Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Revenues
Gross premiums written	$ 87,018	$ 93,702	$ 180,125	$ 191,044
Ceded premiums written	(2,204)	(2,369)	(4,634)	(4,699)
Net premiums written	84,814	91,333	175,491	186,345
Net premiums earned	82,951	88,995	167,899	176,305
Net investment income	8,169	7,303	16,184	14,512
Net realized losses on investments	(82)	(1,111)	(23)	(1,142)
Net unrealized gains (losses) on equity securities	642	76	2,800	(314)
Fee and other income	73	117	83	194
Total revenues	91,753	95,380	186,943	189,555
Expenses
Loss and loss adjustment expenses incurred	48,868	52,076	98,482	105,238
Underwriting and certain other operating costs	7,416	7,985	14,968	15,831
Commissions	6,243	6,616	12,611	13,110
Salaries and benefits	6,059	6,681	12,806	12,607
Policyholder dividends	998	1,092	2,098	2,425
Total expenses	69,584	74,450	140,965	149,211
Income before income taxes	22,169	20,930	45,978	40,344
Income tax expense	4,279	3,974	8,688	7,219
Net income	$ 17,890	$ 16,956	$ 37,290	$ 33,125
Earnings per share
Basic	$ 0.93	$ 0.88	$ 1.94	$ 1.73
Diluted	$ 0.93	$ 0.88	$ 1.93	$ 1.72
Shares used in computing earnings per share
Basic	19,245,592	19,208,601	19,237,401	19,197,925
Diluted	19,306,953	19,266,735	19,316,276	19,275,883
Cash dividends declared per common share	$ 0.25	$ 0.22	$ 0.50	$ 0.44