Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Revenues
Gross premiums written	$ 93,107	$ 97,342
Ceded premiums written	(2,430)	(2,330)
Net premiums written	90,677	95,012
Net premiums earned	84,948	87,310
Net investment income	8,015	7,209
Net realized gains (losses) on investments	59	(31)
Net unrealized gains (losses) on equity securities	2,158	(390)
Fee and other income	10	77
Total revenues	95,190	94,175
Expenses
Loss and loss adjustment expenses incurred	49,614	53,162
Underwriting and certain other operating costs	7,552	7,846
Commissions	6,368	6,494
Salaries and benefits	6,747	5,926
Policyholder dividends	1,100	1,333
Total expenses	71,381	74,761
Income before income taxes	23,809	19,414
Income tax expense	4,409	3,245
Net income	$ 19,400	$ 16,169
Earnings per share
Basic	$ 1.01	$ 0.84
Diluted	$ 1.01	$ 0.84
Shares used in computing earnings per share
Basic	19,229,134	19,187,136
Diluted	19,298,036	19,262,237
Cash dividends declared per common share	$ 0.25	$ 0.22