Premiums Receivable (Tables)

12 Months Ended

Dec. 31, 2013

Insurance [Abstract]

Components of Premiums Receivable

The balance is shown net of the allowance for doubtful accounts. The components of premiums receivable are shown below:

	December 31,
	2013		2012
	(In thousands)
Premiums receivable	$	177,037	$	148,374
Allowance for doubtful accounts		(5,458)		(6,424)
Premiums receivable, net	$	171,579	$	141,950

Summarizes the Activity in the Allowance for Doubtful Accounts

The following summarizes the activity in the allowance for doubtful accounts:

	December 31,
	2013		2012		2011
	(In thousands)
Balance, beginning of year	$	6,424	$	5,573	$	5,104
Provision for bad debts (1)		52		2,230		1,209
Write-offs		(1,018)		(1,379)		(740)
Balance, end of year	$	5,458	$	6,424	$	5,573

(1) Includes a one-time adjustment of $1.7 million in 2013 as a result of a change in accounting estimate of uncollectible accounts based on historical experience.