Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Revenues
Gross premiums written	$ 88,837	$ 91,061	$ 292,443	$ 297,872
Ceded premiums written	(2,945)	(4,232)	(8,046)	(9,317)
Net premiums written	85,892	86,829	284,397	288,555
Net premiums earned	89,918	90,504	276,607	280,860
Net investment income	8,006	6,923	20,251	20,646
Net realized gains (losses) on investments	181	40	974	(2,518)
Fee and other income	101	3	272	206
Total revenues	98,206	97,470	298,104	299,194
Expenses
Loss and loss adjustment expenses incurred	50,526	48,942	146,413	166,252
Underwriting and certain other operating costs	8,104	9,293	25,325	26,043
Commissions	6,362	6,696	19,731	20,606
Salaries and benefits	6,298	6,278	18,403	18,070
Policyholder dividends	889	371	3,195	1,024
Total expenses	72,179	71,580	213,067	231,995
Income before income taxes	26,027	25,890	85,037	67,199
Income tax expense	8,131	7,950	26,245	19,810
Net income	17,896	17,940	58,792	47,389
Net income available to common shareholders	$ 17,896	$ 17,940	$ 58,792	$ 47,389
Earnings per share
Basic	$ 0.94	$ 0.95	$ 3.08	$ 2.51
Diluted	$ 0.93	$ 0.94	$ 3.06	$ 2.48
Shares used in computing earnings per share
Basic	19,121,947	18,968,718	19,092,298	18,911,675
Diluted	19,190,191	19,096,259	19,186,398	19,088,140
Cash dividends declared per common share	$ 0.18	$ 0.15	$ 0.54	$ 0.45