Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Revenues
Gross premiums written	$ 103,224	$ 106,022	$ 203,606	$ 206,811
Ceded premiums written	(2,550)	(2,549)	(5,101)	(5,085)
Net premiums written	100,674	103,473	198,505	201,726
Net premiums earned	90,728	95,569	186,689	190,356
Net investment income	6,201	6,890	12,245	13,723
Net realized gains (losses) on investments	545	(2,617)	793	(2,558)
Fee and other income	89	94	171	203
Total revenues	97,563	99,936	199,898	201,724
Expenses
Loss and loss adjustment expenses incurred	49,171	57,304	95,887	117,310
Underwriting and certain other operating costs	9,749	9,278	17,221	16,750
Commissions	6,491	6,905	13,369	13,910
Salaries and benefits	6,321	5,899	12,105	11,792
Policyholder dividends	1,216	438	2,306	653
Total expenses	72,948	79,824	140,888	160,415
Income before income taxes	24,615	20,112	59,010	41,309
Income tax expense	7,976	5,793	18,114	11,860
Net income	16,639	14,319	40,896	29,449
Net income available to common shareholders	$ 16,639	$ 14,319	$ 40,896	$ 29,449
Earnings per share
Basic	$ 0.87	$ 0.76	$ 2.14	$ 1.56
Diluted	$ 0.87	$ 0.75	$ 2.13	$ 1.54
Shares used in computing earnings per share
Basic	19,096,718	18,917,229	19,077,328	18,882,693
Diluted	19,184,984	19,080,065	19,178,893	19,069,949
Cash dividends declared per common share	$ 0.18	$ 0.15	$ 0.36	$ 0.30