Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Revenues
Gross premiums written	$ 91,061	$ 93,962	$ 297,872	$ 303,485
Ceded premiums written	(4,232)	(3,823)	(9,317)	(10,655)
Net premiums written	86,829	90,139	288,555	292,830
Net premiums earned	90,504	95,928	280,860	278,677
Net investment income	6,923	6,495	20,646	20,048
Net realized gains/(losses) on investments	40	(152)	(2,518)	181
Fee and other income	3	65	206	227
Total revenues	97,470	102,336	299,194	299,133
Expenses
Loss and loss adjustment expenses incurred	48,942	61,822	166,252	185,570
Underwriting and certain other operating costs	9,293	7,822	26,043	24,624
Commissions	6,696	7,022	20,606	20,696
Salaries and benefits	6,278	6,183	18,070	18,090
Policyholder dividends	371	139	1,024	340
Total expenses	71,580	82,988	231,995	249,320
Income before income taxes	25,890	19,348	67,199	49,813
Income tax expense	7,950	5,869	19,810	13,012
Net income	17,940	13,479	47,389	36,801
Net income available to common shareholders	$ 17,940	$ 13,479	$ 47,389	$ 36,801
Earnings per share
Basic	$ 0.95	$ 0.72	$ 2.51	$ 1.98
Diluted	$ 0.94	$ 0.71	$ 2.48	$ 1.95
Shares used in computing earnings per share
Basic	18,968,718	18,676,033	18,911,675	18,603,227
Diluted	19,096,259	18,929,777	19,088,140	18,905,880
Extraordinary cash dividends declared per common share				$ 0.50
Cash dividends declared per common share	$ 0.15	$ 0.12	$ 0.45	$ 0.36