Condensed Consolidated Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Assets
Fixed maturity securities-held-to-maturity, at amortized cost (fair value $676,287 and $683,463 in 2011 and 2010, respectively)	$ 642,033	$ 663,345
Fixed maturity securities-available-for-sale, at fair value (cost $63,011 and $21,865 in 2011 and 2010, respectively)	64,754	21,649
Equity securities-available-for-sale, at fair value (cost $14,306 and $1,687 in 2011 and 2010, respectively)	14,599	1,773
Short-term investments	46,186	78,770
Total investments	767,572	765,537
Cash and cash equivalents	68,940	60,966
Amounts recoverable from reinsurers	94,447	95,133
Premiums receivable, net	133,083	122,618
Deferred income taxes	29,370	31,512
Accrued interest receivable	9,215	7,704
Property and equipment, net	7,452	7,547
Deferred policy acquisition costs	19,793	17,400
Deferred charges	3,439	2,936
Federal income tax recoverable	3,504	2,293
Other assets	16,382	14,488
Total assets	1,153,197	1,128,134
Liabilities and shareholders' equity
Reserves for loss and loss adjustment expenses	532,249	532,204
Unearned premiums	126,175	111,494
Reinsurance premiums payable	955	7
Amounts held for others	27,815	22,667
Policyholder deposits	37,342	39,187
Insurance-related assessments	34,182	33,898
Securities payable	5,955	6,718
Accounts payable and other liabilities	24,258	20,646
Subordinated debt securities	25,780	36,090
Total liabilities	814,711	802,911
Shareholders' equity:
Voting-$0.01 par value authorized shares-50,000,000 in 2011 and 2010; 19,287,912 and 19,060,649 shares issued and 18,062,272 and 18,352,041 shares outstanding in 2011 and 2010, respectively	193	191
Additional paid-in capital	183,936	180,884
Treasury stock at cost (1,225,640 and 708,608 shares in 2011 and 2010, respectively)	(21,758)	(12,102)
Accumulated earnings	173,873	155,985
Accumulated other comprehensive income, net	2,242	265
Total shareholders' equity	338,486	325,223
Total liabilities and shareholders' equity	$ 1,153,197	$ 1,128,134