
Net income	$ 19,136	$ 23,353	$ 62,215	$ 58,101
Earnings per share
Basic	$ 0.99	$ 1.21	$ 3.22	$ 3.01
Diluted	$ 0.99	$ 1.21	$ 3.21	$ 3.00
Shares used in computing earnings per share
Basic	19,344,636	19,299,921	19,328,041	19,282,263
Diluted	19,407,918	19,358,682	19,392,939	19,345,952
Cash dividends declared per common share	$ 0.29	$ 0.27	$ 0.87	$ 0.81