Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Revenues
Gross premiums written	$ 100,382	$ 100,789
Ceded premiums written	(2,551)	(2,536)
Net premiums written	97,831	98,253
Net premiums earned	95,961	94,787
Net investment income	6,044	6,833
Net realized gains on investments	248	59
Fee and other income	82	109
Total revenues	102,335	101,788
Expenses
Loss and loss adjustment expenses incurred	46,716	60,006
Underwriting and certain other operating costs	7,472	7,472
Commissions	6,878	7,005
Salaries and benefits	5,784	5,893
Policyholder dividends	1,090	215
Total expenses	67,940	80,591
Income before income taxes	34,395	21,197
Income tax expense	10,138	6,067
Net income	24,257	15,130
Net income available to common shareholders	$ 24,257	$ 15,130
Earnings per share
Basic	$ 1.27	$ 0.80
Diluted	$ 1.27	$ 0.79
Shares used in computing earnings per share
Basic	19,057,941	18,847,792
Diluted	19,163,789	19,047,479
Cash dividends declared per common share	$ 0.18	$ 0.15