Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Revenues
Gross premiums written	$ 80,289	$ 87,018	$ 167,360	$ 180,125
Ceded premiums written	(2,672)	(2,204)	(5,455)	(4,634)
Net premiums written	77,617	84,814	161,905	175,491
Net premiums earned	75,964	82,951	154,954	167,899
Net investment income	7,324	8,169	15,073	16,184
Net realized gains (losses) on investments	163	(82)	1,155	(23)
Net unrealized gains (losses) on equity securities	5,570	642	(3,193)	2,800
Fee and other income	90	73	291	83
Total revenues	89,082	91,753	168,251	186,943
Loss on disposal of assets	(29)		(29)
Expenses
Loss and loss adjustment expenses incurred	37,530	48,868	81,177	98,482
Underwriting and certain other operating costs	7,786	7,416	16,003	14,968
Commissions	5,812	6,243	11,867	12,611
Salaries and benefits	7,533	6,059	14,545	12,806
Policyholder dividends	948	998	1,971	2,098
Total expenses	59,691	69,584	125,619	140,965
Provision for investment related credit loss expense	82		56
Income before income taxes	29,391	22,169	42,632	45,978
Income tax expense	5,443	4,279	7,884	8,688
Net income	$ 23,948	$ 17,890	$ 34,748	$ 37,290
Earnings per share
Basic	$ 1.24	$ 0.93	$ 1.80	$ 1.94
Diluted	$ 1.24	$ 0.93	$ 1.80	$ 1.93
Shares used in computing earnings per share
Basic	19,280,684	19,245,592	19,273,347	19,237,401
Diluted	19,335,707	19,306,953	19,335,748	19,316,276
Cash dividends declared per common share	$ 0.27	$ 0.25	$ 0.54	$ 0.50