Concentration of Operations

12 Months Ended

Dec. 31, 2018

Text Block [Abstract]

Concentration of Operations

17. Concentration of Operations

The Company derives its premium revenues from its operations in the workers’ compensation insurance line of business.  

Net premiums earned during 2018, 2017 and 2016 for the top ten states in 2018 and all others are shown below:

	2018					2017					2016
	Dollars		Percent			Dollars		Percent			Dollars		Percent
	(Dollars in thousands)
Georgia	$	40,351		11.5	%	$	40,801		11.8	%	$	38,168		10.4	%
Florida		39,672		11.3	%		34,615		10.0	%		29,051		7.9	%
Pennsylvania		31,708		9.1	%		32,931		9.5	%		39,460		10.7	%
Louisiana		25,810		7.4	%		25,422		7.3	%		30,426		8.3	%
Illinois		19,710		5.6	%		22,169		6.4	%		25,796		7.0	%
North Carolina		19,537		5.6	%		18,388		5.3	%		20,784		5.6	%
Virginia		15,228		4.3	%		16,298		4.7	%		16,599		4.5	%
Wisconsin		14,101		4.0	%		13,790		4.0	%		13,544		3.7	%
South Carolina		13,924		4.0	%		13,327		3.9	%		13,897		3.8	%
Minnesota		12,900		3.7	%		13,968		4.0	%		15,130		4.1	%
All others		117,385		33.5	%		114,447		33.1	%		125,849		34.0	%
Total net premiums earned	$	350,326		100.0	%	$	346,156		100.0	%	$	368,704		100.0	%