Deferred Policy Acquisition Costs (Tables)

12 Months Ended

Dec. 31, 2013

Insurance [Abstract]

Schedule of Major Categories of the Deferred Policy Acquisition Costs

Major categories of the Company’s deferred policy acquisition costs are summarized as follows:

	December 31,
	2013		2012
	(In thousands)
Agents’ commissions	$	15,511	$	13,418
Premium taxes		2,526		3,814
Deferred underwriting expenses		1,134		1,187
Total deferred policy acquisition costs	$	19,171	$	18,419

Schedule of the Activity in the Deferred Policy Acquisition Costs

The following summarizes the activity in the deferred policy acquisition costs:

	Year Ended December 31,
	2013		2012		2011
	(In thousands)
Balance, beginning of year	$	18,419	$	16,578	$	15,137
Policy acquisition costs deferred		41,278		40,961		36,064
Amortization expense during the year		(40,526)		(39,120)		(34,623)
Balance, end of year	$	19,171	$	18,419	$	16,578