Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Revenues
Gross premiums written	$ 87,071	$ 93,107
Ceded premiums written	(2,783)	(2,430)
Net premiums written	84,288	90,677
Net premiums earned	78,990	84,948
Net investment income	7,749	8,015
Net realized gains on investments	992	59
Net unrealized gains (losses) on equity securities	(8,763)	2,158
Fee and other income	201	10
Total revenues	79,169	95,190
Expenses
Loss and loss adjustment expenses incurred	43,647	49,614
Underwriting and certain other operating costs	8,217	7,552
Commissions	6,055	6,368
Salaries and benefits	7,012	6,747
Policyholder dividends	1,023	1,100
Provision for investment related credit loss benefit	(26)
Total expenses	65,928	71,381
Income before income taxes	13,241	23,809
Income tax expense	2,441	4,409
Net income	$ 10,800	$ 19,400
Earnings per share
Basic	$ 0.56	$ 1.01
Diluted	$ 0.56	$ 1.01
Shares used in computing earnings per share
Basic	19,266,016	19,229,134
Diluted	19,352,245	19,298,036
Cash dividends declared per common share	$ 0.27	$ 0.25