Concentration Of Operations

12 Months Ended

Dec. 31, 2011

Concentration Of Operations [Abstract]

Concentration Of Operations

18. Concentration of Operations

The Company derives its revenues primarily from its operations in the workers' compensation insurance line of business. Total net premiums earned for the different lines of business are shown below:

	2011					2010					2009
	Dollars		Percent			Dollars		Percent			Dollars		Percent
	(Dollars in thousands)
Workers' compensation	$	249,966		99.6	%	$	217,810		99.5	%	$	249,758		99.5	%
General liability		1,049		0.4	%		1,071		0.5	%		1,138		0.5	%
Total net premiums earned	$	251,015		100.0	%	$	218,881		100.0	%	$	250,896		100.0	%

Net premiums earned during 2011, 2010 and 2009 for the top ten states in 2011 and all others are shown below:

	2011					2010					2009
	Dollars		Percent			Dollars		Percent			Dollars		Percent
	(Dollars in thousands)
Louisiana	$	28,157		11.2	%	$	23,406		10.7	%	$	25,559		10.2	%
Georgia		21,496		8.6			19,308		8.8			23,358		9.3
Pennsylvania		19,265		7.7			16,784		7.7			14,731		5.9
North Carolina		17,071		6.8			17,038		7.8			19,842		7.9
Oklahoma		16,037		6.4			14,544		6.6			18,872		7.5
Virginia		15,660		6.2			13,680		6.3			14,702		5.9
Illinois		14,673		5.8			14,294		6.5			17,220		6.9
Texas		11,073		4.4			8,858		4.0			11,104		4.4
Kansas		9,486		3.8			7,126		3.3			8,096		3.2
Minnesota		9,388		3.7			7,887		3.6			9,005		3.6
All others		88,709		35.4			75,956		34.7			88,407		35.2
Total net premiums earned	$	251,015		100.0	%	$	218,881		100.0	%	$	250,896		100.0	%