Deferred Policy Acquisition Costs (Tables)

12 Months Ended

Dec. 31, 2014

Insurance [Abstract]

Schedule of Major Categories of the Deferred Policy Acquisition Costs

 Major categories of the Company’s deferred policy acquisition costs are summarized as follows:

	December 31,
	2014		2013
	(in thousands)
Agents’ commissions	$	15,351	$	15,511
Premium taxes		3,100		2,526
Deferred underwriting expenses		1,198		1,134
Total deferred policy acquisition costs	$	19,649	$	19,171

Schedule of the Activity in the Deferred Policy Acquisition Costs

The following summarizes the activity in the deferred policy acquisition costs:

	Year Ended December 31,
	2014			2013			2012
	(in thousands)
Balance, beginning of year	$	19,171		$	18,419		$	16,578
Policy acquisition costs deferred		44,295			41,278			40,961
Amortization expense during the year		(43,817	)		(40,526	)		(39,120	)
Balance, end of year	$	19,649		$	19,171		$	18,419