Deferred Policy Acquisition Costs (Tables)

12 Months Ended

Dec. 31, 2015

Insurance [Abstract]

Schedule of Major Categories of the Deferred Policy Acquisition Costs

Major categories of the Company’s deferred policy acquisition costs are summarized as follows:

	December 31,
	2015		2014
	(in thousands)
Agents’ commissions	$	15,997	$	15,351
Premium taxes		3,121		3,100
Deferred underwriting expenses		1,294		1,198
Total deferred policy acquisition costs	$	20,412	$	19,649

Schedule of the Activity in the Deferred Policy Acquisition Costs

The following summarizes the activity in the deferred policy acquisition costs:

	Year Ended December 31,
	2015			2014			2013
	(in thousands)
Balance, beginning of year	$	19,649		$	19,171		$	18,419
Policy acquisition costs deferred		45,604			44,295			41,278
Amortization expense during the year		(44,841	)		(43,817	)		(40,526	)
Balance, end of year	$	20,412		$	19,649		$	19,171