Concentration of Operations

12 Months Ended

Dec. 31, 2017

Text Block [Abstract]

Concentration of Operations

17. Concentration of Operations

The Company derives its premium revenues from its operations in the workers’ compensation insurance line of business.  

Net premiums earned during 2017, 2016 and 2015 for the top ten states in 2017 and all others are shown below:

	2017					2016					2015
	Dollars		Percent			Dollars		Percent			Dollars		Percent
	(Dollars in thousands)
Georgia	$	40,801		11.8	%	$	38,168		10.4	%	$	40,497		10.8	%
Florida		34,615		10.0	%		29,051		7.9	%		24,792		6.6	%
Pennsylvania		32,931		9.5	%		39,460		10.7	%		36,294		9.7	%
Louisiana		25,422		7.3	%		30,426		8.3	%		38,874		10.3	%
Illinois		22,169		6.4	%		25,796		7.0	%		23,285		6.2	%
North Carolina		18,388		5.3	%		20,784		5.6	%		20,062		5.3	%
Virginia		16,298		4.7	%		16,599		4.5	%		15,656		4.2	%
Minnesota		13,968		4.0	%		15,130		4.1	%		14,618		3.9	%
Wisconsin		13,790		4.0	%		13,544		3.7	%		11,203		3.0	%
South Carolina		13,327		3.9	%		13,897		3.8	%		12,955		3.4	%
All others		114,447		33.1	%		125,849		34.0	%		137,658		36.6	%
Total net premiums earned	$	346,156		100.0	%	$	368,704		100.0	%	$	375,894		100.0	%