Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Revenues
Gross premiums written	$ 70,840	$ 68,212	$ 225,031	$ 220,463
Ceded premiums written	(4,112)	(2,553)	(12,256)	(7,837)
Net premiums written	66,728	65,659	212,775	212,626
Net premiums earned	66,634	67,790	201,413	205,625
Net investment income	8,105	6,983	23,262	19,581
Net realized gains on investments	5,133	585	5,466	2,402
Net unrealized losses on equity securities	(7,309)	(4,082)	(3,892)	(12,984)
Fee and other income	77	104	488	352
Total revenues	72,640	71,380	226,737	214,976
Expenses
Loss and loss adjustment expenses incurred	37,154	37,725	111,808	115,792
Underwriting and certain other operating costs	9,494	7,426	22,077	19,100
Commissions	5,975	5,422	17,623	16,083
Salaries and benefits	6,902	6,737	19,625	19,428
Policyholder dividends	804	640	2,225	2,517
Provision for investment related credit loss expense (benefit)	(16)	(21)	(51)	60
Total expenses	60,313	57,929	173,307	172,980
Income before income taxes	12,327	13,451	53,430	41,996
Income tax expense	2,366	2,090	10,503	7,172
Net income	$ 9,961	$ 11,361	$ 42,927	$ 34,824
Earnings per share
Basic	$ 0.52	$ 0.59	$ 2.24	$ 1.81
Diluted	$ 0.52	$ 0.59	$ 2.23	$ 1.8
Shares used in computing earnings per share
Basic	19,164,854	19,198,320	19,145,432	19,267,602
Diluted	19,223,588	19,269,346	19,217,606	19,340,898
Cash dividends declared per common share	$ 0.34	$ 0.31	$ 1.02	$ 0.93