8-K 1 d265517.txt IMPAC SECURED ASSETS CORP. ================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 31, 2004 IMPAC SECURED ASSETS CORP. (as depositor under a Pooling and Servicing Agreement, dated as of August 1, 2004, providing for, inter alia, the issuance of Mortgage Pass-Through Certificates, Series 2004-3) Impac Secured Assets Corp. -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) CALIFORNIA 333-117991 33-071-5871 ---------------------------- ----------- ---------------------- (State or Other Jurisdiction (Commission (I.R.S. Employee of Incorporation) File Number) Identification Number) 1401 Dove Street Newport Beach, California 92660 --------------------- ---------- (Address of Principal (Zip Code) Executive Offices) Registrant's telephone number, including area code, is (949) 475-3600 ================================================================================ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) -2- Item 8.01. OTHER EVENTS. Description of the Mortgage Pool The Certificates, issued pursuant to the Agreement, evidence in the aggregate the entire beneficial ownership interest in a trust fund (the "Trust Fund"), consisting primarily of mortgage loans (the "Mortgage Pool"). The Mortgage Pool is comprised of adjustable-rate first lien residential mortgage loans (the "Mortgage Loans"). As of the Closing Date, the Trust Fund primarily consisted of (i) the Mortgage Pool, which consisted of initial Mortgage Loans having an aggregate principal balance of $1,910,004,118 as of August 1, 2004 and (ii) the Pre-Funding Accounts, which contained $389,995,882. The tables attached as an exhibit hereto describe certain characteristics of the Mortgage Pool as of August 1, 2004, with respect to the Initial Mortgage Loans. -3- Item 9.01. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS. (a) Not applicable (b) Not applicable (c) Exhibits: EXHIBIT NO. DESCRIPTION 99.1 Characteristics of the Mortgage Pool as of August 1, 2004, relating to Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2004-3. -4- SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. By: /s/ Richard J. Johnson ------------------------------- Name: Richard J. Johnson Title: Chief Financial Officer Dated: September 15, 2004 EXHIBIT INDEX Exhibit Number Description -------------- ----------- 99.1 Characteristics of the Mortgage Pool as of August 1, 2004, relating to Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2004-3.