Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Revenues
Gross premiums written	$ 73,724	$ 80,289	$ 155,238	$ 167,360
Ceded premiums written	(2,486)	(2,672)	(5,003)	(5,455)
Net premiums written	71,238	77,617	150,235	161,905
Net premiums earned	69,888	75,964	140,634	154,954
Net investment income	6,730	7,324	13,313	15,073
Net realized gains on investments	1,179	163	1,498	1,155
Net unrealized gains (losses) on equity securities	3,286	5,570	8,797	(3,193)
Gain (loss) on disposal of assets	(2)	(29)	21	(29)
Fee and other income	76	90	245	291
Total revenues	81,157	89,082	164,508	168,251
Expenses
Loss and loss adjustment expenses incurred	32,423	37,530	71,940	81,177
Underwriting and certain other operating costs	6,339	7,786	13,266	16,003
Commissions	5,309	5,812	10,783	11,867
Salaries and benefits	6,807	7,533	13,373	14,545
Policyholder dividends	1,117	948	2,467	1,971
Provision for investment related credit loss expense (benefit)	(9)	82	(117)	56
Total expenses	51,986	59,691	111,712	125,619
Income before income taxes	29,171	29,391	52,796	42,632
Income tax expense	5,404	5,443	9,717	7,884
Net income	$ 23,767	$ 23,948	$ 43,079	$ 34,748
Earnings per share
Basic	$ 1.23	$ 1.24	$ 2.23	$ 1.80
Diluted	$ 1.23	$ 1.24	$ 2.22	$ 1.80
Shares used in computing earnings per share
Basic	19,327,422	19,280,684	19,319,608	19,273,347
Diluted	19,380,611	19,335,707	19,384,078	19,335,748
Cash dividends declared per common share	$ 0.29	$ 0.27	$ 0.58	$ 0.54