Property and Equipment

12 Months Ended

Dec. 31, 2020

Property Plant And Equipment [Abstract]

Property and Equipment

5. Property and Equipment

Property and equipment consist of the following:

	December 31,
	2020			2019
	(in thousands)
Land and office building	$	7,919		$	7,819
Furniture and equipment		5,438			6,097
Software		7,916			7,366
Automobiles		74			74
Finance lease right-of-use assets		365			185
Total original cost		21,712			21,541
Accumulated depreciation and amortization		(15,530	)		(15,210	)
Property and equipment, net	$	6,182		$	6,331

Accumulated depreciation and amortization includes $0.2 million that is related to equipment held under finance leases at December 31, 2020 and 2019 and is included in the underwriting and certain other operating costs line item on the income statement.  The lease liabilities related to these properties are included in accounts payable and other liabilities.