Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenues
Gross premiums written	$ 80,074	$ 82,487
Ceded premiums written	(3,926)	(4,179)
Net premiums written	76,148	78,308
Net premiums earned	68,446	69,181
Net investment income	7,366	7,433
Net realized gains (losses) on investments	(222)	258
Net unrealized gains on equity securities	4,776	1,369
Fee and other income	123	197
Total revenues	80,489	78,438
Expenses
Loss and loss adjustment expenses incurred	39,991	39,009
Underwriting and certain other operating costs	5,311	5,156
Commissions	5,882	5,803
Salaries and benefits	7,505	6,023
Policyholder dividends	1,072	931
Provision for investment related credit loss benefit	(17)	(19)
Total expenses	59,744	56,903
Income before income taxes	20,745	21,535
Income tax expense	3,820	4,196
Net income	$ 16,925	$ 17,339
Earnings per share
Basic	$ 0.89	$ 0.91
Diluted	$ 0.88	$ 0.9
Shares used in computing earnings per share
Basic	19,122,168	19,131,356
Diluted	19,211,282	19,235,411
Cash dividends declared per common share	$ 0.37	$ 0.34